Promoter holding
64.27%
NC
Npk Commercial Ltd - Due diligence report
A 360° intelligence report on Npk Commercial Ltd: trust score, financial health, credit view, compliance, directors, growth and distress sig…
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Npk Commercial Ltd — 360° Intelligence Report
Generated from MCA filings & public records83/100
Trust Score
Low Risk
Npk Commercial Ltd is assessed as Low Risk with a Trust Score of 83/100. Npk Commercial Ltd is an active public limited indian non-government company incorporated in 1986, operating in the Agriculture sector. Reported revenue has declined across its recent filed years. It was profitable in its latest filed year. Based on MCA filings and public records, it currently shows a low compliance risk and moderate financial risk profile.
Report generated on 09 Aug 2026 from the latest processed filings. Npk Commercial Ltd snapshot & full profile →
Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.
02
Score Card
Higher is safer · rule-based & explainableTrust ScoreLow Risk
83/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreLow Risk
100/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreModerate
60/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreCaution Indicated
35/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
95/100
Board strength, DIN status, churn and network.
Growth ScoreCaution Indicated
40/100
Revenue, profit, asset and hiring momentum.
Distress ScoreModerate
65/100
Early-warning signals - higher means fewer warnings.
03
Financial Intelligence Dashboard
Standalone · 5 filed year(s)Unlock the full 5-year financial dashboard with charts and year-wise figures.
Get full accessScores and observations on this page are already computed from the real filings - only the underlying figures are locked.
04
Credit & Compliance Intelligence
Why the scores are what they are
Credit Risk Score: 35/100 Caution Indicated
- Liabilities ≈ 38% EBITDA - stretched.
- Open charges exceed net worth - secured lenders rank ahead.
- Elevated gearing (D/E 1.42).
- Working-capital cover adequate.
- Profitable - internal accruals available.
Charges position: 1 open (65.00 Lakh) · 0 satisfied (-).
Banking relationships (from registered charges)
| Lender | Charges | Amount |
|---|---|---|
| Hdfc Bank Limited | 1 | 48.0 cr |
Compliance Score: 100/100 Low Risk
- Company status is Active as per MCA.
- Annual filings current (balance sheet Mar 2025).
- 1 active GST registration(s).
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Director Intelligence
Stability score: 95/100| Name | DIN / PAN | Designation | Appointed | Tenure | DIN status |
|---|---|---|---|---|---|
| PIYUSH GANGA SARAF | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| RADHA SARAF | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| KAILASH CHANDRA SARAF | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
- 3 directors on the board.
- No disqualified or deactivated DINs.
- Stable board - no exits in 3 years.
- Average tenure above 5 years.
06
Ownership & Group Intelligence
As per FY 2021 annual returnPublic / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
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Subsidiaries
-
Group entities
-
Capital events
-
Promoters hold a minority stake - exact percentages are part of the full report.
Full shareholding pattern, group structure & capital events →
07
Risk Intelligence Center
Growth 40 · Distress 65
Growth signals & trust indicators
Operating for 39+ years.
Active GST registration(s).
Distress signals & risk flags
Revenue declined year-on-year.
Profit declined two years in a row.
1 open charge(s) registered - assets are encumbered.
08
Stakeholder Verdicts
Vendor · Banker · InvestorVendor due diligence84/100
Favourable indicators
Suitability as a supplier / customer counterparty.
- Statutory record is clean.
- 2 distress signal(s) - see Risk Center.
- Financial filings available for verification.
Banker assessment59/100
Mixed indicators - deeper appraisal suggested
Indicative lending comfort for banks, NBFCs and trade credit.
- Debt capacity assessed from filed statements.
- 1 open charge(s) of 65.00 Lakh already registered.
- Compliance record supports lending.
Investor view58/100
Mixed indicators
Growth quality and scalability through an investor lens.
- No clear growth signals in the filed years.
- Margin and return trends computable from filings.
- Management team looks stable.
09
MCA Filings & Events Timeline
Latest 9 events30 Sep 2025
Last AGM held
Annual general meeting
31 Mar 2025
Latest balance sheet
Filed with ROC
20 Aug 2018
Director ceased
PRADEEP KUMAR SARAF
Director ceased
SUSHIL SARAF
13 Aug 2018
Director appointed
RADHA SARAF (Director)
Director appointed
KAILASH CHANDRA SARAF (Director)
13 May 2016
Charge created
Hdfc Bank Limited - 65.00 Lakh
27 Aug 1986
Incorporated
Registered with Roc Kolkata I
Director appointed
PIYUSH GANGA SARAF (Director)
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Key Observations
Auto-generated from the data aboveRevenue declined 2.1x over the last 4 financial year(s).
Net profit margin moved from 24% to 0.86.
Debt-to-equity stands at 61% - leverage worth monitoring.
Net worth is positive.
Compliance record is strong - status, filings and flags are clean.
3 active director(s) / partner(s); board looks stable and experienced.
1 active GST registration(s) indicate ongoing business operations.
Promoters hold a minority stake as per the FY 2021 annual return.
| Company | CIN | Location |
|---|---|---|
| Keya Digitronics Private Limited | U51900GJ2018PTC100432 | Ahmadabad City, Gujarat, India |
| Sudhir Life Sciences Private Limited | U24232MP2016PTC035187 | Jabalpur, Madhya Pradesh, India |
| Joint Hub Private Limited | U51909DL2018PTC332869 | Delhi, Delhi, India |
| Ram Avtar Jewellers Private Limited | U36911DL1996PTC077034 | New Delhi, Delhi, India |
| Jaimal Exports Private Limited | U29220PB2005PTC028987 | Punjab, Punjab, India |
| Makindian Township Private Limited | U70100MH2007PTC172508 | Mumbai, Maharashtra, India |
| Techaid Systems Private Limited | U51909GJ1992PTC017632 | Ahmedabad, Gujarat, India |
| Tekriwal Agencies Private Limited | U51432BR2007PTC013136 | Patna, Bihar, India |
12
Who Uses This Report
CA · CS · Banker · Investor · VendorChartered Accountants (CA)
Verify Npk Commercial Ltd before audits and certifications: compliance score 100/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.
Company Secretaries (CS)
Track statutory health of Npk Commercial Ltd: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.
Bankers & NBFCs
Current banker verdict: Mixed indicators - deeper appraisal suggested. Credit risk score 35/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.
Investors & Analysts
Investor view: Mixed indicators. Growth score 40/100, margin trends, ownership structure and peer set for Npk Commercial Ltd - screening before a deeper diligence.
Vendors & Procurement Teams
Vendor verdict: Favourable indicators. Trust score 83/100, distress signals and MSME payment-delay disclosures - know whether Npk Commercial Ltd pays its suppliers before you extend credit terms.
Lawyers & Compliance Teams
Litigation footprint (no cases on record), regulatory flags, charge documents trail and director networks for Npk Commercial Ltd - groundwork for KYC, onboarding and disputes.
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Frequently Asked Questions
Is Npk Commercial Ltd an active company?
Npk Commercial Ltd has MCA status “Active” with a compliance score of 100/100 (Low Risk).
Is Npk Commercial Ltd financially healthy?
Npk Commercial Ltd has a Financial Health Score of 60/100 (Moderate) based on its filed financial statements.
Should I do business with Npk Commercial Ltd?
Its overall Trust Score is 83/100 (Low Risk). Vendor verdict: Favourable indicators. Review the risk flags in the Risk Intelligence Center before deciding.
Who controls Npk Commercial Ltd?
Promoters hold a minority stake - exact percentages are in the full report. 3 active director(s) are on record.
Does Npk Commercial Ltd have loans or charges against its assets?
1 open charge(s) are registered against its assets.
Is Npk Commercial Ltd up to date with its ROC filings?
Annual filings current (balance sheet Mar 2025). Overall compliance score: 100/100 (Low Risk).
Is it risky to lend to Npk Commercial Ltd?
Its Credit Risk Score is 35/100 (Caution Indicated). Banker verdict: Mixed indicators - deeper appraisal suggested.
Disclaimer: This report is generated automatically from MCA filings and public records as available
in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the
underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are
not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice.
Verify from official sources and consult a qualified professional before any business, lending or investment decision.
If you represent this company and believe any information is inaccurate or outdated,
report it here and we will review promptly.
