Mastercard Technology Private Limited - Due diligence report

A 360° intelligence report on Mastercard: trust score, financial health, credit view, compliance, directors, growth and distress signals - g…

2000-03-10 Pune City, Maharashtra Active Unlisted Active Compliant
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MT Mastercard Technology Private Limited
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Mastercard — 360° Intelligence Report

Generated from MCA filings & public records
88/100
Trust Score
Low Risk

Mastercard is assessed as Low Risk with a Trust Score of 88/100. Mastercard is an active private limited indian non-government company incorporated in 2000, operating in the Information Technology sector. The company has shown revenue growth across its recent filed years. It was profitable in its latest filed year. Based on MCA filings and public records, it currently shows a low compliance risk and low financial risk profile.

Report generated on 13 Aug 2026 from the latest processed filings. Mastercard Technology Private Limited snapshot & full profile →

Financial Health › Strong
Overall Assessment CautionWeakNeutralGoodStrong Strong
Compliance › Strong

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreLow Risk
88/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreLow Risk
82/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreLow Risk
90/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreLow Risk
90/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
85/100
Board strength, DIN status, churn and network.
Growth ScoreLow Risk
95/100
Revenue, profit, asset and hiring momentum.
Distress ScoreLow Risk
90/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

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Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 90/100 Low Risk
  • Liabilities ≈ 38% EBITDA - serviceable.
  • No open charges - unencumbered balance sheet.
  • Working-capital cover adequate.
  • Profitable - internal accruals available.

Charges position: 0 open (-) · 5 satisfied (57.07 cr).

Banking relationships (from registered charges)
LenderChargesAmount
Axis Bank Limited1 48.0 cr
Corporation Bank2 48.0 cr
Sicom Limited1 48.0 cr
Reliance Capital Ltd1 48.0 cr
Compliance Score: 82/100 Low Risk
  • Company status is Active as per MCA.
  • Annual filings current (balance sheet Mar 2025).
  • 1 auditor resignation(s) filed - latest: B S R & Co. LLP on 2015-09-28.
  • Delayed payments to MSME suppliers disclosed (115 disclosure(s)).
  • 2 active GST registration(s).
05

Director Intelligence

Stability score: 85/100
NameDIN / PANDesignationAppointedTenureDIN status
Gagan Buttan 01234567 Director 01/04/2018 6 yrs Approved
JOSEPH VINCENT FERNANDES 01234567 Director 01/04/2018 6 yrs Approved
RAMAMOORTHY ARAVINDAN 01234567 Director 01/04/2018 6 yrs Approved
MANI RAJESH 01234567 Director 01/04/2018 6 yrs Approved
  • 4 directors on the board.
  • No disqualified or deactivated DINs.
  • 2 director exit(s) in the last 3 years.
Director & KMP remuneration (FY 2023)
NameDesignationTotal remuneration
A K SharmaManaging Director2.4 cr
R MehtaWhole-time Director1.6 cr
S IyerCFO95.0 L

Remuneration is disclosed in the latest annual return. Unlock full report

06

Ownership & Group Intelligence

As per FY 2023 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
Mastercard Asia Pacific Pte. Ltd
Subsidiaries
-
Group entities
-
Capital events
6 allotment(s) · 0 transfer(s)

Promoters hold a dominant controlling stake - exact percentages are part of the full report.

Group entityRelationship% held
Mastercard Asia Pacific Pte. Ltd Holding Company 74.00%

Key managerial personnel: Gagan Buttan (Whole-time director) · RAMAMOORTHY ARAVINDAN (Whole-time director)

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 95 · Distress 90
Growth signals & trust indicators
Revenue acceleration: +1.42 over 4 year(s).
Latest year revenue grew 2.1x.
Profit expanded 24% year-on-year.
Asset base grew 0.86 - capacity expansion.
Net margin improved to 61%.
EPFO headcount growing - hiring signal.
Operating for 26+ years.
Active EPFO - real payroll on record.
Active GST registration(s).
Distress signals & risk flags
1 auditor resignation(s) on record - review the stated reasons.
MSME payment delays disclosed - latest outstanding 1.85 cr.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence86/100
Favourable indicators
Suitability as a supplier / customer counterparty.
  • Statutory record is clean.
  • No distress signals on file.
  • Financial filings available for verification.
Banker assessment88/100
Favourable lending indicators
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • No existing security registered - first-charge position available.
  • Compliance record supports lending.
Investor view92/100
Positive growth indicators
Growth quality and scalability through an investor lens.
  • 6 growth signal(s) detected.
  • Margin and return trends computable from filings.
  • Management team looks stable.
09

MCA Filings & Events Timeline

Latest 15 events
26 Sep 2025
Last AGM held
Annual general meeting
31 Mar 2025
Latest balance sheet
Filed with ROC
02 Nov 2023
Director appointed
Gagan Buttan (Whole-time director)
Director ceased
Gagan Buttan
28 Sep 2023
Director ceased
JOSEPH VINCENT FERNANDES
17 Jan 2023
Director appointed
JOSEPH VINCENT FERNANDES (Director)
30 Sep 2022
Director ceased
MANI RAJESH
16 Mar 2022
Director appointed
MANI RAJESH (Director)
30 Sep 2019
Director ceased
RAMAMOORTHY ARAVINDAN
Director ceased
SUKANYA MISHRA
17 Jun 2019
Director appointed
RAMAMOORTHY ARAVINDAN (Whole-time director)
Director ceased
RAJESH GURDAS WADHWA
25 Sep 2017
Director ceased
KARTHIKEYAN LAKSHMANAN
Director ceased
PRITI SINGH
12 Jul 2017
Director ceased
SAMEER MADAN
10

Key Observations

Auto-generated from the data above
Revenue grew 38% over the last 4 financial year(s).
Net profit margin moved from 1.42 to 2.1x.
Net worth is positive.
Compliance record is strong - status, filings and flags are clean.
4 active director(s) / partner(s); board looks stable and experienced.
2 active GST registration(s) indicate ongoing business operations.
All 5 registered charge(s) stand satisfied - past borrowings repaid.
EPFO-registered employer - verifiable payroll history exists.
Promoters hold a dominant controlling stake as per the FY 2023 annual return.
Director / KMP remuneration is disclosed in the latest annual return - exact figures available in the full report.
Capital has been raised through 6 security allotment(s) - amounts available in the full report.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Tavant U74899KA2000PTC039852 Bangalore, Karnataka, India
Arzooo U74999KA2016PTC097331 Bangalore South, Karnataka, India
Ge Oil & Gas India Private Limited U29100TZ1995PTC014379 Coimbatore, Tamil Nadu, India
Lowe'S U72300KA2013PTC069867 Bengaluru, Karnataka, India
Nagarro U72900DL1996PTC075453 New Delhi, Delhi, India
Nttdata U74899KA1989PTC106577 Bangaluru, Karnataka, India
Ntt Data Information Processing Services Private Limited U72900KA2011PTC060769 Bangalore, Karnataka, India
Juniper Networks U72200MH2000FTC126336 Mumbai, Maharashtra, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Mastercard before audits and certifications: compliance score 82/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Mastercard: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Favourable lending indicators. Credit risk score 90/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Positive growth indicators. Growth score 95/100, margin trends, ownership structure and peer set for Mastercard - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Favourable indicators. Trust score 88/100, distress signals and MSME payment-delay disclosures - know whether Mastercard pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (no cases on record), regulatory flags, charge documents trail and director networks for Mastercard - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Mastercard an active company?

Mastercard has MCA status “Active” with a compliance score of 82/100 (Low Risk).

Is Mastercard financially healthy?

Mastercard has a Financial Health Score of 90/100 (Low Risk) based on its filed financial statements.

Should I do business with Mastercard?

Its overall Trust Score is 88/100 (Low Risk). Vendor verdict: Favourable indicators. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Mastercard?

The ultimate holding entity is Mastercard Asia Pacific Pte. Ltd. 4 active director(s) are on record.

Does Mastercard have loans or charges against its assets?

No open charges - all 5 registered charge(s) stand satisfied, indicating past borrowings were repaid.

Is Mastercard up to date with its ROC filings?

Annual filings current (balance sheet Mar 2025). Overall compliance score: 82/100 (Low Risk).

Is it risky to lend to Mastercard?

Its Credit Risk Score is 90/100 (Low Risk). Banker verdict: Favourable lending indicators.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.