Kcfc Chits Private Limited - Due diligence report

A 360° intelligence report on Kcfc Chits Private Limited: trust score, financial health, credit view, compliance, directors, growth and dist…

2004-11-18 Ernakulam, Kerala Active Unlisted Active Compliant
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Kcfc Chits Private Limited — 360° Intelligence Report

Generated from MCA filings & public records
88/100
Trust Score
Low Risk

Kcfc Chits Private Limited is assessed as Low Risk with a Trust Score of 88/100. Kcfc Chits Private Limited is an active private limited indian non-government company incorporated in 2004, operating in the Financial Services sector. Processed financial statements are not yet available for trend analysis. Based on MCA filings and public records, it currently shows a low compliance risk and low financial risk profile.

Report generated on 17 Aug 2026 from the latest processed filings. Kcfc Chits Private Limited snapshot & full profile →

Financial Health › Strong
Overall Assessment CautionWeakNeutralGoodStrong Strong
Compliance › Strong

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreLow Risk
88/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreLow Risk
100/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreLow Risk
90/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreModerate
70/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreModerate
55/100
Board strength, DIN status, churn and network.
Growth ScoreNo Data
N/A
Needs at least two filed years to measure growth.
Distress ScoreLow Risk
90/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 1 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

Get full access

Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 70/100 Moderate
  • Negative operating earnings - debt service depends on external support.
  • No open charges - unencumbered balance sheet.
  • Moderate gearing (D/E 38%).
  • Working-capital cover adequate.
  • Profitable - internal accruals available.

Charges position: 0 open (-) · 0 satisfied (-).

Compliance Score: 100/100 Low Risk
  • Company status is Active as per MCA.
  • Annual filings current (balance sheet Mar 2025).
05

Director Intelligence

Stability score: 55/100
NameDIN / PANDesignationAppointedTenureDIN status
GEORGE JOHN THUKALAN 01234567 Director 01/04/2018 6 yrs Approved
JOSHY MATHEW 01234567 Director 01/04/2018 6 yrs Approved
JOJI MATHEW 01234567 Director 01/04/2018 6 yrs Approved
RAGHAVAN NAIR VISWAMBHARAN NAIR 01234567 Director 01/04/2018 6 yrs Approved
KARAKKATTU POULOSE GEEVARGHESE 01234567 Director 01/04/2018 6 yrs Approved
  • 5 directors on the board.
  • GEORGE JOHN THUKALAN has DIN status "Deactivated due to non-filing of DIR-3 KYC".
  • Stable board - no exits in 3 years.
  • Average tenure above 5 years.
Director & KMP remuneration (FY 2017)
NameDesignationTotal remuneration
A K SharmaManaging Director2.4 cr
R MehtaWhole-time Director1.6 cr
S IyerCFO95.0 L

Remuneration is disclosed in the latest annual return. Unlock full report

06

Ownership & Group Intelligence

As per FY 2017 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
4 allotment(s) · 0 transfer(s)

Promoters hold a dominant controlling stake - exact percentages are part of the full report.

Key managerial personnel: KARAKKATTU POULOSE GEEVARGHESE (Managing Director)

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth N/A · Distress 90
Growth signals & trust indicators
Operating for 21+ years.
Distress signals & risk flags
No critical warning flags detected in the available data.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence93/100
Favourable indicators
Suitability as a supplier / customer counterparty.
  • Statutory record is clean.
  • No distress signals on file.
  • Financial filings available for verification.
Banker assessment84/100
Favourable lending indicators
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • No existing security registered - first-charge position available.
  • Compliance record supports lending.
Investor view54/100
Mixed indicators
Growth quality and scalability through an investor lens.
  • No clear growth signals in the filed years.
  • Margin and return trends computable from filings.
  • Management churn warrants questions.
09

MCA Filings & Events Timeline

Latest 15 events
30 Sep 2025
Last AGM held
Annual general meeting
31 Mar 2025
Latest balance sheet
Filed with ROC
09 Dec 2022
Director ceased
RAGHAVAN NAIR VISWAMBHARAN NAIR
09 Sep 2021
Director ceased
GEORGE JOHN THUKALAN
Director ceased
VIJO KUTTIKATTU MATHEW
Director ceased
JOSEKUTTY XAVIER
Director ceased
XAVIER JOSE
25 Feb 2021
Director ceased
PAULOSE PANDALIPARAMBIL MATHAI
25 Jan 2021
Director appointed
GEORGE JOHN THUKALAN (Director)
Director ceased
ABRAHAM PULLURUTHYKARI JOSEPH
09 Nov 2020
Director ceased
MADANAN KRISHNANKUTTY VAZHEPPARAMBIL
Director ceased
PRASAD MUTTATHIL KUNJAN
Director ceased
CHETTIKUZHIYIL MANI JACOB
Director ceased
SHAJI GEORGE
20 Jun 2019
Director ceased
ERAKUZHA PAULOSE JOSE
10

Key Observations

Auto-generated from the data above
Compliance record is strong - status, filings and flags are clean.
5 active director(s) / partner(s); review board churn before relying on management continuity.
Promoters hold a dominant controlling stake as per the FY 2017 annual return.
Director / KMP remuneration is disclosed in the latest annual return - exact figures available in the full report.
Capital has been raised through 4 security allotment(s) - amounts available in the full report.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Balaji Finsec Private Limited U74899DL1995PTC072624 New Delhi, Delhi, India
Cornerstone Portfolio Services Private Limited U67100DL2006PTC151661 New Delhi, Delhi, India
Excellent Systems And Software Services Private Limited U74899DL1994PTC060682 Delhi, Delhi, India
Seth Kunjilal Saraf Tradecon Private Limited U52100CT2016PTC007516 Baloda Bazar, Chattisgarh, India
S D Chit Funds Private Limited U65992TZ1992PTC003737 Salem, Tamil Nadu, India
Quest Wealth Management Services Private Limited U93000DL2010PTC208257 New Delhi, Delhi, India
Sri Narain Chit Fund Pvt.Ltd. U65992HR1991PTC031415 Karnal, Haryana, India
Neomaitri Chitfund Private Limited U65100TG2009PTC063973 Secunderabad, Telangana, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Kcfc Chits Private Limited before audits and certifications: compliance score 100/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Kcfc Chits Private Limited: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Favourable lending indicators. Credit risk score 70/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Mixed indicators. Growth score n/a, margin trends, ownership structure and peer set for Kcfc Chits Private Limited - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Favourable indicators. Trust score 88/100, distress signals and MSME payment-delay disclosures - know whether Kcfc Chits Private Limited pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (no cases on record), regulatory flags, charge documents trail and director networks for Kcfc Chits Private Limited - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Kcfc Chits Private Limited an active company?

Kcfc Chits Private Limited has MCA status “Active” with a compliance score of 100/100 (Low Risk).

Is Kcfc Chits Private Limited financially healthy?

Kcfc Chits Private Limited has a Financial Health Score of 90/100 (Low Risk) based on its filed financial statements.

Should I do business with Kcfc Chits Private Limited?

Its overall Trust Score is 88/100 (Low Risk). Vendor verdict: Favourable indicators. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Kcfc Chits Private Limited?

Promoters hold a dominant controlling stake - exact percentages are in the full report. 5 active director(s) are on record.

Does Kcfc Chits Private Limited have loans or charges against its assets?

No charges are registered against this company - an unencumbered balance sheet.

Is Kcfc Chits Private Limited up to date with its ROC filings?

Annual filings current (balance sheet Mar 2025). Overall compliance score: 100/100 (Low Risk).

Is it risky to lend to Kcfc Chits Private Limited?

Its Credit Risk Score is 70/100 (Moderate). Banker verdict: Favourable lending indicators.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.