Promoter holding
64.27%
LE
Lloyds Enterprises Limited - Due diligence report
A 360° intelligence report on Sgtl: trust score, financial health, credit view, compliance, directors, growth and distress signals - generat…
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Sgtl — 360° Intelligence Report
Generated from MCA filings & public records82/100
Trust Score
Low Risk
Sgtl is assessed as Low Risk with a Trust Score of 82/100. Sgtl is an active public limited indian non-government company incorporated in 1986, operating in the Financial Services sector. The company has shown revenue growth across its recent filed years. It was profitable in its latest filed year. Based on MCA filings and public records, it currently shows a moderate compliance risk and low financial risk profile.
Report generated on 17 Jul 2026 from the latest processed filings. Lloyds Enterprises Limited snapshot & full profile →
Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.
02
Score Card
Higher is safer · rule-based & explainableTrust ScoreLow Risk
82/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreModerate
60/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreLow Risk
95/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreModerate
65/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
90/100
Board strength, DIN status, churn and network.
Growth ScoreLow Risk
90/100
Revenue, profit, asset and hiring momentum.
Distress ScoreLow Risk
80/100
Early-warning signals - higher means fewer warnings.
03
Financial Intelligence Dashboard
Consolidated · 5 filed year(s)Unlock the full 5-year financial dashboard with charts and year-wise figures.
Get full accessScores and observations on this page are already computed from the real filings - only the underlying figures are locked.
04
Credit & Compliance Intelligence
Why the scores are what they are
Credit Risk Score: 65/100 Moderate
- Liabilities ≈ 38% EBITDA - stretched.
- Moderate gearing (D/E 1.42).
- Working-capital cover adequate.
- Profitable - internal accruals available.
Charges position: 2 open (152.02 cr) · 10 satisfied (192.15 cr).
Banking relationships (from registered charges)
| Lender | Charges | Amount |
|---|---|---|
| Others | 1 | 48.0 cr |
| Lakshmi Vilas Bank Limited | 1 | 48.0 cr |
| Indian Overseas Bank | 1 | 48.0 cr |
| Global Trust Bank Ltd | 1 | 48.0 cr |
| Kotak Mahindra Bank Limited | 1 | 48.0 cr |
| The Vysya Bank Ltd | 6 | 48.0 cr |
Compliance Score: 60/100 Moderate
- Company status is Active as per MCA.
- Annual filings current (balance sheet Mar 2025).
- Flagged by authority: BSE.
- 1 auditor resignation(s) filed - latest: Ashok Sobhagchand Jain on 2016-07-07.
- 1 active GST registration(s).
05
Director Intelligence
Stability score: 90/100| Name | DIN / PAN | Designation | Appointed | Tenure | DIN status |
|---|---|---|---|---|---|
| BABULAL AGARWAL | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| JAGANNATH PANDHARINATH DANGE | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| VIKRAM CHANDRAKANT SHAH | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| MANESH VARKEY CHERIAN | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| MOHINDER ANAND | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| RAJESH RAJNARAYAN GUPTA | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| SATISH KUMAR GUPTA | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| PRANJAL PRAMOD MAHAPURE | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| SANDEEP SUHAS AOLE | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| Viresh Shankar Sohoni | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
- 10 directors on the board.
- No disqualified or deactivated DINs.
- 2 director exit(s) in the last 3 years.
- Average tenure above 5 years.
Director & KMP remuneration (FY 2023)
| Name | Designation | Total remuneration |
|---|---|---|
| A K Sharma | Managing Director | 2.4 cr |
| R Mehta | Whole-time Director | 1.6 cr |
| S Iyer | CFO | 95.0 L |
Remuneration is disclosed in the latest annual return. Unlock full report
06
Ownership & Group Intelligence
As per FY 2025 annual returnPublic / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
1
Group entities
2
Capital events
9 allotment(s) · 0 transfer(s)
Promoters hold a minority stake - exact percentages are part of the full report.
| Group entity | Relationship | % held |
|---|---|---|
| Lloyds Engineering Works Limited | Subsidiary Company | 74.00% |
| Indrajit Properties Private Limited | Associate Company | 74.00% |
Key managerial personnel: BABULAL AGARWAL (Managing Director)
Full shareholding pattern, group structure & capital events →
07
Risk Intelligence Center
Growth 90 · Distress 80
Growth signals & trust indicators
Revenue acceleration: +2.1x over 4 year(s).
Latest year revenue grew 24%.
Asset base grew 0.86 - capacity expansion.
EPFO headcount growing - hiring signal.
Operating for 39+ years.
Active EPFO - real payroll on record.
Active GST registration(s).
Distress signals & risk flags
Outside liabilities up 61% in a year.
2 open charge(s) registered - assets are encumbered.
1 auditor resignation(s) on record - review the stated reasons.
08
Stakeholder Verdicts
Vendor · Banker · InvestorVendor due diligence73/100
Favourable indicators
Suitability as a supplier / customer counterparty.
- Check the compliance flags before onboarding.
- 1 distress signal(s) - see Risk Center.
- Financial filings available for verification.
Banker assessment73/100
Favourable lending indicators
Indicative lending comfort for banks, NBFCs and trade credit.
- Debt capacity assessed from filed statements.
- 2 open charge(s) of 152.02 cr already registered.
- Compliance gaps should be priced into terms.
Investor view90/100
Positive growth indicators
Growth quality and scalability through an investor lens.
- 4 growth signal(s) detected.
- Margin and return trends computable from filings.
- Management team looks stable.
09
MCA Filings & Events Timeline
Latest 15 events29 Aug 2025
Last AGM held
Annual general meeting
31 Mar 2025
Latest balance sheet
Filed with ROC
14 Feb 2025
Charge created
Others - 150.00 cr
18 Jan 2025
Director ceased
JAGANNATH PANDHARINATH DANGE
Director ceased
SATISH KUMAR GUPTA
10 Dec 2024
Director appointed
SATISH KUMAR GUPTA (Director)
07 Nov 2024
Charge created
Hdfc Bank Limited - 2.02 cr
25 Oct 2024
Director appointed
JAGANNATH PANDHARINATH DANGE (Director)
08 Aug 2023
Director appointed
BABULAL AGARWAL (Managing Director)
Director appointed
PRANJAL PRAMOD MAHAPURE (Company Secretary)
24 Aug 2022
Director ceased
SANDEEP SUHAS AOLE
10 Aug 2022
Director ceased
VINAYAK KASHINATH KASHID
27 May 2022
Director appointed
SANDEEP SUHAS AOLE (Director)
12 May 2021
Securities allotted
132621156 Equity Shares - 13.26 cr raised
15 Sep 2020
Director ceased
VIKRAM CHANDRAKANT SHAH
10
Key Observations
Auto-generated from the data aboveRevenue grew 38% over the last 4 financial year(s).
Net profit margin moved from 1.42 to 2.1x.
Debt-to-equity stands at 24% - manageable leverage.
Net worth is positive.
10 active director(s) / partner(s); board looks stable and experienced.
1 active GST registration(s) indicate ongoing business operations.
Operates a group structure with 1 subsidiary(ies) - assess on a consolidated basis.
EPFO-registered employer - verifiable payroll history exists.
Promoters hold a minority stake as per the FY 2025 annual return.
Director / KMP remuneration is disclosed in the latest annual return - exact figures available in the full report.
Capital has been raised through 9 security allotment(s) - amounts available in the full report.
| Company | CIN | Location |
|---|---|---|
| Masqati | U15200TG2019PLC137237 | Hyderabad, Telangana, India |
| Delhi Trading Commercial Private Limited | U52190RJ2004PTC019122 | Sanganer, Rajasthan, India |
| Nalli | U52100TN1993PTC025196 | Chennai, Tamil Nadu, India |
| Credo Brands Marketing Limited | L18101MH1999PLC119669 | Andheri, Maharashtra, India |
| Gckc Projects And Works Private Limited | U45400TN2009PTC071786 | Chennai, Tamil Nadu, India |
| Tembo Global Industries | L24100MH2010PLC204331 | Navi Mumbai, Maharashtra, India |
| Auroglobal Comtrade Private Limited | U13100OR2010PTC012798 | Bhubaneswar, Orissa, India |
| Kore Mobile | L32202GJ2012PLC068660 | Ahmadabad City, Gujarat, India |
12
Who Uses This Report
CA · CS · Banker · Investor · VendorChartered Accountants (CA)
Verify Sgtl before audits and certifications: compliance score 60/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.
Company Secretaries (CS)
Track statutory health of Sgtl: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.
Bankers & NBFCs
Current banker verdict: Favourable lending indicators. Credit risk score 65/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.
Investors & Analysts
Investor view: Positive growth indicators. Growth score 90/100, margin trends, ownership structure and peer set for Sgtl - screening before a deeper diligence.
Vendors & Procurement Teams
Vendor verdict: Favourable indicators. Trust score 82/100, distress signals and MSME payment-delay disclosures - know whether Sgtl pays its suppliers before you extend credit terms.
Lawyers & Compliance Teams
Litigation footprint (no cases on record), regulatory flags, charge documents trail and director networks for Sgtl - groundwork for KYC, onboarding and disputes.
13
Frequently Asked Questions
Is Sgtl an active company?
Sgtl has MCA status “Active” with a compliance score of 60/100 (Moderate).
Is Sgtl financially healthy?
Sgtl has a Financial Health Score of 95/100 (Low Risk) based on its filed financial statements.
Should I do business with Sgtl?
Its overall Trust Score is 82/100 (Low Risk). Vendor verdict: Favourable indicators. Review the risk flags in the Risk Intelligence Center before deciding.
Who controls Sgtl?
Promoters hold a minority stake - exact percentages are in the full report. 10 active director(s) are on record.
Does Sgtl have loans or charges against its assets?
2 open charge(s) are registered against its assets, and 10 earlier charge(s) stand satisfied.
Is Sgtl up to date with its ROC filings?
Annual filings current (balance sheet Mar 2025). Overall compliance score: 60/100 (Moderate).
Is it risky to lend to Sgtl?
Its Credit Risk Score is 65/100 (Moderate). Banker verdict: Favourable lending indicators.
Disclaimer: This report is generated automatically from MCA filings and public records as available
in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the
underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are
not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice.
Verify from official sources and consult a qualified professional before any business, lending or investment decision.
If you represent this company and believe any information is inaccurate or outdated,
report it here and we will review promptly.
