Onelife Capital Advisors Limited - Due diligence report

A 360° intelligence report on Onelife Capital: trust score, financial health, credit view, compliance, directors, growth and distress signal…

2007-08-31 Thane, Maharashtra Active Listed Active Compliant
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Onelife Capital — 360° Intelligence Report

Generated from MCA filings & public records
71/100
Trust Score
Moderate

Onelife Capital is assessed as Moderate with a Trust Score of 71/100. Onelife Capital is an active public limited indian non-government company incorporated in 2007, operating in the Business Outsourcing sector. The company has shown revenue growth across its recent filed years. It reported a loss in its latest filed year. Based on MCA filings and public records, it currently shows a moderate compliance risk and high financial risk profile.

Report generated on 25 Jul 2026 from the latest processed filings. Onelife Capital Advisors Limited snapshot & full profile →

Financial Health › Neutral
Overall Assessment CautionWeakNeutralGoodStrong Strong
Compliance › Strong

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreModerate
71/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreModerate
70/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreCaution Indicated
45/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreCaution Indicated
30/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
85/100
Board strength, DIN status, churn and network.
Growth ScoreLow Risk
80/100
Revenue, profit, asset and hiring momentum.
Distress ScoreLow Risk
75/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Consolidated · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

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Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 30/100 Caution Indicated
  • Liabilities ≈ 38% EBITDA - stretched.
  • Elevated gearing (D/E 1.42).

Charges position: 2 open (13.60 cr) · 3 satisfied (14.75 cr).

Banking relationships (from registered charges)
LenderChargesAmount
Kotak Mahindra Bank Limited2 48.0 cr
Indian Bank1 48.0 cr
Others2 48.0 cr
Compliance Score: 70/100 Moderate
  • Company status is Active as per MCA.
  • Annual filings current (balance sheet Mar 2025).
  • Flagged by authority: BSE, SEBI.
  • 1 active GST registration(s).
05

Director Intelligence

Stability score: 85/100
NameDIN / PANDesignationAppointedTenureDIN status
PANDOO PRABHAKAR NAIG 01234567 Director 01/04/2018 6 yrs Approved
PRABHAKARA NAIG 01234567 Director 01/04/2018 6 yrs Approved
NITESH SHRINATH SINGH 01234567 Director 01/04/2018 6 yrs Approved
SHALINI SHIVCHARAN PATIDAR 01234567 Director 01/04/2018 6 yrs Approved
PANDOO PRABHAKAR NAIG 01234567 Director 01/04/2018 6 yrs Approved
ABHAY KUMAR SETHIA 01234567 Director 01/04/2018 6 yrs Approved
DHANANJAY CHANDRAKANT PARIKH 01234567 Director 01/04/2018 6 yrs Approved
Ranu Jain 01234567 Director 01/04/2018 6 yrs Approved
Kajal Dishank Shethia 01234567 Director 01/04/2018 6 yrs Approved
Rohit Gupta 01234567 Director 01/04/2018 6 yrs Approved
Satish Kumar 01234567 Director 01/04/2018 6 yrs Approved
  • 11 directors on the board.
  • No disqualified or deactivated DINs.
  • 2 director exit(s) in the last 3 years.
06

Ownership & Group Intelligence

Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
6
Group entities
6
Capital events
-

Key managerial personnel: PRABHAKARA NAIG (Whole-time director) · PANDOO PRABHAKAR NAIG (CFO)

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 80 · Distress 75
Growth signals & trust indicators
Revenue acceleration: +2.1x over 4 year(s).
Latest year revenue grew 24%.
Operating for 18+ years.
Active EPFO - real payroll on record.
Active GST registration(s).
Distress signals & risk flags
Losses deepening year-on-year.
2 open charge(s) registered - assets are encumbered.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence72/100
Favourable indicators
Suitability as a supplier / customer counterparty.
  • Statutory record is clean.
  • 1 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment44/100
Enhanced diligence advised
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • 2 open charge(s) of 13.60 cr already registered.
  • Compliance record supports lending.
Investor view66/100
Mixed indicators
Growth quality and scalability through an investor lens.
  • 2 growth signal(s) detected.
  • Margin and return trends computable from filings.
  • Management team looks stable.
09

MCA Filings & Events Timeline

Latest 15 events
07 Feb 2026
Director appointed
Satish Kumar (Cfo)
01 Dec 2025
Charge created
Others - 4.00 cr
28 Nov 2025
Charge created
Indian Bank - 9.60 cr
30 Sep 2025
Last AGM held
Annual general meeting
25 Aug 2025
Director appointed
Rohit Gupta (Company Secretary)
31 Mar 2025
Latest balance sheet
Filed with ROC
29 Mar 2025
Director appointed
NITESH SHRINATH SINGH (Director)
Director appointed
Ranu Jain (Director)
27 Feb 2025
Charge satisfied
Others
13 Jan 2025
Director appointed
ABHAY KUMAR SETHIA (Director)
14 Nov 2024
Director appointed
SHALINI SHIVCHARAN PATIDAR (Director)
14 Jun 2024
Director appointed
PANDOO PRABHAKAR NAIG (CFO)
Director appointed
Kajal Dishank Shethia (Company Secretary)
01 Apr 2024
Director ceased
MANOJ RAMGOPAL MALPANI
12 Mar 2024
Charge created
Others - 4.75 cr
10

Key Observations

Auto-generated from the data above
Revenue grew 0.86 over the last 4 financial year(s).
Net profit margin moved from 61% to 38%.
Debt-to-equity stands at 1.42 - leverage worth monitoring.
Net worth is positive.
11 active director(s) / partner(s); board looks stable and experienced.
1 active GST registration(s) indicate ongoing business operations.
Operates a group structure with 6 subsidiary(ies) - assess on a consolidated basis.
EPFO-registered employer - verifiable payroll history exists.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Smc Global Securities U67120DL1997PLC188881 New Delhi, Delhi, India
Anur Investments Private Limited U65993KA1993PTC014055 Bangalore South, Karnataka, India
Modern Shares And Stockbrokers L45200MH1939PLC002958 Mumbai, Maharashtra, India
Triumph International Finance India Limited L65990MH1985PLC038176 Mumbai, Maharashtra, India
Cil Securities Limited L67120TG1989PLC010188 Hyderabad, Telangana, India
Nda Securities L74899DL1992PLC050366 Delhi, Delhi, India
Nurture Software Solutions U74899DL1995PTC071324 New Delhi, Delhi, India
Premium Capital Market And Investsment Limited L67120MP1992PLC007178 Indore, Madhya Pradesh, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Onelife Capital before audits and certifications: compliance score 70/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Onelife Capital: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Enhanced diligence advised. Credit risk score 30/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Mixed indicators. Growth score 80/100, margin trends, ownership structure and peer set for Onelife Capital - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Favourable indicators. Trust score 71/100, distress signals and MSME payment-delay disclosures - know whether Onelife Capital pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (no cases on record), regulatory flags, charge documents trail and director networks for Onelife Capital - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Onelife Capital an active company?

Onelife Capital has MCA status “Active” with a compliance score of 70/100 (Moderate).

Is Onelife Capital financially healthy?

Onelife Capital has a Financial Health Score of 45/100 (Caution Indicated) based on its filed financial statements.

Should I do business with Onelife Capital?

Its overall Trust Score is 71/100 (Moderate). Vendor verdict: Favourable indicators. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Onelife Capital?

See the directors and ownership sections above for board and shareholding detail. 11 active director(s) are on record.

Does Onelife Capital have loans or charges against its assets?

2 open charge(s) are registered against its assets, and 3 earlier charge(s) stand satisfied.

Is Onelife Capital up to date with its ROC filings?

Annual filings current (balance sheet Mar 2025). Overall compliance score: 70/100 (Moderate).

Is it risky to lend to Onelife Capital?

Its Credit Risk Score is 30/100 (Caution Indicated). Banker verdict: Enhanced diligence advised.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.