Model Kuries And Loans Pvt Ltd - Due diligence report

A 360° intelligence report on Model Kuries And Loans Pvt Ltd: trust score, financial health, credit view, compliance, directors, growth and …

1981-03-31 Thrissur, Kerala Active Unlisted Active Compliant
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MK Model Kuries And Loans Pvt Ltd
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Model Kuries And Loans Pvt Ltd — 360° Intelligence Report

Generated from MCA filings & public records
56/100
Trust Score
Moderate

Model Kuries And Loans Pvt Ltd is assessed as Moderate with a Trust Score of 56/100. Model Kuries And Loans Pvt Ltd is an active private limited indian non-government company incorporated in 1981, operating in the Financial Services sector. Reported revenue has declined across its recent filed years. It reported a loss in its latest filed year. Based on MCA filings and public records, it currently shows a moderate compliance risk and high financial risk profile.

Report generated on 23 Jul 2026 from the latest processed filings. Model Kuries And Loans Pvt Ltd snapshot & full profile →

Financial Health › Weak
Overall Assessment CautionWeakNeutralGoodStrong Good
Compliance › Good

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreModerate
56/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreModerate
61/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreCaution Indicated
35/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreCaution Indicated
45/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreModerate
55/100
Board strength, DIN status, churn and network.
Growth ScoreCaution Indicated
40/100
Revenue, profit, asset and hiring momentum.
Distress ScoreModerate
50/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

Get full access

Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 45/100 Caution Indicated
  • Negative operating earnings - debt service depends on external support.
  • No open charges - unencumbered balance sheet.

Charges position: 0 open (-) · 0 satisfied (-).

Compliance Score: 61/100 Moderate
  • Company status is Active as per MCA.
  • Last balance sheet is for Mar 2020 - filings overdue.
  • Litigation present in 2 court forum(s).
Legal cases on record (2)
05

Director Intelligence

Stability score: 55/100
NameDIN / PANDesignationAppointedTenureDIN status
THOMAS 01234567 Director 01/04/2018 6 yrs Approved
CHIRAMMEL MATHEW JOSEPH 01234567 Director 01/04/2018 6 yrs Approved
PORATHUR DEVASSY KURIAN 01234567 Director 01/04/2018 6 yrs Approved
RAPHEL CHELAPPADAN RAPPAI 01234567 Director 01/04/2018 6 yrs Approved
PORATHUR OUSEPH KURIAN 01234567 Director 01/04/2018 6 yrs Approved
JOSE CHIRIANKANDATH JOSEPH 01234567 Director 01/04/2018 6 yrs Approved
MATHAI KANAKAPPADAN INASU 01234567 Director 01/04/2018 6 yrs Approved
  • 7 directors on the board.
  • JOSE CHIRIANKANDATH JOSEPH has DIN status "Deactivated due to non-filing of DIR-3 KYC".
  • Stable board - no exits in 3 years.
  • Average tenure above 5 years.
Director & KMP remuneration (FY 2017)
NameDesignationTotal remuneration
A K SharmaManaging Director2.4 cr
R MehtaWhole-time Director1.6 cr
S IyerCFO95.0 L

Remuneration is disclosed in the latest annual return. Unlock full report

06

Ownership & Group Intelligence

As per FY 2020 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
3 allotment(s) · 0 transfer(s)

Promoters hold the largest single block of equity - exact percentages are part of the full report.

Key managerial personnel: PORATHUR DEVASSY KURIAN (Managing Director)

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 40 · Distress 50
Growth signals & trust indicators
Operating for 45+ years.
Distress signals & risk flags
Revenue declined year-on-year.
Losses deepening year-on-year.
Statutory filings appear overdue.
2 court case(s) on record - see the legal section for details.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence56/100
Review suggested
Suitability as a supplier / customer counterparty.
  • Check the compliance flags before onboarding.
  • 3 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment46/100
Mixed indicators - deeper appraisal suggested
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • No existing security registered - first-charge position available.
  • Compliance gaps should be priced into terms.
Investor view42/100
Limited indicators at present
Growth quality and scalability through an investor lens.
  • No clear growth signals in the filed years.
  • Margin and return trends computable from filings.
  • Management churn warrants questions.
09

MCA Filings & Events Timeline

Latest 15 events
17 Oct 2020
Last AGM held
Annual general meeting
31 Mar 2020
Latest balance sheet
Filed with ROC
15 Jul 2015
Director appointed
THOMAS (Director)
Director appointed
JOSE CHIRIANKANDATH JOSEPH (Director)
Director ceased
ISAC PAPPACHAN
Director ceased
AKKARA ANTONY CICIL ANGONY
27 Jul 2013
Director ceased
MANJIYIL KUNJIPALU DEVASSY
28 Mar 2012
Director ceased
JOSE PADAVAN PORINCHU
21 Nov 2011
Securities allotted
545.00 Equity Shares - 32.70 Lakh raised
29 May 2010
Director ceased
JOSE CHITTILAPPILLY VARIED
20 Oct 2009
Securities allotted
466.00 Equity Shares - 27.96 Lakh raised
30 May 2009
Director ceased
JOSE CHIRIANKANDATH JOSEPH
12 Jul 2008
Director appointed
PORATHUR OUSEPH KURIAN (Director)
Director ceased
THOMAS
21 Dec 2007
Securities allotted
90.00 Equity Shares - 29.34 Lakh raised
10

Key Observations

Auto-generated from the data above
Revenue declined 38% over the last 4 financial year(s).
Net profit margin moved from 1.42 to 2.1x.
Net worth is positive.
7 active director(s) / partner(s); review board churn before relying on management continuity.
Promoters hold the largest single block of equity as per the FY 2020 annual return.
Director / KMP remuneration is disclosed in the latest annual return - exact figures available in the full report.
Capital has been raised through 3 security allotment(s) - amounts available in the full report.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Sarthak Trades Pvt.Ltd. U51109WB1995PTC068448 Kolkata, West Bengal, India
Vision Steel Limited U27100CH2003PLC026592 Chandigarh, Chandigarh, India
Rvs Business Solutions Private Limited U74900DL2007PTC163635 Delhi, Delhi, India
Moneyplus Securities And Credits Private Limited U74899WB1995PTC250595 Kolkata, West Bengal, India
Nellai Dhana Aztalakshmi Chit Funds Private Limited U65991TN1994PTC027146 Tirunelveli Town, Tamil Nadu, India
Vinayak Marcom Private Limited U51909WB2011PTC167095 Kolkata, West Bengal, India
Adventure Services Private Limited (Transferred From Delhi) U72140RJ1999PTC018654 Jaipur, Rajasthan, India
Axon Kuries Private Limited U65992KL2010PTC026133 Thrissur, Kerala, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Model Kuries And Loans Pvt Ltd before audits and certifications: compliance score 61/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Model Kuries And Loans Pvt Ltd: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Mixed indicators - deeper appraisal suggested. Credit risk score 45/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Limited indicators at present. Growth score 40/100, margin trends, ownership structure and peer set for Model Kuries And Loans Pvt Ltd - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Review suggested. Trust score 56/100, distress signals and MSME payment-delay disclosures - know whether Model Kuries And Loans Pvt Ltd pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (2 case(s) on record), regulatory flags, charge documents trail and director networks for Model Kuries And Loans Pvt Ltd - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Model Kuries And Loans Pvt Ltd an active company?

Model Kuries And Loans Pvt Ltd has MCA status “Active” with a compliance score of 61/100 (Moderate).

Is Model Kuries And Loans Pvt Ltd financially healthy?

Model Kuries And Loans Pvt Ltd has a Financial Health Score of 35/100 (Caution Indicated) based on its filed financial statements.

Should I do business with Model Kuries And Loans Pvt Ltd?

Its overall Trust Score is 56/100 (Moderate). Vendor verdict: Review suggested. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Model Kuries And Loans Pvt Ltd?

Promoters hold the largest single block of equity - exact percentages are in the full report. 7 active director(s) are on record.

Does Model Kuries And Loans Pvt Ltd have loans or charges against its assets?

No charges are registered against this company - an unencumbered balance sheet.

Is Model Kuries And Loans Pvt Ltd up to date with its ROC filings?

Last balance sheet is for Mar 2020 - filings overdue. Overall compliance score: 61/100 (Moderate).

Is it risky to lend to Model Kuries And Loans Pvt Ltd?

Its Credit Risk Score is 45/100 (Caution Indicated). Banker verdict: Mixed indicators - deeper appraisal suggested.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.