Mcl Nidhi Limited - Due diligence report

A 360° intelligence report on Mcl Nidhi Limited: trust score, financial health, credit view, compliance, directors, growth and distress sign…

2016-09-07 Thrissur, Kerala Strike Off Unlisted Active Compliant
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MN Mcl Nidhi Limited
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Mcl Nidhi Limited — 360° Intelligence Report

Generated from MCA filings & public records
51/100
Trust Score
Moderate

Mcl Nidhi Limited is assessed as Moderate with a Trust Score of 51/100. Mcl Nidhi Limited is a nidhi limited company incorporated in 2016, operating in the Financial Services sector. Processed financial statements are not yet available for trend analysis. Based on MCA filings and public records, it currently shows a high compliance risk and high financial risk profile.

Report generated on 17 Jul 2026 from the latest processed filings. Mcl Nidhi Limited snapshot & full profile →

Financial Health › Weak
Overall Assessment CautionWeakNeutralGoodStrong Neutral
Compliance › Caution

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreModerate
51/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreCaution Indicated
23/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreCaution Indicated
40/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreCaution Indicated
40/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
95/100
Board strength, DIN status, churn and network.
Growth ScoreNo Data
N/A
Needs at least two filed years to measure growth.
Distress ScoreModerate
55/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 1 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

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Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 40/100 Caution Indicated
  • Negative operating earnings - debt service depends on external support.
  • No open charges - unencumbered balance sheet.
  • Elevated gearing (D/E 38%).
  • Working-capital cover adequate.

Charges position: 0 open (-) · 0 satisfied (-).

Compliance Score: 23/100 Caution Indicated
  • Company status is "Strike Off" - not Active.
  • Last balance sheet is for Mar 2023 - filings overdue.
  • Litigation present in 1 court forum(s).
Legal cases on record (1)
05

Director Intelligence

Stability score: 95/100
NameDIN / PANDesignationAppointedTenureDIN status
ERAVIMANGALATH SUBRAMANIAN RAMACHANDRAN 01234567 Director 01/04/2018 6 yrs Approved
LAKSHMI 01234567 Director 01/04/2018 6 yrs Approved
NAVEENKUMAR ERAVIMANGALATH RAMACHANDRAN 01234567 Director 01/04/2018 6 yrs Approved
  • 3 directors on the board.
  • No disqualified or deactivated DINs.
  • Stable board - no exits in 3 years.
  • Average tenure above 5 years.
06

Ownership & Group Intelligence

As per FY 2017 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
1 allotment(s) · 0 transfer(s)

Promoters hold a majority stake - exact percentages are part of the full report.

Key managerial personnel: ERAVIMANGALATH SUBRAMANIAN RAMACHANDRAN (Managing Director) · NAVEENKUMAR ERAVIMANGALATH RAMACHANDRAN (Whole-time director)

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth N/A · Distress 55
Growth signals & trust indicators
Operating for 9 years.
Distress signals & risk flags
Statutory filings appear overdue.
Adverse company status: Strike Off.
Compliance score is weak (23/100).
1 court case(s) on record - see the legal section for details.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence41/100
Caution indicated
Suitability as a supplier / customer counterparty.
  • Check the compliance flags before onboarding.
  • 2 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment36/100
Enhanced diligence advised
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • No existing security registered - first-charge position available.
  • Compliance gaps should be priced into terms.
Investor view27/100
Limited indicators at present
Growth quality and scalability through an investor lens.
  • No clear growth signals in the filed years.
  • Margin and return trends computable from filings.
  • Management team looks stable.
09

MCA Filings & Events Timeline

Latest 8 events
30 Sep 2023
Last AGM held
Annual general meeting
31 Mar 2023
Latest balance sheet
Filed with ROC
01 Jul 2018
Director ceased
NAVEENKUMAR ERAVIMANGALATH RAMACHANDRAN
02 Sep 2017
Securities allotted
60000 Equity Shares - 6.00 Lakh raised
07 Sep 2016
Incorporated
Registered with Roc Ernakulam
Director appointed
ERAVIMANGALATH SUBRAMANIAN RAMACHANDRAN (Managing Director)
Director appointed
LAKSHMI (Director)
Director appointed
NAVEENKUMAR ERAVIMANGALATH RAMACHANDRAN (Whole-time director)
10

Key Observations

Auto-generated from the data above
3 active director(s) / partner(s); board looks stable and experienced.
Promoters hold a majority stake as per the FY 2017 annual return.
Capital has been raised through 1 security allotment(s) - amounts available in the full report.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Khushboo Financial Services Pvt Ltd U74140WB1996PTC079101 Park Circus, West Bengal, India
Shivani Freight Link Private Limited U63000MH2008PTC181031 Mumbai, Maharashtra, India
Classic Commodities Private Limited U51109WB2008PTC123128 Kolkata, West Bengal, India
Hetvvi Financial Advisors Private Limited U74140MH2009PTC190746 Mulund East, Maharashtra, India
Hyatt Investment And Trading Co Pvt Ltd U65990MH1992PTC065272 Mumbai, Maharashtra, India
Achal Chits Private Limited U65992DL2004PTC126192 Delhi, Delhi, India
Saiamrit India Nidhi Limited U65992PB2015PLC039425 Jalandhar, Punjab, India
Chartered Credits Pvt Ltd U65923KL1993PTC007436 Thrissur, Kerala, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Mcl Nidhi Limited before audits and certifications: compliance score 23/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Mcl Nidhi Limited: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Enhanced diligence advised. Credit risk score 40/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Limited indicators at present. Growth score n/a, margin trends, ownership structure and peer set for Mcl Nidhi Limited - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Caution indicated. Trust score 51/100, distress signals and MSME payment-delay disclosures - know whether Mcl Nidhi Limited pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (1 case(s) on record), regulatory flags, charge documents trail and director networks for Mcl Nidhi Limited - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Mcl Nidhi Limited an active company?

Mcl Nidhi Limited has MCA status “Strike Off” with a compliance score of 23/100 (Caution Indicated).

Is Mcl Nidhi Limited financially healthy?

Mcl Nidhi Limited has a Financial Health Score of 40/100 (Caution Indicated) based on its filed financial statements.

Should I do business with Mcl Nidhi Limited?

Its overall Trust Score is 51/100 (Moderate). Vendor verdict: Caution indicated. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Mcl Nidhi Limited?

Promoters hold a majority stake - exact percentages are in the full report. 3 active director(s) are on record.

Does Mcl Nidhi Limited have loans or charges against its assets?

No charges are registered against this company - an unencumbered balance sheet.

Is Mcl Nidhi Limited up to date with its ROC filings?

Last balance sheet is for Mar 2023 - filings overdue. Overall compliance score: 23/100 (Caution Indicated).

Is it risky to lend to Mcl Nidhi Limited?

Its Credit Risk Score is 40/100 (Caution Indicated). Banker verdict: Enhanced diligence advised.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.