O3 Finance Private Limited - Due diligence report

A 360° intelligence report on O3 Finance Private Limited: trust score, financial health, credit view, compliance, directors, growth and dist…

2016-02-22 Bangalore, Karnataka Amalgamated Unlisted Active Compliant
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OF O3 Finance Private Limited
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O3 Finance Private Limited — 360° Intelligence Report

Generated from MCA filings & public records
62/100
Trust Score
Moderate

O3 Finance Private Limited is assessed as Moderate with a Trust Score of 62/100. O3 Finance Private Limited is a private limited indian non-government company incorporated in 2016, operating in the Financial Services sector. The company has shown revenue growth across its recent filed years. It was profitable in its latest filed year. Based on MCA filings and public records, it currently shows a high compliance risk and low financial risk profile.

Report generated on 17 Jul 2026 from the latest processed filings. O3 Finance Private Limited snapshot & full profile →

Financial Health › Strong
Overall Assessment CautionWeakNeutralGoodStrong Good
Compliance › Caution

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreModerate
62/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreCaution Indicated
5/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreLow Risk
90/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreModerate
60/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
95/100
Board strength, DIN status, churn and network.
Growth ScoreLow Risk
80/100
Revenue, profit, asset and hiring momentum.
Distress ScoreModerate
65/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

Get full access

Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 60/100 Moderate
  • Negative operating earnings - debt service depends on external support.
  • No open charges - unencumbered balance sheet.
  • Working-capital cover adequate.
  • Profitable - internal accruals available.

Charges position: 0 open (-) · 0 satisfied (-).

Compliance Score: 5/100 Caution Indicated
  • Company status is "Amalgamated" - not Active.
  • Balance sheet slightly behind (Mar 2024).
  • Flagged by authority: FIU, RBI.
  • 1 auditor resignation(s) filed - latest: DELOITTE HASKINS & SELLS LLP on 2022-03-29.
05

Director Intelligence

Stability score: 95/100
NameDIN / PANDesignationAppointedTenureDIN status
SRINIVAS RAJASEKHAR TEKAL 01234567 Director 01/04/2018 6 yrs Approved
SHIRAZ BUGWADIA HOMI 01234567 Director 01/04/2018 6 yrs Approved
DEEPESH GARG 01234567 Director 01/04/2018 6 yrs Approved
  • 3 directors on the board.
  • No disqualified or deactivated DINs.
  • Stable board - no exits in 3 years.
  • Average tenure above 5 years.
06

Ownership & Group Intelligence

As per FY 2021 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
O3 Capital Global Advisory Private Limited
Subsidiaries
-
Group entities
-
Capital events
1 allotment(s) · 0 transfer(s)

Promoters hold a dominant controlling stake - exact percentages are part of the full report.

Group entityRelationship% held
O3 Capital Global Advisory Private Limited Holding Company 74.00%

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 80 · Distress 65
Growth signals & trust indicators
Steady revenue growth: +38% over 4 year(s).
Latest year revenue grew 1.42.
Profit expanded 2.1x year-on-year.
Operating for 10+ years.
Distress signals & risk flags
Adverse company status: Amalgamated.
Compliance score is weak (5/100).
1 auditor resignation(s) on record - review the stated reasons.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence40/100
Caution indicated
Suitability as a supplier / customer counterparty.
  • Check the compliance flags before onboarding.
  • 1 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment55/100
Mixed indicators - deeper appraisal suggested
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • No existing security registered - first-charge position available.
  • Compliance gaps should be priced into terms.
Investor view79/100
Positive growth indicators
Growth quality and scalability through an investor lens.
  • 3 growth signal(s) detected.
  • Margin and return trends computable from filings.
  • Management team looks stable.
09

MCA Filings & Events Timeline

Latest 12 events
30 Sep 2024
Last AGM held
Annual general meeting
31 Mar 2024
Latest balance sheet
Filed with ROC
27 Mar 2020
Securities allotted
1250000 Equity Shares - 1.25 cr raised
12 Jan 2020
Director ceased
SHYAM SHENTHAR SUNDER
Director ceased
SRINIVAS RAJASEKHAR TEKAL
Director ceased
DEEPESH GARG
30 Sep 2017
Director ceased
SHIRAZ BUGWADIA HOMI
12 Sep 2016
Director appointed
SHIRAZ BUGWADIA HOMI (Director)
11 Jul 2016
Director appointed
DEEPESH GARG (Director)
Director ceased
VINOD KUMAR PRABHAKAR
22 Feb 2016
Incorporated
Registered with Roc Bangalore
Director appointed
SRINIVAS RAJASEKHAR TEKAL (Director)
10

Key Observations

Auto-generated from the data above
Revenue grew 24% over the last 4 financial year(s).
Net worth is positive.
3 active director(s) / partner(s); board looks stable and experienced.
Promoters hold a dominant controlling stake as per the FY 2021 annual return.
Capital has been raised through 1 security allotment(s) - amounts available in the full report.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Raghavans Chit Funds Private Limited U65992TZ1964PTC000535 Coimbatore, Tamil Nadu, India
Zaveri Estate Private Limited U45201GJ2007PTC049985 Ahmedabad, Gujarat, India
Dhan Kalyan Finance And Investments Private Limited U65990MH1992PTC069131 Mumbai, Maharashtra, India
Pitambar Fastners Pvt Ltd U27109WB2006PTC108302 Kolkata, West Bengal, India
Lyton Finco Pvt Ltd U51909WB1991PTC051992 Kolkata, West Bengal, India
Biz Fin Service Private Limited U67190MH2012PTC229447 Thane, Maharashtra, India
Accredut Finance And Investments Private Limited U65990MH1994PTC082315 Mumbai, Maharashtra, India
Karishma Commodities And Derivatives Private Limited U67120MH1996PTC097731 Mumbai, Maharashtra, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify O3 Finance Private Limited before audits and certifications: compliance score 5/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of O3 Finance Private Limited: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Mixed indicators - deeper appraisal suggested. Credit risk score 60/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Positive growth indicators. Growth score 80/100, margin trends, ownership structure and peer set for O3 Finance Private Limited - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Caution indicated. Trust score 62/100, distress signals and MSME payment-delay disclosures - know whether O3 Finance Private Limited pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (no cases on record), regulatory flags, charge documents trail and director networks for O3 Finance Private Limited - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is O3 Finance Private Limited an active company?

O3 Finance Private Limited has MCA status “Amalgamated” with a compliance score of 5/100 (Caution Indicated).

Is O3 Finance Private Limited financially healthy?

O3 Finance Private Limited has a Financial Health Score of 90/100 (Low Risk) based on its filed financial statements.

Should I do business with O3 Finance Private Limited?

Its overall Trust Score is 62/100 (Moderate). Vendor verdict: Caution indicated. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls O3 Finance Private Limited?

The ultimate holding entity is O3 Capital Global Advisory Private Limited. 3 active director(s) are on record.

Does O3 Finance Private Limited have loans or charges against its assets?

No charges are registered against this company - an unencumbered balance sheet.

Is O3 Finance Private Limited up to date with its ROC filings?

Balance sheet slightly behind (Mar 2024). Overall compliance score: 5/100 (Caution Indicated).

Is it risky to lend to O3 Finance Private Limited?

Its Credit Risk Score is 60/100 (Moderate). Banker verdict: Mixed indicators - deeper appraisal suggested.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.