Nectar Life Sciences Limited - Due diligence report

A 360° intelligence report on Neclife: trust score, financial health, credit view, compliance, directors, growth and distress signals - gene…

1995-06-27 Derabassi, Punjab Active Listed Active Compliant
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NL Nectar Life Sciences Limited
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Neclife — 360° Intelligence Report

Generated from MCA filings & public records
64/100
Trust Score
Moderate

Neclife is assessed as Moderate with a Trust Score of 64/100. Neclife is an active public limited indian non-government company incorporated in 1995, operating in the Pharma sector. It reported a loss in its latest filed year. Based on MCA filings and public records, it currently shows a high compliance risk and moderate financial risk profile.

Report generated on 07 Jul 2026 from the latest processed filings. Nectar Life Sciences Limited snapshot & full profile →

Financial Health › Good
Overall Assessment CautionWeakNeutralGoodStrong Good
Compliance › Weak

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreModerate
64/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreCaution Indicated
42/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreModerate
55/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreModerate
65/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
90/100
Board strength, DIN status, churn and network.
Growth ScoreModerate
55/100
Revenue, profit, asset and hiring momentum.
Distress ScoreModerate
60/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Consolidated · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

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Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 65/100 Moderate
  • Negative operating earnings - debt service depends on external support.
  • No open charges - unencumbered balance sheet.
  • Moderate gearing (D/E 38%).
  • Working-capital cover adequate.
  • Externally credit-rated (D).

Charges position: 0 open (-) · 111 satisfied (6,249.44 cr).

Banking relationships (from registered charges)
LenderChargesAmount
Others9 48.0 cr
Sbicap Trustee Company Limited1 48.0 cr
Punjab National Bank17 48.0 cr
State Bank Of India10 48.0 cr
Export-Import Bank Of India6 48.0 cr
Ifci Limited3 48.0 cr
Compliance Score: 42/100 Caution Indicated
  • Company status is Active as per MCA.
  • Annual filings current (balance sheet Mar 2025).
  • Flagged by authority: BSE.
  • Litigation present in 3 court forum(s).
  • Delayed payments to MSME suppliers disclosed (3 disclosure(s)).
  • 5 active GST registration(s).
Legal cases on record (3)
05

Director Intelligence

Stability score: 90/100
NameDIN / PANDesignationAppointedTenureDIN status
RUPINDER TEWARI 01234567 Director 01/04/2018 6 yrs Approved
SANJIV GOYAL 01234567 Director 01/04/2018 6 yrs Approved
INDU PAL KAUR 01234567 Director 01/04/2018 6 yrs Approved
KULDIP KUMAR BHASIN 01234567 Director 01/04/2018 6 yrs Approved
SUSHIL KAPOOR 01234567 Director 01/04/2018 6 yrs Approved
Surulichamy Senthilkumar 01234567 Director 01/04/2018 6 yrs Approved
Sanjaymohan Singh Rawat 01234567 Director 01/04/2018 6 yrs Approved
Sushil Kapoor 01234567 Director 01/04/2018 6 yrs Approved
  • 8 directors on the board.
  • No disqualified or deactivated DINs.
  • 1 director exit(s) in the last 3 years.
  • Average tenure above 5 years.
Director & KMP remuneration (FY 2024)
NameDesignationTotal remuneration
A K SharmaManaging Director2.4 cr
R MehtaWhole-time Director1.6 cr
S IyerCFO95.0 L

Remuneration is disclosed in the latest annual return. Unlock full report

06

Ownership & Group Intelligence

As per FY 2025 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
2 allotment(s) · 0 transfer(s)

Promoters hold a minority stake - exact percentages are part of the full report.

Group entityRelationship% held
Neclife Pt, Unipessoal Lda, Portugal Subsidiary Company 74.00%

Key managerial personnel: SANJIV GOYAL (Managing Director) · SUSHIL KAPOOR (CFO) · Surulichamy Senthilkumar (Whole-time director)

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 55 · Distress 60
Growth signals & trust indicators
EPFO headcount growing - hiring signal.
Operating for 31+ years.
Active EPFO - real payroll on record.
Active GST registration(s).
Distress signals & risk flags
Revenue declined year-on-year.
Losses deepening year-on-year.
Compliance score is weak (42/100).
MSME payment delays disclosed - latest outstanding 16.47 Lakh.
3 court case(s) on record - see the legal section for details.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence54/100
Review suggested
Suitability as a supplier / customer counterparty.
  • Check the compliance flags before onboarding.
  • 2 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment56/100
Mixed indicators - deeper appraisal suggested
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • No existing security registered - first-charge position available.
  • Compliance gaps should be priced into terms.
Investor view57/100
Mixed indicators
Growth quality and scalability through an investor lens.
  • 1 growth signal(s) detected.
  • Margin and return trends computable from filings.
  • Management team looks stable.
09

MCA Filings & Events Timeline

Latest 15 events
04 Dec 2025
Director appointed
Sushil Kapoor (Whole-Time Director)
14 Nov 2025
Charge satisfied
Hdfc Bank Limited
21 Oct 2025
Charge satisfied
Sbicap Trustee Company Limited
29 Sep 2025
Last AGM held
Annual general meeting
01 Aug 2025
Charge satisfied
Hdfc Bank Limited
03 Jul 2025
Charge satisfied
Hdfc Bank Limited
01 Jun 2025
Director appointed
Surulichamy Senthilkumar (Whole-time director)
Director ceased
Surulichamy Senthilkumar
02 Apr 2025
Director appointed
Sanjaymohan Singh Rawat (Company Secretary)
31 Mar 2025
Latest balance sheet
Filed with ROC
01 May 2024
Charge satisfied
Hdfc Bank Limited
11 Jan 2024
Charge satisfied
Others
27 Dec 2023
Charge created
Hdfc Bank Limited - 60.47 Lakh
25 Apr 2023
Charge satisfied
Others
19 Feb 2023
Charge satisfied
Hdfc Bank Limited
10

Key Observations

Auto-generated from the data above
Revenue grew 1.42 over the last 4 financial year(s).
Net profit margin moved from 2.1x to 24%.
Debt-to-equity stands at 0.86 - manageable leverage.
Net worth is positive.
8 active director(s) / partner(s); board looks stable and experienced.
5 active GST registration(s) indicate ongoing business operations.
All 111 registered charge(s) stand satisfied - past borrowings repaid.
Carries an external credit rating of D from Brickwork.
EPFO-registered employer - verifiable payroll history exists.
Promoters hold a minority stake as per the FY 2025 annual return.
Director / KMP remuneration is disclosed in the latest annual return - exact figures available in the full report.
Capital has been raised through 2 security allotment(s) - amounts available in the full report.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Laborate Pharmaceuticals India U24239HR1990PLC030835 Haryana, Haryana, India
Drmorepen L24231HP1984PLC006028 Himachal Pradesh, Himachal Pradesh, India
Alkyl Amines L99999MH1979PLC021796 New Mumbai, Maharashtra, India
Karnataka Soaps And Detergents Limited U85110KA1980SGC003871 Bangalore, Karnataka, India
Moil L99999MH1962GOI012398 Nagpur, Maharashtra, India
Leefordcosmacia U24230PB2006PLC029786 Ludhiana, Punjab, India
Bodal L24110GJ1986PLC009003 Daskroi, Gujarat, India
Navin Fluorine L24110MH1998PLC115499 Mumbai, Maharashtra, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Neclife before audits and certifications: compliance score 42/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Neclife: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Mixed indicators - deeper appraisal suggested. Credit risk score 65/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Mixed indicators. Growth score 55/100, margin trends, ownership structure and peer set for Neclife - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Review suggested. Trust score 64/100, distress signals and MSME payment-delay disclosures - know whether Neclife pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (3 case(s) on record), regulatory flags, charge documents trail and director networks for Neclife - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Neclife an active company?

Neclife has MCA status “Active” with a compliance score of 42/100 (Caution Indicated).

Is Neclife financially healthy?

Neclife has a Financial Health Score of 55/100 (Moderate) based on its filed financial statements.

Should I do business with Neclife?

Its overall Trust Score is 64/100 (Moderate). Vendor verdict: Review suggested. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Neclife?

Promoters hold a minority stake - exact percentages are in the full report. 8 active director(s) are on record.

Does Neclife have loans or charges against its assets?

No open charges - all 111 registered charge(s) stand satisfied, indicating past borrowings were repaid.

Is Neclife up to date with its ROC filings?

Annual filings current (balance sheet Mar 2025). Overall compliance score: 42/100 (Caution Indicated).

Is it risky to lend to Neclife?

Its Credit Risk Score is 65/100 (Moderate). Banker verdict: Mixed indicators - deeper appraisal suggested.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.