Lotuspay Solutions Private Limited - Due diligence report

A 360° intelligence report on Lotuspay: trust score, financial health, credit view, compliance, directors, growth and distress signals - gen…

2016-06-23 Bangalore South, Karnataka Active Unlisted Active Compliant
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Lotuspay — 360° Intelligence Report

Generated from MCA filings & public records
93/100
Trust Score
Low Risk

Lotuspay is assessed as Low Risk with a Trust Score of 93/100. Lotuspay is an active private limited indian non-government company incorporated in 2016, operating in the Financial Services sector. The company has shown revenue growth across its recent filed years. It was profitable in its latest filed year. Based on MCA filings and public records, it currently shows a low compliance risk and low financial risk profile.

Report generated on 30 Jun 2026 from the latest processed filings. Lotuspay Solutions Private Limited snapshot & full profile →

Financial Health › Strong
Overall Assessment CautionWeakNeutralGoodStrong Strong
Compliance › Strong

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreLow Risk
93/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreLow Risk
100/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreLow Risk
90/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreLow Risk
90/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
85/100
Board strength, DIN status, churn and network.
Growth ScoreLow Risk
95/100
Revenue, profit, asset and hiring momentum.
Distress ScoreLow Risk
90/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

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Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 90/100 Low Risk
  • Liabilities ≈ 38% EBITDA - serviceable.
  • No open charges - unencumbered balance sheet.
  • Working-capital cover adequate.
  • Profitable - internal accruals available.

Charges position: 0 open (-) · 0 satisfied (-).

Compliance Score: 100/100 Low Risk
  • Company status is Active as per MCA.
  • Annual filings current (balance sheet Mar 2025).
  • 1 active GST registration(s).
05

Director Intelligence

Stability score: 85/100
NameDIN / PANDesignationAppointedTenureDIN status
VIVEKANANTHAMOORTHY VIMALKUMAR 01234567 Director 01/04/2018 6 yrs Approved
SHEETAL KUMAR LALWANI CHAINRAJ 01234567 Director 01/04/2018 6 yrs Approved
  • 2 directors on the board.
  • No disqualified or deactivated DINs.
  • 3 director exit(s) in the last 3 years.
06

Ownership & Group Intelligence

As per FY 2023 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
M/s. Lotuspay Inc.
Subsidiaries
-
Group entities
-
Capital events
4 allotment(s) · 2 transfer(s)

Promoters hold a dominant controlling stake - exact percentages are part of the full report.

Group entityRelationship% held
M/s. Lotuspay Inc. Holding Company 74.00%

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 95 · Distress 90
Growth signals & trust indicators
Revenue acceleration: +1.42 over 4 year(s).
Latest year revenue grew 2.1x.
Profit expanded 24% year-on-year.
Asset base grew 0.86 - capacity expansion.
Net margin improved to 61%.
Operating for 10+ years.
Active GST registration(s).
Distress signals & risk flags
No critical warning flags detected in the available data.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence95/100
Favourable indicators
Suitability as a supplier / customer counterparty.
  • Statutory record is clean.
  • No distress signals on file.
  • Financial filings available for verification.
Banker assessment92/100
Favourable lending indicators
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • No existing security registered - first-charge position available.
  • Compliance record supports lending.
Investor view93/100
Positive growth indicators
Growth quality and scalability through an investor lens.
  • 5 growth signal(s) detected.
  • Margin and return trends computable from filings.
  • Management team looks stable.
09

MCA Filings & Events Timeline

Latest 15 events
29 Sep 2025
Last AGM held
Annual general meeting
31 Mar 2025
Latest balance sheet
Filed with ROC
29 Feb 2024
Director ceased
VIVEKANANTHAMOORTHY VIMALKUMAR
Director ceased
SHEETAL KUMAR LALWANI CHAINRAJ
30 Jan 2024
Director ceased
ATMA KRISHNA
29 Jan 2024
Director appointed
VIVEKANANTHAMOORTHY VIMALKUMAR (Nominee Director)
Director appointed
SHEETAL KUMAR LALWANI CHAINRAJ (Nominee Director)
26 Apr 2019
Securities allotted
74766 Equity Shares - 80.00 Lakh raised
08 Oct 2018
Director ceased
GIRISH SARIN
24 Sep 2018
Securities allotted
50000 Equity Shares - 50.00 Lakh raised
31 Mar 2018
Share transfer (FY 2018)
9999.00000000 shares to LotusPay Inc
Share transfer (FY 2018)
1.00000000 shares to Atma Krishna
05 Dec 2017
Director ceased
PAWAN BAJAJ
30 Oct 2017
Securities allotted
287212 Equity Shares - 28.72 Lakh raised
04 Sep 2017
Securities allotted
702788 Equity Shares - 70.28 Lakh raised
10

Key Observations

Auto-generated from the data above
Revenue grew 38% over the last 4 financial year(s).
Net profit margin moved from 1.42 to 2.1x.
Net worth is positive.
Compliance record is strong - status, filings and flags are clean.
2 active director(s) / partner(s); board looks stable and experienced.
1 active GST registration(s) indicate ongoing business operations.
Promoters hold a dominant controlling stake as per the FY 2023 annual return.
Capital has been raised through 4 security allotment(s) - amounts available in the full report.
11

Peers & Related Companies

Full peer comparison →
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Catalyst Sourcing Private Limited U50500JH2022PTC018567 Jamshedpur, Jharkhand, India
Grps Lab Private Limited U74999MH2018PTC312315 Upnagar, Maharashtra, India
Iwiz Android Robo Private Limited U80301TN2009PTC071211 Chennai City Corporation, Tamil Nadu, India
Studio11 U85110TG2012PLC081903 Quthbullapur Mandal, Telangana, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Lotuspay before audits and certifications: compliance score 100/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Lotuspay: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Favourable lending indicators. Credit risk score 90/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Positive growth indicators. Growth score 95/100, margin trends, ownership structure and peer set for Lotuspay - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Favourable indicators. Trust score 93/100, distress signals and MSME payment-delay disclosures - know whether Lotuspay pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (no cases on record), regulatory flags, charge documents trail and director networks for Lotuspay - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Lotuspay an active company?

Lotuspay has MCA status “Active” with a compliance score of 100/100 (Low Risk).

Is Lotuspay financially healthy?

Lotuspay has a Financial Health Score of 90/100 (Low Risk) based on its filed financial statements.

Should I do business with Lotuspay?

Its overall Trust Score is 93/100 (Low Risk). Vendor verdict: Favourable indicators. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Lotuspay?

The ultimate holding entity is M/s. Lotuspay Inc.. 2 active director(s) are on record.

Does Lotuspay have loans or charges against its assets?

No charges are registered against this company - an unencumbered balance sheet.

Is Lotuspay up to date with its ROC filings?

Annual filings current (balance sheet Mar 2025). Overall compliance score: 100/100 (Low Risk).

Is it risky to lend to Lotuspay?

Its Credit Risk Score is 90/100 (Low Risk). Banker verdict: Favourable lending indicators.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.