Miracle Smart Card Private Limited - Due diligence report

A 360° intelligence report on Miraclecartes ( Miracle Smart Card): trust score, financial health, credit view, compliance, directors, growth…

2011-02-16 Pune, Maharashtra Active Unlisted Active Compliant
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MS Miracle Smart Card Private Limited
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Miraclecartes ( Miracle Smart Card) — 360° Intelligence Report

Generated from MCA filings & public records
94/100
Trust Score
Low Risk

Miraclecartes ( Miracle Smart Card) is assessed as Low Risk with a Trust Score of 94/100. Miraclecartes ( Miracle Smart Card) is an active private limited indian non-government company incorporated in 2011, operating in the Internet sector. Reported revenue has declined across its recent filed years. It was profitable in its latest filed year. Based on MCA filings and public records, it currently shows a low compliance risk and low financial risk profile.

Report generated on 26 Jun 2026 from the latest processed filings. Miracle Smart Card Private Limited snapshot & full profile →

Overall Assessment CautionWeakNeutralGoodStrong Strong

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreLow Risk
94/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreLow Risk
100/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreLow Risk
95/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreLow Risk
85/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
95/100
Board strength, DIN status, churn and network.
Growth ScoreCaution Indicated
40/100
Revenue, profit, asset and hiring momentum.
Distress ScoreLow Risk
80/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

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Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 85/100 Low Risk
  • No open charges - unencumbered balance sheet.
  • Moderate gearing (D/E 38%).
  • Working-capital cover adequate.
  • Profitable - internal accruals available.

Charges position: 0 open (-) · 0 satisfied (-).

Compliance Score: 100/100 Low Risk
  • Company status is Active as per MCA.
  • Annual filings current (balance sheet Mar 2025).
  • 1 active GST registration(s).
05

Director Intelligence

Stability score: 95/100
NameDIN / PANDesignationAppointedTenureDIN status
RAKESH SHARAD JADHAV 01234567 Director 01/04/2018 6 yrs Approved
KIRAN RAKESH JADHAV 01234567 Director 01/04/2018 6 yrs Approved
  • 2 directors on the board.
  • No disqualified or deactivated DINs.
  • Stable board - no exits in 3 years.
  • Average tenure above 5 years.
Director & KMP remuneration (FY 2017)
NameDesignationTotal remuneration
A K SharmaManaging Director2.4 cr
R MehtaWhole-time Director1.6 cr
S IyerCFO95.0 L

Remuneration is disclosed in the latest annual return. Unlock full report

06

Ownership & Group Intelligence

As per FY 2019 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
-

Promoters hold a dominant controlling stake - exact percentages are part of the full report.

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 40 · Distress 80
Growth signals & trust indicators
Operating for 15+ years.
Active GST registration(s).
Distress signals & risk flags
Profit declined two years in a row.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence92/100
Favourable indicators
Suitability as a supplier / customer counterparty.
  • Statutory record is clean.
  • 1 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment92/100
Favourable lending indicators
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • No existing security registered - first-charge position available.
  • Compliance record supports lending.
Investor view73/100
Positive growth indicators
Growth quality and scalability through an investor lens.
  • No clear growth signals in the filed years.
  • Margin and return trends computable from filings.
  • Management team looks stable.
09

MCA Filings & Events Timeline

Latest 7 events
30 Sep 2025
Last AGM held
Annual general meeting
31 Mar 2025
Latest balance sheet
Filed with ROC
01 Mar 2021
Director appointed
KIRAN RAKESH JADHAV (Director)
Director ceased
SHARAD SHIVAJI JADHAV
06 Sep 2013
Director ceased
MAULIK CHANDRESH SHAH
16 Feb 2011
Incorporated
Registered with Roc Pune
Director appointed
RAKESH SHARAD JADHAV (Director)
10

Key Observations

Auto-generated from the data above
Revenue declined 1.42 over the last 4 financial year(s).
Net profit margin moved from 2.1x to 24%.
Debt-to-equity stands at 0.86 - manageable leverage.
Net worth is positive.
Compliance record is strong - status, filings and flags are clean.
2 active director(s) / partner(s); board looks stable and experienced.
1 active GST registration(s) indicate ongoing business operations.
Promoters hold a dominant controlling stake as per the FY 2019 annual return.
Director / KMP remuneration is disclosed in the latest annual return - exact figures available in the full report.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Zentech Precision Engineering Private Limited U72200TG1999PTC032941 Hyderabad, Telangana, India
Thaver Tech Private Limited U72900DL2011PTC220627 New Delhi, Delhi, India
Arthavida Ventures Private Limited U74999KA2016PTC096704 Bangalore, Karnataka, India
Welvision Innovations Private Limited U72900TZ2018PTC031127 Coimbatore, Tamil Nadu, India
Telitics U72200TG2009PTC111638 Hyderabad, Telangana, India
Kloudpad U64202KL2013PTC034312 Kochi, Kerala, India
Ecomgrowth Web Solution Private Limited U72200GJ2015PTC083833 Ahmedabad, Gujarat, India
Palsoft Infosystems L72200RJ1994PLC008112 Jaipur, Rajasthan, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Miraclecartes ( Miracle Smart Card) before audits and certifications: compliance score 100/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Miraclecartes ( Miracle Smart Card): ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Favourable lending indicators. Credit risk score 85/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Positive growth indicators. Growth score 40/100, margin trends, ownership structure and peer set for Miraclecartes ( Miracle Smart Card) - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Favourable indicators. Trust score 94/100, distress signals and MSME payment-delay disclosures - know whether Miraclecartes ( Miracle Smart Card) pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (no cases on record), regulatory flags, charge documents trail and director networks for Miraclecartes ( Miracle Smart Card) - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Miraclecartes ( Miracle Smart Card) an active company?

Miraclecartes ( Miracle Smart Card) has MCA status “Active” with a compliance score of 100/100 (Low Risk).

Is Miraclecartes ( Miracle Smart Card) financially healthy?

Miraclecartes ( Miracle Smart Card) has a Financial Health Score of 95/100 (Low Risk) based on its filed financial statements.

Should I do business with Miraclecartes ( Miracle Smart Card)?

Its overall Trust Score is 94/100 (Low Risk). Vendor verdict: Favourable indicators. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Miraclecartes ( Miracle Smart Card)?

Promoters hold a dominant controlling stake - exact percentages are in the full report. 2 active director(s) are on record.

Does Miraclecartes ( Miracle Smart Card) have loans or charges against its assets?

No charges are registered against this company - an unencumbered balance sheet.

Is Miraclecartes ( Miracle Smart Card) up to date with its ROC filings?

Annual filings current (balance sheet Mar 2025). Overall compliance score: 100/100 (Low Risk).

Is it risky to lend to Miraclecartes ( Miracle Smart Card)?

Its Credit Risk Score is 85/100 (Low Risk). Banker verdict: Favourable lending indicators.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.