Noroc Solutions Private Limited - Due diligence report

A 360° intelligence report on Vpaynow: trust score, financial health, credit view, compliance, directors, growth and distress signals - gene…

2014-08-04 Bangalore, Karnataka Active Unlisted Active Compliant
NS Noroc Solutions Private Limited
Full Due-Diligence Report + Documents
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  • Full trust, health & credit-risk scores
  • Director details, charges & MCA documents
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Vpaynow — 360° Intelligence Report

Generated from MCA filings & public records
64/100
Trust Score
Moderate

Vpaynow is assessed as Moderate with a Trust Score of 64/100. Vpaynow is an active private limited indian non-government company incorporated in 2014, operating in the Information Technology sector. Reported revenue has declined across its recent filed years. It reported a loss in its latest filed year. Based on MCA filings and public records, it currently shows a low compliance risk and high financial risk profile.

Report generated on 17 Jul 2026 from the latest processed filings. Noroc Solutions Private Limited snapshot & full profile →

Overall Assessment CautionWeakNeutralGoodStrong Good

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreModerate
64/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreLow Risk
75/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreCaution Indicated
20/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreCaution Indicated
45/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
95/100
Board strength, DIN status, churn and network.
Growth ScoreModerate
50/100
Revenue, profit, asset and hiring momentum.
Distress ScoreModerate
60/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

Get full access

Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 45/100 Caution Indicated
  • Negative operating earnings - debt service depends on external support.
  • No open charges - unencumbered balance sheet.

Charges position: 0 open (-) · 0 satisfied (-).

Compliance Score: 75/100 Low Risk
  • Company status is Active as per MCA.
  • Last balance sheet is for Mar 2020 - filings overdue.
05

Director Intelligence

Stability score: 95/100
NameDIN / PANDesignationAppointedTenureDIN status
SANTOSH MARTIN 01234567 Director 01/04/2018 6 yrs Approved
AJAY JOSEPH 01234567 Director 01/04/2018 6 yrs Approved
  • 2 directors on the board.
  • No disqualified or deactivated DINs.
  • Stable board - no exits in 3 years.
  • Average tenure above 5 years.
06

Ownership & Group Intelligence

As per FY 2020 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
11 allotment(s) · 0 transfer(s)

Promoters hold a dominant controlling stake - exact percentages are part of the full report.

Key managerial personnel: SANTOSH MARTIN (Managing Director) · AJAY JOSEPH (Managing Director)

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 50 · Distress 60
Growth signals & trust indicators
Latest year revenue grew 38%.
Operating for 11+ years.
Distress signals & risk flags
Negative net worth.
Statutory filings appear overdue.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence67/100
Review suggested
Suitability as a supplier / customer counterparty.
  • Statutory record is clean.
  • 2 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment45/100
Mixed indicators - deeper appraisal suggested
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • No existing security registered - first-charge position available.
  • Compliance record supports lending.
Investor view43/100
Limited indicators at present
Growth quality and scalability through an investor lens.
  • 1 growth signal(s) detected.
  • Margin and return trends computable from filings.
  • Management team looks stable.
09

MCA Filings & Events Timeline

Latest 15 events
31 Dec 2020
Last AGM held
Annual general meeting
31 Mar 2020
Latest balance sheet
Filed with ROC
08 Jan 2018
Securities allotted
9616 Equity Shares Without Differential Rights - 96,160.00 raised
Securities allotted
4808 Equity Shares Without Differential Rights - 48,080.00 raised
01 Mar 2017
Securities allotted
9615 Equity Shares Without Differential Rights - 96,150.00 raised
Securities allotted
4808 Equity Shares Without Differential Rights - 48,080.00 raised
18 Mar 2016
Director ceased
CHRISTOPHER LOPEZ
20 Dec 2015
Securities allotted
4808 Equity Shares Without Differential Rights - 48,080.00 raised
Securities allotted
9615 Equity Shares Without Differential Rights - 96,150.00 raised
25 Jun 2015
Securities allotted
4808 Equity Shares Without Differential Rights - 25.00 Lakh raised
14 May 2015
Securities allotted
28846 Equity Shares Without Differential Rights - 1.00 cr raised
20 Apr 2015
Securities allotted
72115 Preference Shares - 7.21 Lakh raised
01 Apr 2015
Securities allotted
125000 Preference Shares - 12.50 Lakh raised
Securities allotted
335000 Equity Shares Without Differential Rights - 33.50 Lakh raised
18 Dec 2014
Director ceased
SHANKAR SUKRUTARAJ
10

Key Observations

Auto-generated from the data above
Revenue declined 1.42 over the last 4 financial year(s).
Compliance record is strong - status, filings and flags are clean.
2 active director(s) / partner(s); board looks stable and experienced.
Promoters hold a dominant controlling stake as per the FY 2020 annual return.
Capital has been raised through 11 security allotment(s) - amounts available in the full report.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Vrk Games Private Limited U74999HR2019PTC078950 Gurgaon, Haryana, India
Skoch Consulting Private Limited U00000DL2001PTC109869 New Delhi, Delhi, India
Valid Software Solutions (India) Private Limited U72900MH2001PTC131182 Mumbai, Maharashtra, India
Ngnguru Solutions Private Limited. U72200DL2008PTC182118 New Delhi, Delhi, India
Carengrow U72900TG2015PTC100715 Hyderabad, Telangana, India
Kalyan Krishna Technoz Private Limited U74900KA2015PTC080986 Bangalore, Karnataka, India
Symbolein Technologies Private Limited U72400KA2009PTC050154 Bangalore, Karnataka, India
Voxiva India Private Limited U72900DL2004PTC125005 New Delhi, Delhi, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Vpaynow before audits and certifications: compliance score 75/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Vpaynow: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Mixed indicators - deeper appraisal suggested. Credit risk score 45/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Limited indicators at present. Growth score 50/100, margin trends, ownership structure and peer set for Vpaynow - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Review suggested. Trust score 64/100, distress signals and MSME payment-delay disclosures - know whether Vpaynow pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (no cases on record), regulatory flags, charge documents trail and director networks for Vpaynow - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Vpaynow an active company?

Vpaynow has MCA status “Active” with a compliance score of 75/100 (Low Risk).

Is Vpaynow financially healthy?

Vpaynow has a Financial Health Score of 20/100 (Caution Indicated) based on its filed financial statements.

Should I do business with Vpaynow?

Its overall Trust Score is 64/100 (Moderate). Vendor verdict: Review suggested. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Vpaynow?

Promoters hold a dominant controlling stake - exact percentages are in the full report. 2 active director(s) are on record.

Does Vpaynow have loans or charges against its assets?

No charges are registered against this company - an unencumbered balance sheet.

Is Vpaynow up to date with its ROC filings?

Last balance sheet is for Mar 2020 - filings overdue. Overall compliance score: 75/100 (Low Risk).

Is it risky to lend to Vpaynow?

Its Credit Risk Score is 45/100 (Caution Indicated). Banker verdict: Mixed indicators - deeper appraisal suggested.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.