Kuthiravattathu Chits Private Limited - Due diligence report

A 360° intelligence report on Kuthiravattathu Chits Private Limited: trust score, financial health, credit view, compliance, directors, grow…

2013-06-12 Chengannur, Kerala Active Unlisted Active Compliant
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Kuthiravattathu Chits Private Limited — 360° Intelligence Report

Generated from MCA filings & public records
80/100
Trust Score
Low Risk

Kuthiravattathu Chits Private Limited is assessed as Low Risk with a Trust Score of 80/100. Kuthiravattathu Chits Private Limited is an active private limited indian non-government company incorporated in 2013, operating in the Financial Services sector. Processed financial statements are not yet available for trend analysis. Based on MCA filings and public records, it currently shows a low compliance risk and moderate financial risk profile.

Report generated on 12 Aug 2026 from the latest processed filings. Kuthiravattathu Chits Private Limited snapshot & full profile →

Financial Health › Strong
Overall Assessment CautionWeakNeutralGoodStrong Strong
Compliance › Strong

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreLow Risk
80/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreLow Risk
88/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreModerate
70/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreModerate
55/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreModerate
55/100
Board strength, DIN status, churn and network.
Growth ScoreNo Data
N/A
Needs at least two filed years to measure growth.
Distress ScoreLow Risk
90/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 1 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

Get full access

Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 55/100 Moderate
  • Liabilities ≈ 38% EBITDA - stretched.
  • No open charges - unencumbered balance sheet.
  • Profitable - internal accruals available.

Charges position: 0 open (-) · 0 satisfied (-).

Compliance Score: 88/100 Low Risk
  • Company status is Active as per MCA.
  • Balance sheet slightly behind (Mar 2024).
  • 1 active GST registration(s).
05

Director Intelligence

Stability score: 55/100
NameDIN / PANDesignationAppointedTenureDIN status
ANNIE THOMAS 01234567 Director 01/04/2018 6 yrs Approved
LIZZY THOMAS 01234567 Director 01/04/2018 6 yrs Approved
VARGHESE THOMAS 01234567 Director 01/04/2018 6 yrs Approved
TONY KOSHY THOMAS 01234567 Director 01/04/2018 6 yrs Approved
  • 4 directors on the board.
  • ANNIE THOMAS has DIN status "Deactivated due to non-filing of DIR-3 KYC".
  • Stable board - no exits in 3 years.
  • Average tenure above 5 years.
Director & KMP remuneration (FY 2017)
NameDesignationTotal remuneration
A K SharmaManaging Director2.4 cr
R MehtaWhole-time Director1.6 cr
S IyerCFO95.0 L

Remuneration is disclosed in the latest annual return. Unlock full report

06

Ownership & Group Intelligence

As per FY 2017 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
1 allotment(s) · 0 transfer(s)

Promoters hold a dominant controlling stake - exact percentages are part of the full report.

Key managerial personnel: VARGHESE THOMAS (Managing Director) · TONY KOSHY THOMAS (Whole-time director)

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth N/A · Distress 90
Growth signals & trust indicators
Operating for 13+ years.
Active GST registration(s).
Distress signals & risk flags
No critical warning flags detected in the available data.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence86/100
Favourable indicators
Suitability as a supplier / customer counterparty.
  • Statutory record is clean.
  • No distress signals on file.
  • Financial filings available for verification.
Banker assessment68/100
Mixed indicators - deeper appraisal suggested
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • No existing security registered - first-charge position available.
  • Compliance record supports lending.
Investor view44/100
Limited indicators at present
Growth quality and scalability through an investor lens.
  • No clear growth signals in the filed years.
  • Margin and return trends computable from filings.
  • Management churn warrants questions.
09

MCA Filings & Events Timeline

Latest 11 events
30 Sep 2024
Last AGM held
Annual general meeting
31 Mar 2024
Latest balance sheet
Filed with ROC
21 Jun 2021
Director ceased
TONY KOSHY THOMAS
29 May 2021
Director ceased
CHERIAN VARGHESE
15 Mar 2021
Director appointed
ANNIE THOMAS (Director)
Director ceased
JUNIE VARGHESE THOMAS
06 Sep 2018
Director appointed
TONY KOSHY THOMAS (Whole-time director)
12 Mar 2015
Securities allotted
800.00 Equity Shares - 8.00 Lakh raised
12 Jun 2013
Incorporated
Registered with Roc Ernakulam
Director appointed
LIZZY THOMAS (Director)
Director appointed
VARGHESE THOMAS (Managing Director)
10

Key Observations

Auto-generated from the data above
Compliance record is strong - status, filings and flags are clean.
4 active director(s) / partner(s); review board churn before relying on management continuity.
1 active GST registration(s) indicate ongoing business operations.
Promoters hold a dominant controlling stake as per the FY 2017 annual return.
Director / KMP remuneration is disclosed in the latest annual return - exact figures available in the full report.
Capital has been raised through 1 security allotment(s) - amounts available in the full report.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Darshana Stock Broking Private Limited U67120GJ2001PTC039780 Rajkot, Gujarat, India
N.K. Investments Pvt Ltd U67120WB1973PTC028931 Kolkata, West Bengal, India
Csb New Ushasri Chit Funds Private Limited U65923TG2012PTC078535 Khammam, Telangana, India
Showhouse Tracon Pvt.Ltd. U51109WB1995PTC074826 Kolkata, West Bengal, India
Chivas Kuries And Loans Pvt Ltd U65992KL1985PTC004162 Trichur, Kerala, India
Varun Housing And Developement Pvt Ltd U70100MH1984PTC033274 Mumbai, Maharashtra, India
Suriya Chits Private Limited U65992TN2015PTC101693 Thanjavur, Tamil Nadu, India
Sarda Estates Pvt Ltd U51491WB1991PTC051136 Kolkata, West Bengal, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Kuthiravattathu Chits Private Limited before audits and certifications: compliance score 88/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Kuthiravattathu Chits Private Limited: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Mixed indicators - deeper appraisal suggested. Credit risk score 55/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Limited indicators at present. Growth score n/a, margin trends, ownership structure and peer set for Kuthiravattathu Chits Private Limited - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Favourable indicators. Trust score 80/100, distress signals and MSME payment-delay disclosures - know whether Kuthiravattathu Chits Private Limited pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (no cases on record), regulatory flags, charge documents trail and director networks for Kuthiravattathu Chits Private Limited - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Kuthiravattathu Chits Private Limited an active company?

Kuthiravattathu Chits Private Limited has MCA status “Active” with a compliance score of 88/100 (Low Risk).

Is Kuthiravattathu Chits Private Limited financially healthy?

Kuthiravattathu Chits Private Limited has a Financial Health Score of 70/100 (Moderate) based on its filed financial statements.

Should I do business with Kuthiravattathu Chits Private Limited?

Its overall Trust Score is 80/100 (Low Risk). Vendor verdict: Favourable indicators. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Kuthiravattathu Chits Private Limited?

Promoters hold a dominant controlling stake - exact percentages are in the full report. 4 active director(s) are on record.

Does Kuthiravattathu Chits Private Limited have loans or charges against its assets?

No charges are registered against this company - an unencumbered balance sheet.

Is Kuthiravattathu Chits Private Limited up to date with its ROC filings?

Balance sheet slightly behind (Mar 2024). Overall compliance score: 88/100 (Low Risk).

Is it risky to lend to Kuthiravattathu Chits Private Limited?

Its Credit Risk Score is 55/100 (Moderate). Banker verdict: Mixed indicators - deeper appraisal suggested.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.