Mushkan Microfinance Foundation - Due diligence report

A 360° intelligence report on Mushkan Microfinance Foundation: trust score, financial health, credit view, compliance, directors, growth and…

2017-04-18 Lalganj, Bihar Active Unlisted Active Compliant
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MM Mushkan Microfinance Foundation
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Mushkan Microfinance Foundation — 360° Intelligence Report

Generated from MCA filings & public records
66/100
Trust Score
Moderate

Mushkan Microfinance Foundation is assessed as Moderate with a Trust Score of 66/100. Mushkan Microfinance Foundation is an active private not for profit company incorporated in 2017, operating in the Business Services sector. Reported revenue has declined across its recent filed years. It reported a loss in its latest filed year. Based on MCA filings and public records, it currently shows a low compliance risk and moderate financial risk profile.

Report generated on 19 Jul 2026 from the latest processed filings. Mushkan Microfinance Foundation snapshot & full profile →

Financial Health › Neutral
Overall Assessment CautionWeakNeutralGoodStrong Good
Compliance › Strong

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreModerate
66/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreLow Risk
75/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreModerate
50/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreModerate
60/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
85/100
Board strength, DIN status, churn and network.
Growth ScoreCaution Indicated
40/100
Revenue, profit, asset and hiring momentum.
Distress ScoreModerate
50/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 3 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

Get full access

Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 60/100 Moderate
  • Negative operating earnings - debt service depends on external support.
  • No open charges - unencumbered balance sheet.
  • Moderate gearing (D/E 38%).
  • Working-capital cover adequate.

Charges position: 0 open (-) · 0 satisfied (-).

Compliance Score: 75/100 Low Risk
  • Company status is Active as per MCA.
  • Last balance sheet is for Mar 2022 - filings overdue.
05

Director Intelligence

Stability score: 85/100
NameDIN / PANDesignationAppointedTenureDIN status
REEMA YADAV 01234567 Director 01/04/2018 6 yrs Approved
DHIRAJ KUMAR 01234567 Director 01/04/2018 6 yrs Approved
  • 2 directors on the board.
  • No disqualified or deactivated DINs.
  • 3 director exit(s) in the last 3 years.
06

Ownership & Group Intelligence

Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
-

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 40 · Distress 50
Growth signals & trust indicators
Operating for 9 years.
Distress signals & risk flags
Revenue declined year-on-year.
Losses deepening year-on-year.
Statutory filings appear overdue.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence65/100
Review suggested
Suitability as a supplier / customer counterparty.
  • Statutory record is clean.
  • 3 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment61/100
Mixed indicators - deeper appraisal suggested
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • No existing security registered - first-charge position available.
  • Compliance record supports lending.
Investor view50/100
Mixed indicators
Growth quality and scalability through an investor lens.
  • No clear growth signals in the filed years.
  • Margin and return trends computable from filings.
  • Management team looks stable.
09

MCA Filings & Events Timeline

Latest 12 events
29 Aug 2023
Director ceased
TANMOY BISWAS
Director ceased
RUDRA PRASAD ROY
Director ceased
RAMKRISHNA CHANDRA
11 Jul 2023
Director appointed
REEMA YADAV (Director)
Director appointed
DHIRAJ KUMAR (Director)
30 Sep 2022
Last AGM held
Annual general meeting
31 Mar 2022
Latest balance sheet
Filed with ROC
25 Jan 2019
Director ceased
AKHILESH KUMAR
Director ceased
SUJATA TALUKDAR
27 Jun 2018
Director ceased
ASHADUL SHAH
Director ceased
AINUL SHAH
18 Apr 2017
Incorporated
Registered with Roc Patna
10

Key Observations

Auto-generated from the data above
Revenue declined 1.42 over the last 2 financial year(s).
Debt-to-equity stands at 2.1x - manageable leverage.
Net worth is positive.
Compliance record is strong - status, filings and flags are clean.
2 active director(s) / partner(s); board looks stable and experienced.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Chs Corporate Solutions Private Limited U74999HR2018PTC074506 Gurgaon, Haryana, India
Incurate Ventures Private Limited U74999HR2018PTC075453 Gurugram, Haryana, India
Numindz Energy Engineering Consultants Private Limited U74999TG2018PTC124502 Hyderabad, Telangana, India
Shopify Exim Private Limited U74999HR2017PTC068547 Badshahpur, Haryana, India
Rb Business Solutions (Opc) Private Limited U74999TN2020OPC139761 Tiruvannamalai, Tamil Nadu, India
Anyahaat Boutique Private Limited U74999WB2017PTC224076 Asansol, West Bengal, India
Mrinank Enterprises Limited U74999DL2017PLC314256 Delhi, Delhi, India
Bluefox Property Managers Private Limited U74900WB2012PTC186480 Kolkata, West Bengal, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Mushkan Microfinance Foundation before audits and certifications: compliance score 75/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Mushkan Microfinance Foundation: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Mixed indicators - deeper appraisal suggested. Credit risk score 60/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Mixed indicators. Growth score 40/100, margin trends, ownership structure and peer set for Mushkan Microfinance Foundation - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Review suggested. Trust score 66/100, distress signals and MSME payment-delay disclosures - know whether Mushkan Microfinance Foundation pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (no cases on record), regulatory flags, charge documents trail and director networks for Mushkan Microfinance Foundation - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Mushkan Microfinance Foundation an active company?

Mushkan Microfinance Foundation has MCA status “Active” with a compliance score of 75/100 (Low Risk).

Is Mushkan Microfinance Foundation financially healthy?

Mushkan Microfinance Foundation has a Financial Health Score of 50/100 (Moderate) based on its filed financial statements.

Should I do business with Mushkan Microfinance Foundation?

Its overall Trust Score is 66/100 (Moderate). Vendor verdict: Review suggested. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Mushkan Microfinance Foundation?

See the directors and ownership sections above for board and shareholding detail. 2 active director(s) are on record.

Does Mushkan Microfinance Foundation have loans or charges against its assets?

No charges are registered against this company - an unencumbered balance sheet.

Is Mushkan Microfinance Foundation up to date with its ROC filings?

Last balance sheet is for Mar 2022 - filings overdue. Overall compliance score: 75/100 (Low Risk).

Is it risky to lend to Mushkan Microfinance Foundation?

Its Credit Risk Score is 60/100 (Moderate). Banker verdict: Mixed indicators - deeper appraisal suggested.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.