Krishna Capfin Ltd - Due diligence report

A 360° intelligence report on Krishna Capfin Ltd: trust score, financial health, credit view, compliance, directors, growth and distress sig…

1996-05-27 Vaishali Nagar,Jaipur, Rajasthan Active Unlisted Active Compliant
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Krishna Capfin Ltd — 360° Intelligence Report

Generated from MCA filings & public records
80/100
Trust Score
Low Risk

Krishna Capfin Ltd is assessed as Low Risk with a Trust Score of 80/100. Krishna Capfin Ltd is an active public limited indian non-government company incorporated in 1996, operating in the Financial Services sector. Reported revenue has declined across its recent filed years. It was profitable in its latest filed year. Based on MCA filings and public records, it currently shows a moderate compliance risk and low financial risk profile.

Report generated on 30 Oct 2026 from the latest processed filings. Krishna Capfin Ltd snapshot & full profile →

Financial Health › Strong
Overall Assessment CautionWeakNeutralGoodStrong Strong
Compliance › Good

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreLow Risk
80/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreModerate
58/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreLow Risk
90/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreLow Risk
90/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
95/100
Board strength, DIN status, churn and network.
Growth ScoreModerate
70/100
Revenue, profit, asset and hiring momentum.
Distress ScoreLow Risk
80/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

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Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 90/100 Low Risk
  • Liabilities ≈ 38% EBITDA - serviceable.
  • No open charges - unencumbered balance sheet.
  • Working-capital cover adequate.
  • Profitable - internal accruals available.

Charges position: 0 open (-) · 0 satisfied (-).

Compliance Score: 58/100 Moderate
  • Company status is Active as per MCA.
  • Balance sheet slightly behind (Mar 2025).
  • Flagged by authority: FIU, RBI.
05

Director Intelligence

Stability score: 95/100
NameDIN / PANDesignationAppointedTenureDIN status
DIVYANSHU AGARWAL 01234567 Director 01/04/2018 6 yrs Approved
PAWAN KUMAR AGARWAL 01234567 Director 01/04/2018 6 yrs Approved
PINKI AGARWAL 01234567 Director 01/04/2018 6 yrs Approved
  • 3 directors on the board.
  • No disqualified or deactivated DINs.
  • Stable board - no exits in 3 years.
  • Average tenure above 5 years.
06

Ownership & Group Intelligence

As per FY 2017 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
6 allotment(s) · 3 transfer(s)

Promoters hold a dominant controlling stake - exact percentages are part of the full report.

Key managerial personnel: PINKI AGARWAL (Whole-time director)

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 70 · Distress 80
Growth signals & trust indicators
Latest year revenue grew 1.42.
Profit expanded 2.1x year-on-year.
Asset base grew 24% - capacity expansion.
Net margin improved to 0.86.
Operating for 30+ years.
Distress signals & risk flags
Outside liabilities up 61% in a year.
Compliance score is weak (58/100).
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence71/100
Favourable indicators
Suitability as a supplier / customer counterparty.
  • Check the compliance flags before onboarding.
  • 1 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment82/100
Favourable lending indicators
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • No existing security registered - first-charge position available.
  • Compliance gaps should be priced into terms.
Investor view80/100
Positive growth indicators
Growth quality and scalability through an investor lens.
  • 4 growth signal(s) detected.
  • Margin and return trends computable from filings.
  • Management team looks stable.
09

MCA Filings & Events Timeline

Latest 15 events
30 Sep 2025
Last AGM held
Annual general meeting
31 Mar 2025
Latest balance sheet
Filed with ROC
01 Jun 2024
Director appointed
DIVYANSHU AGARWAL (Director)
26 Jul 2018
Securities allotted
30000 Equity Shares Without Differential Rights - 5.10 Lakh raised
02 Jul 2018
Securities allotted
40000 Equity Shares Without Differential Rights - 6.80 Lakh raised
24 Feb 2018
Securities allotted
60000 Equity Shares Without Differential Rights - 10.20 Lakh raised
12 Oct 2017
Securities allotted
100000 Equity Shares Without Differential Rights - 17.00 Lakh raised
20 May 2017
Securities allotted
150000 Equity Shares Without Differential Rights - 25.50 Lakh raised
14 Apr 2017
Securities allotted
336000 Equity Shares Without Differential Rights - 57.12 Lakh raised
31 Mar 2017
Share transfer (FY 2017)
21000.00000000 shares to Sharad
Share transfer (FY 2017)
100.00000000 shares to Aditya
Share transfer (FY 2017)
10000.00000000 shares to Atul
30 Sep 2016
Director ceased
DIVYA AGARWAL
01 Oct 2013
Director ceased
GAJANAND AGARWAL
01 Feb 2013
Director ceased
PINKI AGARWAL
10

Key Observations

Auto-generated from the data above
Revenue declined 38% over the last 4 financial year(s).
Net profit margin moved from 1.42 to 2.1x.
Net worth is positive.
3 active director(s) / partner(s); board looks stable and experienced.
Promoters hold a dominant controlling stake as per the FY 2017 annual return.
Capital has been raised through 6 security allotment(s) - amounts available in the full report.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Citygram Finance Limited U65910GJ1996PLC029112 Ahmedabad, Gujarat, India
Active Team Nidhi Limited U65923TN2014PLC097903 Thuckalay, Tamil Nadu, India
Yardley Investment And Trading Company Private Limited U65990MH1988PTC048910 Mumbai, Maharashtra, India
Chhabra Impex Private Limited U51909WB1995PTC069104 Kolkata, West Bengal, India
Stalwarts Stock Broking Private Limited U67120TG2005PTC046290 Hyderabad, Telangana, India
Madhuvan Dealers Pvt.Ltd. U51909WB1995PTC074965 Kolkata, West Bengal, India
Udyog Seva Kendra Financial Services Private Limited U74900PN2014PTC150731 Pune, Maharashtra, India
Keshaw Prasad Singh And Mangal Ray Microfinance Foundation U65992BR2015NPL024032 Rohtas, Bihar, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Krishna Capfin Ltd before audits and certifications: compliance score 58/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Krishna Capfin Ltd: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Favourable lending indicators. Credit risk score 90/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Positive growth indicators. Growth score 70/100, margin trends, ownership structure and peer set for Krishna Capfin Ltd - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Favourable indicators. Trust score 80/100, distress signals and MSME payment-delay disclosures - know whether Krishna Capfin Ltd pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (no cases on record), regulatory flags, charge documents trail and director networks for Krishna Capfin Ltd - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Krishna Capfin Ltd an active company?

Krishna Capfin Ltd has MCA status “Active” with a compliance score of 58/100 (Moderate).

Is Krishna Capfin Ltd financially healthy?

Krishna Capfin Ltd has a Financial Health Score of 90/100 (Low Risk) based on its filed financial statements.

Should I do business with Krishna Capfin Ltd?

Its overall Trust Score is 80/100 (Low Risk). Vendor verdict: Favourable indicators. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Krishna Capfin Ltd?

Promoters hold a dominant controlling stake - exact percentages are in the full report. 3 active director(s) are on record.

Does Krishna Capfin Ltd have loans or charges against its assets?

No charges are registered against this company - an unencumbered balance sheet.

Is Krishna Capfin Ltd up to date with its ROC filings?

Balance sheet slightly behind (Mar 2025). Overall compliance score: 58/100 (Moderate).

Is it risky to lend to Krishna Capfin Ltd?

Its Credit Risk Score is 90/100 (Low Risk). Banker verdict: Favourable lending indicators.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.