Kottaram Nidhi Limited - Due diligence report

A 360° intelligence report on Kottaram Nidhi Limited: trust score, financial health, credit view, compliance, directors, growth and distress…

2016-02-22 Thrissur, Kerala Active Unlisted Active Compliant
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KN Kottaram Nidhi Limited
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  • Director details, charges & MCA documents
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Kottaram Nidhi Limited — 360° Intelligence Report

Generated from MCA filings & public records
80/100
Trust Score
Low Risk

Kottaram Nidhi Limited is assessed as Low Risk with a Trust Score of 80/100. Kottaram Nidhi Limited is an active nidhi limited company incorporated in 2016, operating in the Financial Services sector. Processed financial statements are not yet available for trend analysis. Based on MCA filings and public records, it currently shows a low compliance risk and moderate financial risk profile.

Report generated on 28 Jul 2026 from the latest processed filings. Kottaram Nidhi Limited snapshot & full profile →

Financial Health › Good
Overall Assessment CautionWeakNeutralGoodStrong Strong
Compliance › Strong

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreLow Risk
80/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreLow Risk
100/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreModerate
60/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreModerate
60/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreModerate
55/100
Board strength, DIN status, churn and network.
Growth ScoreNo Data
N/A
Needs at least two filed years to measure growth.
Distress ScoreLow Risk
90/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 1 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

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Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 60/100 Moderate
  • Negative operating earnings - debt service depends on external support.
  • No open charges - unencumbered balance sheet.
  • Moderate gearing (D/E 38%).
  • Working-capital cover adequate.

Charges position: 0 open (-) · 0 satisfied (-).

Compliance Score: 100/100 Low Risk
  • Company status is Active as per MCA.
  • Annual filings current (balance sheet Mar 2025).
05

Director Intelligence

Stability score: 55/100
NameDIN / PANDesignationAppointedTenureDIN status
SURESH VAILOOR BALAN 01234567 Director 01/04/2018 6 yrs Approved
NAVEEN MENOTHUPARAMBIL VASUDEVAN 01234567 Director 01/04/2018 6 yrs Approved
RAPHAEL KOTTEKADAN LAZAR 01234567 Director 01/04/2018 6 yrs Approved
VADAKKAN ANTONY JAMES 01234567 Director 01/04/2018 6 yrs Approved
SHAHUL HAMEED MOHAMMADHUSSAIN 01234567 Director 01/04/2018 6 yrs Approved
SATHYARAJ PAPPUNNY KAITHALAYIL 01234567 Director 01/04/2018 6 yrs Approved
ANILKUMAR KAPPITHAN VASU 01234567 Director 01/04/2018 6 yrs Approved
FRANCIS THAIKKATTIL ANTONY 01234567 Director 01/04/2018 6 yrs Approved
SATHISH VENNIKKAL GOPALAN 01234567 Director 01/04/2018 6 yrs Approved
SWAROOP SHEIK AIRWADI 01234567 Director 01/04/2018 6 yrs Approved
ANWAR MUHAMMED 01234567 Director 01/04/2018 6 yrs Approved
BAHULEYAN GOVINDAN KATTUPARAMBIL 01234567 Director 01/04/2018 6 yrs Approved
  • 12 directors on the board.
  • VADAKKAN ANTONY JAMES has DIN status "Deactivated due to non-filing of DIR-3 KYC".
  • Stable board - no exits in 3 years.
  • Average tenure above 5 years.
06

Ownership & Group Intelligence

As per FY 2017 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
3 allotment(s) · 0 transfer(s)

Promoters hold the largest single block of equity - exact percentages are part of the full report.

Key managerial personnel: SWAROOP SHEIK AIRWADI (Managing Director)

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth N/A · Distress 90
Growth signals & trust indicators
Operating for 10+ years.
Distress signals & risk flags
No critical warning flags detected in the available data.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence91/100
Favourable indicators
Suitability as a supplier / customer counterparty.
  • Statutory record is clean.
  • No distress signals on file.
  • Financial filings available for verification.
Banker assessment70/100
Favourable lending indicators
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • No existing security registered - first-charge position available.
  • Compliance record supports lending.
Investor view41/100
Limited indicators at present
Growth quality and scalability through an investor lens.
  • No clear growth signals in the filed years.
  • Margin and return trends computable from filings.
  • Management churn warrants questions.
09

MCA Filings & Events Timeline

Latest 15 events
30 Sep 2025
Last AGM held
Annual general meeting
31 Mar 2025
Latest balance sheet
Filed with ROC
01 Jan 2022
Director ceased
MADHU BALATHILAKAN THOPPIL
Director ceased
SWAROOP SHEIK AIRWADI
14 Aug 2019
Director appointed
RAPHAEL KOTTEKADAN LAZAR (Director)
Director appointed
SWAROOP SHEIK AIRWADI (Managing Director)
Director ceased
CHULLIPPARAMBIL ARAVINDAKSHAN SHAIJU
Director ceased
SATHYARAJ PAPPUNNY KAITHALAYIL
20 Mar 2019
Director ceased
THOMAS PORINCHU ARANGASSERY
29 Apr 2017
Securities allotted
20 Equity Shares - 200.00 raised
31 Mar 2017
Securities allotted
30 Equity Shares - 300.00 raised
Securities allotted
15000 Equity Shares - 1.50 Lakh raised
21 Apr 2016
Director appointed
VADAKKAN ANTONY JAMES (Director)
Director appointed
SHAHUL HAMEED MOHAMMADHUSSAIN (Director)
Director appointed
ANILKUMAR KAPPITHAN VASU (Director)
10

Key Observations

Auto-generated from the data above
Compliance record is strong - status, filings and flags are clean.
12 active director(s) / partner(s); review board churn before relying on management continuity.
Promoters hold the largest single block of equity as per the FY 2017 annual return.
Capital has been raised through 3 security allotment(s) - amounts available in the full report.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Red Hot Mercantile Private Limited U51109WB2007PTC120642 Kolkata, West Bengal, India
Stk Chits Private Ltd U65991TN1992PTC023615 Tuticorin-628001, Tamil Nadu, India
Tripower Energy Private Limited U40109TN2015PTC103273 Chennai, Tamil Nadu, India
Parin Infrastructure Private Limited U45200GJ2012PTC070747 Ahmedabad, Gujarat, India
Bhavamanuy Projects Private Limited U45201AS2011PTC010620 Guwahati, Assam, India
Roshan Lal And Co Private Limited U27106DL2000PTC108418 Delhi, Delhi, India
Satrang Merchants Private Limited U51909WB2010PTC153857 Kolkata, West Bengal, India
Shree Onkar Apartments Private Limited U70109WB2011PTC162156 Kolkata, West Bengal, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Kottaram Nidhi Limited before audits and certifications: compliance score 100/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Kottaram Nidhi Limited: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Favourable lending indicators. Credit risk score 60/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Limited indicators at present. Growth score n/a, margin trends, ownership structure and peer set for Kottaram Nidhi Limited - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Favourable indicators. Trust score 80/100, distress signals and MSME payment-delay disclosures - know whether Kottaram Nidhi Limited pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (no cases on record), regulatory flags, charge documents trail and director networks for Kottaram Nidhi Limited - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Kottaram Nidhi Limited an active company?

Kottaram Nidhi Limited has MCA status “Active” with a compliance score of 100/100 (Low Risk).

Is Kottaram Nidhi Limited financially healthy?

Kottaram Nidhi Limited has a Financial Health Score of 60/100 (Moderate) based on its filed financial statements.

Should I do business with Kottaram Nidhi Limited?

Its overall Trust Score is 80/100 (Low Risk). Vendor verdict: Favourable indicators. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Kottaram Nidhi Limited?

Promoters hold the largest single block of equity - exact percentages are in the full report. 12 active director(s) are on record.

Does Kottaram Nidhi Limited have loans or charges against its assets?

No charges are registered against this company - an unencumbered balance sheet.

Is Kottaram Nidhi Limited up to date with its ROC filings?

Annual filings current (balance sheet Mar 2025). Overall compliance score: 100/100 (Low Risk).

Is it risky to lend to Kottaram Nidhi Limited?

Its Credit Risk Score is 60/100 (Moderate). Banker verdict: Favourable lending indicators.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.