Jan Jan Microfinance Foundation - Due diligence report

A 360° intelligence report on Jan Jan Microfinance Foundation: trust score, financial health, credit view, compliance, directors, growth and…

2017-04-11 Chunar, Uttar Pradesh Active Unlisted Active Compliant
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JJ Jan Jan Microfinance Foundation
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Jan Jan Microfinance Foundation — 360° Intelligence Report

Generated from MCA filings & public records
89/100
Trust Score
Low Risk

Jan Jan Microfinance Foundation is assessed as Low Risk with a Trust Score of 89/100. Jan Jan Microfinance Foundation is an active private not for profit company incorporated in 2017, operating in the Financial Services sector. The company has shown revenue growth across its recent filed years. It was profitable in its latest filed year. Based on MCA filings and public records, it currently shows a low compliance risk and low financial risk profile.

Report generated on 17 Jul 2026 from the latest processed filings. Jan Jan Microfinance Foundation snapshot & full profile →

Financial Health › Strong
Overall Assessment CautionWeakNeutralGoodStrong Strong
Compliance › Strong

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreLow Risk
89/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreLow Risk
88/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreLow Risk
95/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreModerate
70/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
95/100
Board strength, DIN status, churn and network.
Growth ScoreLow Risk
95/100
Revenue, profit, asset and hiring momentum.
Distress ScoreLow Risk
90/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

Get full access

Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 70/100 Moderate
  • Liabilities ≈ 38% EBITDA - stretched.
  • No open charges - unencumbered balance sheet.
  • Moderate gearing (D/E 1.42).
  • Working-capital cover adequate.
  • Profitable - internal accruals available.

Charges position: 0 open (-) · 0 satisfied (-).

Compliance Score: 88/100 Low Risk
  • Company status is Active as per MCA.
  • Balance sheet slightly behind (Mar 2024).
05

Director Intelligence

Stability score: 95/100
NameDIN / PANDesignationAppointedTenureDIN status
. VARSHA 01234567 Director 01/04/2018 6 yrs Approved
SAMPURNA NAND MAURYA 01234567 Director 01/04/2018 6 yrs Approved
MAMTA SINGH 01234567 Director 01/04/2018 6 yrs Approved
  • 3 directors on the board.
  • No disqualified or deactivated DINs.
  • Stable board - no exits in 3 years.
  • Average tenure above 5 years.
06

Ownership & Group Intelligence

As per FY 2023 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
5 allotment(s) · 12 transfer(s)

Promoters hold a dominant controlling stake - exact percentages are part of the full report.

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 95 · Distress 90
Growth signals & trust indicators
Revenue acceleration: +2.1x over 4 year(s).
Latest year revenue grew 24%.
Profit expanded 0.86 year-on-year.
Asset base grew 61% - capacity expansion.
Net margin improved to 38%.
Operating for 9 years.
Distress signals & risk flags
No critical warning flags detected in the available data.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence89/100
Favourable indicators
Suitability as a supplier / customer counterparty.
  • Statutory record is clean.
  • No distress signals on file.
  • Financial filings available for verification.
Banker assessment82/100
Favourable lending indicators
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • No existing security registered - first-charge position available.
  • Compliance record supports lending.
Investor view94/100
Positive growth indicators
Growth quality and scalability through an investor lens.
  • 5 growth signal(s) detected.
  • Margin and return trends computable from filings.
  • Management team looks stable.
09

MCA Filings & Events Timeline

Latest 15 events
10 Sep 2024
Last AGM held
Annual general meeting
31 Mar 2024
Latest balance sheet
Filed with ROC
15 Jul 2023
Director appointed
. VARSHA (Director)
Director ceased
SUJIT KUMAR
31 Mar 2023
Share transfer (FY 2023)
50000.00000000 shares to Sujit Kumar
Share transfer (FY 2023)
33333.00000000 shares to Mamta Singh
10 Nov 2022
Securities allotted
100000 Equity Shares - 10.00 Lakh raised
20 Jun 2022
Director ceased
USHA DEVI
31 Mar 2022
Share transfer (FY 2022)
3400.00000000 shares to Sampurna Nand Maurya
Share transfer (FY 2022)
3300.00000000 shares to Usha Devi
Share transfer (FY 2022)
3300.00000000 shares to Mamta Singh
Share transfer (FY 2022)
0.00000000 shares
07 Dec 2021
Securities allotted
200000 Equity Shares - 20.00 Lakh raised
31 Mar 2020
Share transfer (FY 2020)
3400.00000000 shares to Sujit Kumar
Share transfer (FY 2020)
3300.00000000 shares to Sujit Kumar
10

Key Observations

Auto-generated from the data above
Revenue grew 1.42 over the last 4 financial year(s).
Net profit margin moved from 2.1x to 24%.
Debt-to-equity stands at 0.86 - manageable leverage.
Net worth is positive.
Compliance record is strong - status, filings and flags are clean.
3 active director(s) / partner(s); board looks stable and experienced.
Promoters hold a dominant controlling stake as per the FY 2023 annual return.
Capital has been raised through 5 security allotment(s) - amounts available in the full report.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Evergreen Chits Private Limited U74899DL1985PTC021629 New Delhi, Delhi, India
Newatia Finance & Leasing Pvt Ltd U67120WB1994PTC062879 Kolkata, West Bengal, India
Vsg Trade Pvt Ltd U51109AS1987PTC012282 Jorhat, Assam, India
Vijyalaxmi Finance And Leasing Services Private Limited U23109GJ1995PTC024351 Ahmedabad, Gujarat, India
Hariom Holdfin Private Limited U67120DL1996PTC076207 Delhi, Delhi, India
Innovative Prime Wealth Private Limited U51500DL2006PTC152358 New Delhi, Delhi, India
Jute & Gunny Brokers Pvt Ltd U65191AS1923PTC028571 Jorhat, Assam, India
Mahesh Vishnu Trade & Credit Private Limited U65999WB1992PTC056057 Kolkata, West Bengal, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Jan Jan Microfinance Foundation before audits and certifications: compliance score 88/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Jan Jan Microfinance Foundation: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Favourable lending indicators. Credit risk score 70/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Positive growth indicators. Growth score 95/100, margin trends, ownership structure and peer set for Jan Jan Microfinance Foundation - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Favourable indicators. Trust score 89/100, distress signals and MSME payment-delay disclosures - know whether Jan Jan Microfinance Foundation pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (no cases on record), regulatory flags, charge documents trail and director networks for Jan Jan Microfinance Foundation - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Jan Jan Microfinance Foundation an active company?

Jan Jan Microfinance Foundation has MCA status “Active” with a compliance score of 88/100 (Low Risk).

Is Jan Jan Microfinance Foundation financially healthy?

Jan Jan Microfinance Foundation has a Financial Health Score of 95/100 (Low Risk) based on its filed financial statements.

Should I do business with Jan Jan Microfinance Foundation?

Its overall Trust Score is 89/100 (Low Risk). Vendor verdict: Favourable indicators. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Jan Jan Microfinance Foundation?

Promoters hold a dominant controlling stake - exact percentages are in the full report. 3 active director(s) are on record.

Does Jan Jan Microfinance Foundation have loans or charges against its assets?

No charges are registered against this company - an unencumbered balance sheet.

Is Jan Jan Microfinance Foundation up to date with its ROC filings?

Balance sheet slightly behind (Mar 2024). Overall compliance score: 88/100 (Low Risk).

Is it risky to lend to Jan Jan Microfinance Foundation?

Its Credit Risk Score is 70/100 (Moderate). Banker verdict: Favourable lending indicators.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.