Promoter holding
64.27%
MF
Monsoon Finance Ltd - Due diligence report
A 360° intelligence report on Monsoon Finance Ltd: trust score, financial health, credit view, compliance, directors, growth and distress si…
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Monsoon Finance Ltd — 360° Intelligence Report
Generated from MCA filings & public records72/100
Trust Score
Moderate
Monsoon Finance Ltd is assessed as Moderate with a Trust Score of 72/100. Monsoon Finance Ltd is an active public limited indian non-government company incorporated in 1982, operating in the Financial Services sector. It reported a loss in its latest filed year. Based on MCA filings and public records, it currently shows a moderate compliance risk and moderate financial risk profile.
Report generated on 16 Aug 2026 from the latest processed filings. Monsoon Finance Ltd snapshot & full profile →
Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.
02
Score Card
Higher is safer · rule-based & explainableTrust ScoreModerate
72/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreModerate
70/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreModerate
50/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreModerate
55/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
95/100
Board strength, DIN status, churn and network.
Growth ScoreModerate
55/100
Revenue, profit, asset and hiring momentum.
Distress ScoreLow Risk
75/100
Early-warning signals - higher means fewer warnings.
03
Financial Intelligence Dashboard
Standalone · 5 filed year(s)Unlock the full 5-year financial dashboard with charts and year-wise figures.
Get full accessScores and observations on this page are already computed from the real filings - only the underlying figures are locked.
04
Credit & Compliance Intelligence
Why the scores are what they are
Credit Risk Score: 55/100 Moderate
- Negative operating earnings - debt service depends on external support.
- No open charges - unencumbered balance sheet.
- Moderate gearing (D/E 38%).
Charges position: 0 open (-) · 0 satisfied (-).
Compliance Score: 70/100 Moderate
- Company status is Active as per MCA.
- Annual filings current (balance sheet Mar 2025).
- Litigation present in 3 court forum(s).
- 1 auditor resignation(s) filed - latest: G.C AGARWAL & ASSOCIATES on 2018-02-16.
Legal cases on record (3)
05
Director Intelligence
Stability score: 95/100| Name | DIN / PAN | Designation | Appointed | Tenure | DIN status |
|---|---|---|---|---|---|
| RAKESH ARORA | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| SURYA KANT KAUSHAL | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| SATYAM RAINA | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| SUNITA KAUSHAL | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
- 4 directors on the board.
- No disqualified or deactivated DINs.
- Stable board - no exits in 3 years.
- Average tenure above 5 years.
06
Ownership & Group Intelligence
As per FY 2022 annual returnPublic / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
Rajdhani Nursuries Limited
Subsidiaries
-
Group entities
-
Capital events
-
Promoters hold a dominant controlling stake - exact percentages are part of the full report.
| Group entity | Relationship | % held |
|---|---|---|
| Rajdhani Nursuries Limited | Holding Company | 74.00% |
Key managerial personnel: RAKESH ARORA (Managing Director)
Full shareholding pattern, group structure & capital events →
07
Risk Intelligence Center
Growth 55 · Distress 75
Growth signals & trust indicators
Asset base grew 1.42 - capacity expansion.
Operating for 44+ years.
Distress signals & risk flags
Losses deepening year-on-year.
1 auditor resignation(s) on record - review the stated reasons.
3 court case(s) on record - see the legal section for details.
08
Stakeholder Verdicts
Vendor · Banker · InvestorVendor due diligence72/100
Favourable indicators
Suitability as a supplier / customer counterparty.
- Statutory record is clean.
- 1 distress signal(s) - see Risk Center.
- Financial filings available for verification.
Banker assessment57/100
Mixed indicators - deeper appraisal suggested
Indicative lending comfort for banks, NBFCs and trade credit.
- Debt capacity assessed from filed statements.
- No existing security registered - first-charge position available.
- Compliance record supports lending.
Investor view58/100
Mixed indicators
Growth quality and scalability through an investor lens.
- 1 growth signal(s) detected.
- Margin and return trends computable from filings.
- Management team looks stable.
09
MCA Filings & Events Timeline
Latest 15 events30 Sep 2025
Last AGM held
Annual general meeting
31 Mar 2025
Latest balance sheet
Filed with ROC
31 Dec 2020
Director ceased
SURYA KANT KAUSHAL
Director ceased
SUNITA KAUSHAL
20 Mar 2020
Director appointed
SURYA KANT KAUSHAL (Director)
Director appointed
SUNITA KAUSHAL (Director)
Director ceased
ANIL SAPRA
Director ceased
RAJEEV SAREEN
30 Sep 2019
Director ceased
SATYAM RAINA
01 Aug 2019
Director appointed
SATYAM RAINA (Director)
12 Jan 2019
Director appointed
RAKESH ARORA (Managing Director)
29 Sep 2018
Director ceased
NIRMAL JAIN
Director ceased
SHIVIR JAIN
30 Sep 2016
Director ceased
RAKESH ARORA
13 Mar 2015
Director ceased
DEVENDER KUMAR JAIN
10
Key Observations
Auto-generated from the data aboveDebt-to-equity stands at 2.1x - manageable leverage.
Net worth is positive.
4 active director(s) / partner(s); board looks stable and experienced.
Promoters hold a dominant controlling stake as per the FY 2022 annual return.
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12
Who Uses This Report
CA · CS · Banker · Investor · VendorChartered Accountants (CA)
Verify Monsoon Finance Ltd before audits and certifications: compliance score 70/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.
Company Secretaries (CS)
Track statutory health of Monsoon Finance Ltd: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.
Bankers & NBFCs
Current banker verdict: Mixed indicators - deeper appraisal suggested. Credit risk score 55/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.
Investors & Analysts
Investor view: Mixed indicators. Growth score 55/100, margin trends, ownership structure and peer set for Monsoon Finance Ltd - screening before a deeper diligence.
Vendors & Procurement Teams
Vendor verdict: Favourable indicators. Trust score 72/100, distress signals and MSME payment-delay disclosures - know whether Monsoon Finance Ltd pays its suppliers before you extend credit terms.
Lawyers & Compliance Teams
Litigation footprint (3 case(s) on record), regulatory flags, charge documents trail and director networks for Monsoon Finance Ltd - groundwork for KYC, onboarding and disputes.
13
Frequently Asked Questions
Is Monsoon Finance Ltd an active company?
Monsoon Finance Ltd has MCA status “Active” with a compliance score of 70/100 (Moderate).
Is Monsoon Finance Ltd financially healthy?
Monsoon Finance Ltd has a Financial Health Score of 50/100 (Moderate) based on its filed financial statements.
Should I do business with Monsoon Finance Ltd?
Its overall Trust Score is 72/100 (Moderate). Vendor verdict: Favourable indicators. Review the risk flags in the Risk Intelligence Center before deciding.
Who controls Monsoon Finance Ltd?
The ultimate holding entity is Rajdhani Nursuries Limited. 4 active director(s) are on record.
Does Monsoon Finance Ltd have loans or charges against its assets?
No charges are registered against this company - an unencumbered balance sheet.
Is Monsoon Finance Ltd up to date with its ROC filings?
Annual filings current (balance sheet Mar 2025). Overall compliance score: 70/100 (Moderate).
Is it risky to lend to Monsoon Finance Ltd?
Its Credit Risk Score is 55/100 (Moderate). Banker verdict: Mixed indicators - deeper appraisal suggested.
Disclaimer: This report is generated automatically from MCA filings and public records as available
in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the
underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are
not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice.
Verify from official sources and consult a qualified professional before any business, lending or investment decision.
If you represent this company and believe any information is inaccurate or outdated,
report it here and we will review promptly.
