Jani Fincom Private Limited - Due diligence report

A 360° intelligence report on Jani Fincom Private Limited: trust score, financial health, credit view, compliance, directors, growth and dis…

1997-02-21 Kolkata, West Bengal Active Unlisted Active Compliant
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Jani Fincom Private Limited — 360° Intelligence Report

Generated from MCA filings & public records
74/100
Trust Score
Moderate

Jani Fincom Private Limited is assessed as Moderate with a Trust Score of 74/100. Jani Fincom Private Limited is an active private limited indian non-government company incorporated in 1997, operating in the Financial Services sector. It reported a loss in its latest filed year. Based on MCA filings and public records, it currently shows a moderate compliance risk and moderate financial risk profile.

Report generated on 04 Oct 2026 from the latest processed filings. Jani Fincom Private Limited snapshot & full profile →

Financial Health › Good
Overall Assessment CautionWeakNeutralGoodStrong Strong
Compliance › Good

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreModerate
74/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreModerate
58/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreModerate
60/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreModerate
60/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
95/100
Board strength, DIN status, churn and network.
Growth ScoreModerate
50/100
Revenue, profit, asset and hiring momentum.
Distress ScoreLow Risk
90/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

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Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 60/100 Moderate
  • Liabilities ≈ 38% EBITDA - stretched.
  • No open charges - unencumbered balance sheet.
  • Moderate gearing (D/E 1.42).
  • Working-capital cover adequate.

Charges position: 0 open (-) · 0 satisfied (-).

Compliance Score: 58/100 Moderate
  • Company status is Active as per MCA.
  • Balance sheet slightly behind (Mar 2025).
  • Flagged by authority: FIU.
05

Director Intelligence

Stability score: 95/100
NameDIN / PANDesignationAppointedTenureDIN status
VIVEK KUMAR BANSAL 01234567 Director 01/04/2018 6 yrs Approved
AVINASH KUMAR JHA 01234567 Director 01/04/2018 6 yrs Approved
  • 2 directors on the board.
  • No disqualified or deactivated DINs.
  • Stable board - no exits in 3 years.
  • Average tenure above 5 years.
06

Ownership & Group Intelligence

As per FY 2018 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
2 allotment(s) · 0 transfer(s)

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 50 · Distress 90
Growth signals & trust indicators
Operating for 29+ years.
Distress signals & risk flags
Compliance score is weak (58/100).
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence72/100
Favourable indicators
Suitability as a supplier / customer counterparty.
  • Check the compliance flags before onboarding.
  • No distress signals on file.
  • Financial filings available for verification.
Banker assessment60/100
Mixed indicators - deeper appraisal suggested
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • No existing security registered - first-charge position available.
  • Compliance gaps should be priced into terms.
Investor view60/100
Mixed indicators
Growth quality and scalability through an investor lens.
  • No clear growth signals in the filed years.
  • Margin and return trends computable from filings.
  • Management team looks stable.
09

MCA Filings & Events Timeline

Latest 14 events
30 Sep 2025
Last AGM held
Annual general meeting
31 Mar 2025
Latest balance sheet
Filed with ROC
30 Aug 2021
Director appointed
AVINASH KUMAR JHA (Director)
Director ceased
JAGANNATH PANDEY
27 Sep 2018
Director ceased
VIVEK KUMAR BANSAL
28 Feb 2018
Director appointed
VIVEK KUMAR BANSAL (Director)
Director ceased
SUDHANSHU KUMAR PARIDA
06 May 2013
Director ceased
AVIJIT NASKAR
Director ceased
SOURAV DAS SHARMA
18 Aug 2012
Director ceased
AMARJIT SINGH DALAL
30 Jul 2012
Securities allotted
2335758 Equity Shares Without Differential Rights - 23.36 cr raised
03 May 2012
Director ceased
SURESH KUMAR KEDIA
01 Dec 2011
Securities allotted
983000 Equity Shares Without Differential Rights - 4.92 cr raised
21 Feb 1997
Incorporated
Registered with Roc Kolkata I
10

Key Observations

Auto-generated from the data above
Debt-to-equity stands at 2.1x - manageable leverage.
Net worth is positive.
2 active director(s) / partner(s); board looks stable and experienced.
Capital has been raised through 2 security allotment(s) - amounts available in the full report.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Jewelrock Tracon Pvt Ltd U51109WB1995PTC067363 Kolkata, West Bengal, India
Ansu Trade & Fiscals Pvt Ltd U65100WB1990PTC049122 Kolkata, West Bengal, India
United India Agencies Private Limited U51109MH1946PTC004739 Mumbai, Maharashtra, India
Savi Global Ventures India Limited U51909MH1993PLC197690 Mumbai, Maharashtra, India
Maninya Comfin Private Limited U65993WB1997PTC083016 Kolkata, West Bengal, India
Acm Finvests Private Limited U65993WB1988PTC045003 Kolkata, West Bengal, India
Shikha Investments Private Limited U65990GJ1989PTC012556 Surat City, Gujarat, India
Coronation Enterprises Private Limited U74140WB2000PTC091159 Kolkata, West Bengal, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Jani Fincom Private Limited before audits and certifications: compliance score 58/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Jani Fincom Private Limited: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Mixed indicators - deeper appraisal suggested. Credit risk score 60/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Mixed indicators. Growth score 50/100, margin trends, ownership structure and peer set for Jani Fincom Private Limited - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Favourable indicators. Trust score 74/100, distress signals and MSME payment-delay disclosures - know whether Jani Fincom Private Limited pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (no cases on record), regulatory flags, charge documents trail and director networks for Jani Fincom Private Limited - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Jani Fincom Private Limited an active company?

Jani Fincom Private Limited has MCA status “Active” with a compliance score of 58/100 (Moderate).

Is Jani Fincom Private Limited financially healthy?

Jani Fincom Private Limited has a Financial Health Score of 60/100 (Moderate) based on its filed financial statements.

Should I do business with Jani Fincom Private Limited?

Its overall Trust Score is 74/100 (Moderate). Vendor verdict: Favourable indicators. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Jani Fincom Private Limited?

See the directors and ownership sections above for board and shareholding detail. 2 active director(s) are on record.

Does Jani Fincom Private Limited have loans or charges against its assets?

No charges are registered against this company - an unencumbered balance sheet.

Is Jani Fincom Private Limited up to date with its ROC filings?

Balance sheet slightly behind (Mar 2025). Overall compliance score: 58/100 (Moderate).

Is it risky to lend to Jani Fincom Private Limited?

Its Credit Risk Score is 60/100 (Moderate). Banker verdict: Mixed indicators - deeper appraisal suggested.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.