Promoter holding
64.27%
MO
Maral Overseas Limited - Due diligence report
A 360° intelligence report on Maral Overseas: trust score, financial health, credit view, compliance, directors, growth and distress signals…
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Maral Overseas — 360° Intelligence Report
Generated from MCA filings & public records65/100
Trust Score
Moderate
Maral Overseas is assessed as Moderate with a Trust Score of 65/100. Maral Overseas is an active public limited indian non-government company incorporated in 1989, operating in the Manufacturing sector. The company has shown revenue growth across its recent filed years. It reported a loss in its latest filed year. Based on MCA filings and public records, it currently shows a moderate compliance risk and moderate financial risk profile.
Report generated on 22 Jul 2026 from the latest processed filings. Maral Overseas Limited snapshot & full profile →
Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.
02
Score Card
Higher is safer · rule-based & explainableTrust ScoreModerate
65/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreModerate
72/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreModerate
55/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreCaution Indicated
45/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreCaution Indicated
35/100
Board strength, DIN status, churn and network.
Growth ScoreModerate
70/100
Revenue, profit, asset and hiring momentum.
Distress ScoreModerate
65/100
Early-warning signals - higher means fewer warnings.
03
Financial Intelligence Dashboard
Consolidated · 5 filed year(s)Unlock the full 5-year financial dashboard with charts and year-wise figures.
Get full accessScores and observations on this page are already computed from the real filings - only the underlying figures are locked.
04
Credit & Compliance Intelligence
Why the scores are what they are
Credit Risk Score: 45/100 Caution Indicated
- Liabilities ≈ 38% EBITDA - stretched.
- Externally credit-rated (BBB+).
Charges position: 10 open (551.51 cr) · 107 satisfied (928.69 cr).
Banking relationships (from registered charges)
| Lender | Charges | Amount |
|---|---|---|
| Others | 25 | 48.0 cr |
| Bank Of Baroda | 12 | 48.0 cr |
| Export-Import Bank Of India | 5 | 48.0 cr |
| State Bank Of India | 6 | 48.0 cr |
| Central Bank Of India | 2 | 48.0 cr |
| Standard Chartered Grindlays Bank | 1 | 48.0 cr |
Compliance Score: 72/100 Moderate
- Company status is Active as per MCA.
- Annual filings current (balance sheet Mar 2025).
- Litigation present in 4 court forum(s).
- Delayed payments to MSME suppliers disclosed (1 disclosure(s)).
- 5 active GST registration(s).
Legal cases on record (4)
05
Director Intelligence
Stability score: 35/100| Name | DIN / PAN | Designation | Appointed | Tenure | DIN status |
|---|---|---|---|---|---|
| SUMAN JYOTI KHAITAN | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| MANOJ GUPTA | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| MANOJ GUPTA | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| AMITABH GUPTA | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| RAMAN SINGH SIDHU | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| SHEKHAR AGARWAL | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| SHANTANU AGARWAL | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| Sandeep Singh | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| ROMI JATTA | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| RAVI JHUNJHUNWALA | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
- 10 directors on the board.
- AMITABH GUPTA has DIN status "Deactivated due to non-filing of DIR-3 KYC".
- 7 director exits in 3 years - high churn.
- Average tenure above 5 years.
Director & KMP remuneration (FY 2023)
| Name | Designation | Total remuneration |
|---|---|---|
| A K Sharma | Managing Director | 2.4 cr |
| R Mehta | Whole-time Director | 1.6 cr |
| S Iyer | CFO | 95.0 L |
Remuneration is disclosed in the latest annual return. Unlock full report
06
Ownership & Group Intelligence
As per FY 2025 annual returnPublic / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
5 allotment(s) · 0 transfer(s)
Promoters hold a minority stake - exact percentages are part of the full report.
Key managerial personnel: MANOJ GUPTA (CFO) · MANOJ GUPTA (CFO) · SHEKHAR AGARWAL (Managing Director) · SHANTANU AGARWAL (Managing Director)
Full shareholding pattern, group structure & capital events →
07
Risk Intelligence Center
Growth 70 · Distress 65
Growth signals & trust indicators
Revenue acceleration: +1.42 over 4 year(s).
Operating for 37+ years.
Active EPFO - real payroll on record.
Active GST registration(s).
Distress signals & risk flags
Losses deepening year-on-year.
6 director exits within 2 years.
10 open charge(s) registered - assets are encumbered.
MSME payment delays disclosed - latest outstanding 3.53 Lakh.
4 court case(s) on record - see the legal section for details.
08
Stakeholder Verdicts
Vendor · Banker · InvestorVendor due diligence68/100
Review suggested
Suitability as a supplier / customer counterparty.
- Statutory record is clean.
- 2 distress signal(s) - see Risk Center.
- Financial filings available for verification.
Banker assessment55/100
Mixed indicators - deeper appraisal suggested
Indicative lending comfort for banks, NBFCs and trade credit.
- Debt capacity assessed from filed statements.
- 10 open charge(s) of 551.51 cr already registered.
- Compliance record supports lending.
Investor view64/100
Mixed indicators
Growth quality and scalability through an investor lens.
- 1 growth signal(s) detected.
- Margin and return trends computable from filings.
- Management churn warrants questions.
09
MCA Filings & Events Timeline
Latest 15 events19 Dec 2025
Director ceased
SUMAN JYOTI KHAITAN
04 Nov 2025
Director appointed
SUMAN JYOTI KHAITAN (Director)
29 Aug 2025
Last AGM held
Annual general meeting
17 Apr 2025
Charge satisfied
Central Bank Of India
31 Mar 2025
Latest balance sheet
Filed with ROC
25 Sep 2024
Director ceased
KAMAL GUPTA
Director ceased
PRIYA SHANKAR DASGUPTA
26 Aug 2024
Director ceased
AMITABH GUPTA
Director ceased
RAMAN SINGH SIDHU
Director ceased
ROMI JATTA
01 Aug 2024
Director appointed
AMITABH GUPTA (Director)
Director appointed
RAMAN SINGH SIDHU (Director)
Director appointed
ROMI JATTA (Director)
16 Apr 2024
Director appointed
Sandeep Singh (Company Secretary)
22 Mar 2024
Charge created
Uco Bank - 16.63 cr
10
Key Observations
Auto-generated from the data aboveRevenue grew 2.1x over the last 4 financial year(s).
Net profit margin moved from 24% to 0.86.
Debt-to-equity stands at 61% - leverage worth monitoring.
Net worth is positive.
10 active director(s) / partner(s); review board churn before relying on management continuity.
5 active GST registration(s) indicate ongoing business operations.
Carries an external credit rating of BBB+ from Care.
EPFO-registered employer - verifiable payroll history exists.
Promoters hold a minority stake as per the FY 2025 annual return.
Director / KMP remuneration is disclosed in the latest annual return - exact figures available in the full report.
Capital has been raised through 5 security allotment(s) - amounts available in the full report.
| Company | CIN | Location |
|---|---|---|
| Indian Designs | U01810GJ1995PTC169406 | Ahmadabad City, Gujarat, India |
| Sudiva Spinners Private Limited | U18101RJ2007PTC023649 | Bhilwara, Rajasthan, India |
| Sudarshan Jeans Private Limited | U17290PN2009PTC134883 | Kagal, Maharashtra, India |
| Dcm Nouvelle | L17309DL2016PLC307204 | New Delhi, Delhi, India |
| Jindalpoly | L17111UP1974PLC003979 | Bulandshahr, Uttar Pradesh, India |
| Montecarlocorporate | L51494PB2008PLC032059 | Ludhiana, Punjab, India |
| Sivaraj Spinning Mills Private Limited | U17111TZ1982PTC001195 | Coimbatore Dist, Tamil Nadu, India |
| Ghcl | L24100GJ1983PLC006513 | Ahmedabad, Gujarat, India |
12
Who Uses This Report
CA · CS · Banker · Investor · VendorChartered Accountants (CA)
Verify Maral Overseas before audits and certifications: compliance score 72/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.
Company Secretaries (CS)
Track statutory health of Maral Overseas: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.
Bankers & NBFCs
Current banker verdict: Mixed indicators - deeper appraisal suggested. Credit risk score 45/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.
Investors & Analysts
Investor view: Mixed indicators. Growth score 70/100, margin trends, ownership structure and peer set for Maral Overseas - screening before a deeper diligence.
Vendors & Procurement Teams
Vendor verdict: Review suggested. Trust score 65/100, distress signals and MSME payment-delay disclosures - know whether Maral Overseas pays its suppliers before you extend credit terms.
Lawyers & Compliance Teams
Litigation footprint (4 case(s) on record), regulatory flags, charge documents trail and director networks for Maral Overseas - groundwork for KYC, onboarding and disputes.
13
Frequently Asked Questions
Is Maral Overseas an active company?
Maral Overseas has MCA status “Active” with a compliance score of 72/100 (Moderate).
Is Maral Overseas financially healthy?
Maral Overseas has a Financial Health Score of 55/100 (Moderate) based on its filed financial statements.
Should I do business with Maral Overseas?
Its overall Trust Score is 65/100 (Moderate). Vendor verdict: Review suggested. Review the risk flags in the Risk Intelligence Center before deciding.
Who controls Maral Overseas?
Promoters hold a minority stake - exact percentages are in the full report. 10 active director(s) are on record.
Does Maral Overseas have loans or charges against its assets?
10 open charge(s) are registered against its assets, and 107 earlier charge(s) stand satisfied.
Is Maral Overseas up to date with its ROC filings?
Annual filings current (balance sheet Mar 2025). Overall compliance score: 72/100 (Moderate).
Is it risky to lend to Maral Overseas?
Its Credit Risk Score is 45/100 (Caution Indicated). Banker verdict: Mixed indicators - deeper appraisal suggested.
Disclaimer: This report is generated automatically from MCA filings and public records as available
in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the
underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are
not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice.
Verify from official sources and consult a qualified professional before any business, lending or investment decision.
If you represent this company and believe any information is inaccurate or outdated,
report it here and we will review promptly.
