Kgfa Nidhi Limited - Due diligence report

A 360° intelligence report on Kgfa Nidhi Limited: trust score, financial health, credit view, compliance, directors, growth and distress sig…

2016-10-24 Chavakkad, Kerala Active Unlisted Active Compliant
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Kgfa Nidhi Limited — 360° Intelligence Report

Generated from MCA filings & public records
86/100
Trust Score
Low Risk

Kgfa Nidhi Limited is assessed as Low Risk with a Trust Score of 86/100. Kgfa Nidhi Limited is an active nidhi limited company incorporated in 2016, operating in the Financial Services sector. It was profitable in its latest filed year. Based on MCA filings and public records, it currently shows a low compliance risk and low financial risk profile.

Report generated on 02 Aug 2026 from the latest processed filings. Kgfa Nidhi Limited snapshot & full profile →

Financial Health › Strong
Overall Assessment CautionWeakNeutralGoodStrong Strong
Compliance › Strong

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreLow Risk
86/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreLow Risk
100/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreLow Risk
75/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreModerate
60/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
95/100
Board strength, DIN status, churn and network.
Growth ScoreModerate
60/100
Revenue, profit, asset and hiring momentum.
Distress ScoreLow Risk
75/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

Get full access

Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 60/100 Moderate
  • Negative operating earnings - debt service depends on external support.
  • No open charges - unencumbered balance sheet.
  • Working-capital cover adequate.
  • Profitable - internal accruals available.

Charges position: 0 open (-) · 0 satisfied (-).

Compliance Score: 100/100 Low Risk
  • Company status is Active as per MCA.
  • Annual filings current (balance sheet Mar 2025).
05

Director Intelligence

Stability score: 95/100
NameDIN / PANDesignationAppointedTenureDIN status
CHINJU DANISH 01234567 Director 01/04/2018 6 yrs Approved
KANDAMPULLY BALAKRISHNAN ABHILASH 01234567 Director 01/04/2018 6 yrs Approved
THAYYIL CHANDRAN GIRISH 01234567 Director 01/04/2018 6 yrs Approved
GEETHA SURESH BABU 01234567 Director 01/04/2018 6 yrs Approved
CHENJERY VASU BABU 01234567 Director 01/04/2018 6 yrs Approved
ABHIRAJ PONNARASSERY DHARMARAJ 01234567 Director 01/04/2018 6 yrs Approved
FATHIMA 01234567 Director 01/04/2018 6 yrs Approved
  • 7 directors on the board.
  • No disqualified or deactivated DINs.
  • Stable board - no exits in 3 years.
  • Average tenure above 5 years.
06

Ownership & Group Intelligence

As per FY 2017 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
1 allotment(s) · 0 transfer(s)

Promoters hold a dominant controlling stake - exact percentages are part of the full report.

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 60 · Distress 75
Growth signals & trust indicators
Profit expanded 38% year-on-year.
Operating for 9 years.
Distress signals & risk flags
Revenue declined year-on-year.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence88/100
Favourable indicators
Suitability as a supplier / customer counterparty.
  • Statutory record is clean.
  • 1 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment74/100
Favourable lending indicators
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • No existing security registered - first-charge position available.
  • Compliance record supports lending.
Investor view72/100
Positive growth indicators
Growth quality and scalability through an investor lens.
  • 1 growth signal(s) detected.
  • Margin and return trends computable from filings.
  • Management team looks stable.
09

MCA Filings & Events Timeline

Latest 13 events
30 Sep 2025
Last AGM held
Annual general meeting
31 Mar 2025
Latest balance sheet
Filed with ROC
01 Apr 2021
Director ceased
MOHANAN MANDAKATHINGAL KUNHIKELAN
23 Oct 2017
Director ceased
CHINJU DANISH
21 Oct 2017
Securities allotted
150000 Equity Shares - 15.00 Lakh raised
Director appointed
CHINJU DANISH (Director)
24 Oct 2016
Incorporated
Registered with Roc Ernakulam
Director appointed
KANDAMPULLY BALAKRISHNAN ABHILASH (Director)
Director appointed
THAYYIL CHANDRAN GIRISH (Director)
Director appointed
GEETHA SURESH BABU (Director)
Director appointed
CHENJERY VASU BABU (Director)
Director appointed
ABHIRAJ PONNARASSERY DHARMARAJ (Director)
Director appointed
FATHIMA (Director)
10

Key Observations

Auto-generated from the data above
Net worth is positive.
Compliance record is strong - status, filings and flags are clean.
7 active director(s) / partner(s); board looks stable and experienced.
Promoters hold a dominant controlling stake as per the FY 2017 annual return.
Capital has been raised through 1 security allotment(s) - amounts available in the full report.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Riddhi Equities Private Limited U70101OR2008PTC009746 Cuttack, Orissa, India
Newwave Vintrade Private Limited U52100WB2010PTC149594 Kolkata, West Bengal, India
Raksha Shree Micro Finance Foundation U85320UP2016NPL088248 Aligarh, Uttar Pradesh, India
Gowri Forex And Travels Private Limited U67190TN2019PTC128351 Velachery, Tamil Nadu, India
Blossom Auxiliary Services Private Limited Cn U65990MH1993PTC073533 Mumbai, Maharashtra, India
Akshay Mercantile Private Limited U65991TN1988PTC016279 Madras-600 018., Tamil Nadu, India
Utility Securities Private Limited U65993MH1997PTC108081 Mumbai, Maharashtra, India
Esquire Financial Services Limited U65993DL1995PLC366891 Delhi, Delhi, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Kgfa Nidhi Limited before audits and certifications: compliance score 100/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Kgfa Nidhi Limited: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Favourable lending indicators. Credit risk score 60/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Positive growth indicators. Growth score 60/100, margin trends, ownership structure and peer set for Kgfa Nidhi Limited - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Favourable indicators. Trust score 86/100, distress signals and MSME payment-delay disclosures - know whether Kgfa Nidhi Limited pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (no cases on record), regulatory flags, charge documents trail and director networks for Kgfa Nidhi Limited - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Kgfa Nidhi Limited an active company?

Kgfa Nidhi Limited has MCA status “Active” with a compliance score of 100/100 (Low Risk).

Is Kgfa Nidhi Limited financially healthy?

Kgfa Nidhi Limited has a Financial Health Score of 75/100 (Low Risk) based on its filed financial statements.

Should I do business with Kgfa Nidhi Limited?

Its overall Trust Score is 86/100 (Low Risk). Vendor verdict: Favourable indicators. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Kgfa Nidhi Limited?

Promoters hold a dominant controlling stake - exact percentages are in the full report. 7 active director(s) are on record.

Does Kgfa Nidhi Limited have loans or charges against its assets?

No charges are registered against this company - an unencumbered balance sheet.

Is Kgfa Nidhi Limited up to date with its ROC filings?

Annual filings current (balance sheet Mar 2025). Overall compliance score: 100/100 (Low Risk).

Is it risky to lend to Kgfa Nidhi Limited?

Its Credit Risk Score is 60/100 (Moderate). Banker verdict: Favourable lending indicators.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.