Promoter holding
64.27%
KT
Kfin Technologies Limited - Due diligence report
A 360° intelligence report on Kfintech: trust score, financial health, credit view, compliance, directors, growth and distress signals - gen…
Full Due-Diligence Report + Documents
- Unlock all financial figures & 5-year trends
- Full trust, health & credit-risk scores
- Director details, charges & MCA documents
₹700
₹349
50% off
New user
Or enjoy up to 50% off with credits
View credit packages
Company Credits – Starter
- One credit unlocks this full due-diligence report
- Use across any company’s report, anytime
- Credits valid for 12 months
Choose your own credit amount
View credit packages
Kfintech — 360° Intelligence Report
Generated from MCA filings & public records63/100
Trust Score
Moderate
Kfintech is assessed as Moderate with a Trust Score of 63/100. Kfintech is an active public limited indian non-government company incorporated in 2017, operating in the Information Technology sector. The company has shown revenue growth across its recent filed years. It was profitable in its latest filed year. Based on MCA filings and public records, it currently shows a high compliance risk and low financial risk profile.
Report generated on 10 Jul 2026 from the latest processed filings. Kfin Technologies Limited snapshot & full profile →
Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.
02
Score Card
Higher is safer · rule-based & explainableTrust ScoreModerate
63/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreCaution Indicated
32/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreLow Risk
95/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreLow Risk
95/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreCaution Indicated
30/100
Board strength, DIN status, churn and network.
Growth ScoreLow Risk
95/100
Revenue, profit, asset and hiring momentum.
Distress ScoreLow Risk
80/100
Early-warning signals - higher means fewer warnings.
03
Financial Intelligence Dashboard
Consolidated · 5 filed year(s)Unlock the full 5-year financial dashboard with charts and year-wise figures.
Get full accessScores and observations on this page are already computed from the real filings - only the underlying figures are locked.
04
Credit & Compliance Intelligence
Why the scores are what they are
Credit Risk Score: 95/100 Low Risk
- Liabilities ≈ 38% EBITDA - serviceable.
- Moderate gearing (D/E 1.42).
- Working-capital cover adequate.
- Profitable - internal accruals available.
- Externally credit-rated (AA-).
Charges position: 3 open (39.00 cr) · 2 satisfied (800.00 cr).
Banking relationships (from registered charges)
| Lender | Charges | Amount |
|---|---|---|
| Idbi Trusteeship Services Limited | 2 | 48.0 cr |
| The Hongkong And Shanghai Banking Corporation Limited | 1 | 48.0 cr |
| Others | 2 | 48.0 cr |
Compliance Score: 32/100 Caution Indicated
- Company status is Active as per MCA.
- Annual filings current (balance sheet Mar 2025).
- Flagged by authority: RBI, SEBI.
- Litigation present in 3 court forum(s).
- 1 auditor resignation(s) filed - latest: B S K S & CO on 2019-02-20.
- Delayed payments to MSME suppliers disclosed (24 disclosure(s)).
- 28 active GST registration(s).
Legal cases on record (3)
05
Director Intelligence
Stability score: 30/100| Name | DIN / PAN | Designation | Appointed | Tenure | DIN status |
|---|---|---|---|---|---|
| SHANKAR IYER | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| RAJAPPA RADHA | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| SRINIVAS PEDDADA | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| VIVEK NARAYAN MATHUR | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| Venkata Satya Naga Sreekanth Nadella | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| KAUSHIK MAZUMDAR | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| DEVANG CHANDRAKANT GHEEWALA | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| ALOK CHANDRA MISRA | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| SHANTANU RASTOGI | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| CHENGALATH JAYARAM | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| VISHWANATHAN MAVILA NAIR | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| Vivek Narayan Mathur | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
- 12 directors on the board.
- DEVANG CHANDRAKANT GHEEWALA has DIN status "Deactivated due to non-filing of DIR-3 KYC".
- 10 director exits in 3 years - high churn.
Director & KMP remuneration (FY 2023)
| Name | Designation | Total remuneration |
|---|---|---|
| A K Sharma | Managing Director | 2.4 cr |
| R Mehta | Whole-time Director | 1.6 cr |
| S Iyer | CFO | 95.0 L |
Remuneration is disclosed in the latest annual return. Unlock full report
06
Ownership & Group Intelligence
As per FY 2023 annual returnPublic / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
2
Group entities
3
Capital events
6 allotment(s) · 0 transfer(s)
Promoters hold the largest single block of equity - exact percentages are part of the full report.
| Group entity | Relationship | % held |
|---|---|---|
| Hexagram Fintech Private Limited | Subsidiary Company | 74.00% |
| Hexagram Fintech Sdn Bhd | Subsidiary Company | 74.00% |
| Kfin Technologies (bahrain) W.l.l | Subsidiary Company | 74.00% |
| Kfin Technologies (malaysia) Sdn. Bhd. | Subsidiary Company | 74.00% |
| Kfin Services Private Limited | Subsidiary Company | 74.00% |
| Fintech Products And Solutions (india) Private Limited | Associate Company | 74.00% |
Key managerial personnel: VIVEK NARAYAN MATHUR (CFO) · Venkata Satya Naga Sreekanth Nadella (Managing Director)
Full shareholding pattern, group structure & capital events →
07
Risk Intelligence Center
Growth 95 · Distress 80
Growth signals & trust indicators
Revenue acceleration: +2.1x over 4 year(s).
Profit expanded 24% year-on-year.
Asset base grew 0.86 - capacity expansion.
Net margin improved to 61%.
EPFO headcount growing - hiring signal.
Operating for 9 years.
Active EPFO - real payroll on record.
Active GST registration(s).
Distress signals & risk flags
5 director exits within 2 years.
Compliance score is weak (32/100).
3 open charge(s) registered - assets are encumbered.
1 auditor resignation(s) on record - review the stated reasons.
MSME payment delays disclosed - latest outstanding 28.27 Lakh.
3 court case(s) on record - see the legal section for details.
08
Stakeholder Verdicts
Vendor · Banker · InvestorVendor due diligence56/100
Review suggested
Suitability as a supplier / customer counterparty.
- Check the compliance flags before onboarding.
- 1 distress signal(s) - see Risk Center.
- Financial filings available for verification.
Banker assessment79/100
Favourable lending indicators
Indicative lending comfort for banks, NBFCs and trade credit.
- Debt capacity assessed from filed statements.
- 3 open charge(s) of 39.00 cr already registered.
- Compliance gaps should be priced into terms.
Investor view87/100
Positive growth indicators
Growth quality and scalability through an investor lens.
- 5 growth signal(s) detected.
- Margin and return trends computable from filings.
- Management churn warrants questions.
09
MCA Filings & Events Timeline
Latest 15 events17 Dec 2025
Director ceased
DEVANG CHANDRAKANT GHEEWALA
27 Oct 2025
Director appointed
DEVANG CHANDRAKANT GHEEWALA (Nominee Director)
28 Aug 2025
Last AGM held
Annual general meeting
06 Jun 2025
Director ceased
SHANKAR IYER
25 May 2025
Director ceased
PRASHANT SARAN
28 Apr 2025
Director appointed
SHANKAR IYER (Director)
31 Mar 2025
Latest balance sheet
Filed with ROC
08 Jan 2025
Director ceased
CHETAN NANJIBHAI SAVLA
28 Nov 2024
Director ceased
JAIDEEP HANSRAJ
05 Jul 2024
Director ceased
CHENGALATH JAYARAM
24 May 2024
Director appointed
CHENGALATH JAYARAM (Director)
15 Nov 2023
Director ceased
SONU HALAN BHASIN
10 Nov 2023
Director ceased
RAJAPPA RADHA
06 Nov 2023
Charge created
Others - 3.00 cr
11 Oct 2023
Director appointed
RAJAPPA RADHA (Director)
10
Key Observations
Auto-generated from the data aboveRevenue grew 38% over the last 4 financial year(s).
Net profit margin moved from 1.42 to 2.1x.
Debt-to-equity stands at 24% - manageable leverage.
Net worth is positive.
12 active director(s) / partner(s); review board churn before relying on management continuity.
28 active GST registration(s) indicate ongoing business operations.
Operates a group structure with 2 subsidiary(ies) - assess on a consolidated basis.
Carries an external credit rating of AA- from Icra.
EPFO-registered employer - verifiable payroll history exists.
Promoters hold the largest single block of equity as per the FY 2023 annual return.
Director / KMP remuneration is disclosed in the latest annual return - exact figures available in the full report.
Capital has been raised through 6 security allotment(s) - amounts available in the full report.
2 overseas direct investment(s) (ODI) on record - international footprint.
| Company | CIN | Location |
|---|---|---|
| Xl India Business Services Private Limited | U74140DL2003PTC122912 | Vikash Puri New Delhi, Delhi, India |
| Valuefirst | U64202TS2003PTC187740 | Shaikpet, Telangana, India |
| Jaksh Digital Services Private Limited | U51909GJ2020PTC112289 | Surat City, Gujarat, India |
| Sscglobeop | U67100MH2003PTC141044 | Goregaon East, Maharashtra, India |
| Teradata | U72900HR2007PTC049627 | Gurugram, Haryana, India |
| Bigtree | U99999MH1999PTC120990 | Mumbai, Maharashtra, India |
| Slk Software Services | U72200KA2000PTC027503 | Bangalore, Karnataka, India |
| Msci | U72900MH2004PTC145304 | Mumbai, Maharashtra, India |
12
Who Uses This Report
CA · CS · Banker · Investor · VendorChartered Accountants (CA)
Verify Kfintech before audits and certifications: compliance score 32/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.
Company Secretaries (CS)
Track statutory health of Kfintech: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.
Bankers & NBFCs
Current banker verdict: Favourable lending indicators. Credit risk score 95/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.
Investors & Analysts
Investor view: Positive growth indicators. Growth score 95/100, margin trends, ownership structure and peer set for Kfintech - screening before a deeper diligence.
Vendors & Procurement Teams
Vendor verdict: Review suggested. Trust score 63/100, distress signals and MSME payment-delay disclosures - know whether Kfintech pays its suppliers before you extend credit terms.
Lawyers & Compliance Teams
Litigation footprint (3 case(s) on record), regulatory flags, charge documents trail and director networks for Kfintech - groundwork for KYC, onboarding and disputes.
13
Frequently Asked Questions
Is Kfintech an active company?
Kfintech has MCA status “Active” with a compliance score of 32/100 (Caution Indicated).
Is Kfintech financially healthy?
Kfintech has a Financial Health Score of 95/100 (Low Risk) based on its filed financial statements.
Should I do business with Kfintech?
Its overall Trust Score is 63/100 (Moderate). Vendor verdict: Review suggested. Review the risk flags in the Risk Intelligence Center before deciding.
Who controls Kfintech?
Promoters hold the largest single block of equity - exact percentages are in the full report. 12 active director(s) are on record.
Does Kfintech have loans or charges against its assets?
3 open charge(s) are registered against its assets, and 2 earlier charge(s) stand satisfied.
Is Kfintech up to date with its ROC filings?
Annual filings current (balance sheet Mar 2025). Overall compliance score: 32/100 (Caution Indicated).
Is it risky to lend to Kfintech?
Its Credit Risk Score is 95/100 (Low Risk). Banker verdict: Favourable lending indicators.
Disclaimer: This report is generated automatically from MCA filings and public records as available
in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the
underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are
not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice.
Verify from official sources and consult a qualified professional before any business, lending or investment decision.
If you represent this company and believe any information is inaccurate or outdated,
report it here and we will review promptly.
