Jagannath Chit Funds Pvt Ltd - Due diligence report

A 360° intelligence report on Jagannath Chit Funds Pvt Ltd: trust score, financial health, credit view, compliance, directors, growth and di…

1988-12-22 Krishna, Andhra Pradesh Active Unlisted Active Compliant
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Jagannath Chit Funds Pvt Ltd — 360° Intelligence Report

Generated from MCA filings & public records
77/100
Trust Score
Low Risk

Jagannath Chit Funds Pvt Ltd is assessed as Low Risk with a Trust Score of 77/100. Jagannath Chit Funds Pvt Ltd is an active private limited indian non-government company incorporated in 1988, operating in the Financial Services sector. Reported revenue has declined across its recent filed years. It was profitable in its latest filed year. Based on MCA filings and public records, it currently shows a low compliance risk and low financial risk profile.

Report generated on 21 Sep 2026 from the latest processed filings. Jagannath Chit Funds Pvt Ltd snapshot & full profile →

Financial Health › Strong
Overall Assessment CautionWeakNeutralGoodStrong Strong
Compliance › Strong

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreLow Risk
77/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreLow Risk
86/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreLow Risk
80/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreModerate
60/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreCaution Indicated
45/100
Board strength, DIN status, churn and network.
Growth ScoreCaution Indicated
40/100
Revenue, profit, asset and hiring momentum.
Distress ScoreModerate
65/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 4 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

Get full access

Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 60/100 Moderate
  • Negative operating earnings - debt service depends on external support.
  • Moderate gearing (D/E 38%).
  • Profitable - internal accruals available.

Charges position: 2 open (45.00 Lakh) · 1 satisfied (10.00 Lakh).

Banking relationships (from registered charges)
LenderChargesAmount
Others1 48.0 cr
Andhra Bank Housing Finance Limited1 48.0 cr
The Dhanalkshmi Bank Ltd1 48.0 cr
Compliance Score: 86/100 Low Risk
  • Company status is Active as per MCA.
  • Annual filings current (balance sheet Mar 2025).
  • Litigation present in 2 court forum(s).
  • 1 active GST registration(s).
Legal cases on record (2)
05

Director Intelligence

Stability score: 45/100
NameDIN / PANDesignationAppointedTenureDIN status
GOPALARAO RAVI 01234567 Director 01/04/2018 6 yrs Approved
VIJAYALAKSHMI CHENNUPATI 01234567 Director 01/04/2018 6 yrs Approved
SUBBA RAO NADELLA 01234567 Director 01/04/2018 6 yrs Approved
RAMA KRISHNA KAKARLA 01234567 Director 01/04/2018 6 yrs Approved
RAGHAVARAO MALAPATI 01234567 Director 01/04/2018 6 yrs Approved
KRISHNAREDDY BATTULA 01234567 Director 01/04/2018 6 yrs Approved
NAGESH PALADUGU 01234567 Director 01/04/2018 6 yrs Approved
RAMESHBABU MANDAVA 01234567 Director 01/04/2018 6 yrs Approved
  • 8 directors on the board.
  • RAMA KRISHNA KAKARLA has DIN status "Disqualified by RoC u/s 164(2)".
  • 2 director exit(s) in the last 3 years.
  • Average tenure above 5 years.
Director & KMP remuneration (FY 2017)
NameDesignationTotal remuneration
A K SharmaManaging Director2.4 cr
R MehtaWhole-time Director1.6 cr
S IyerCFO95.0 L

Remuneration is disclosed in the latest annual return. Unlock full report

06

Ownership & Group Intelligence

As per FY 2017 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
2 allotment(s) · 0 transfer(s)

Promoters hold a minority stake - exact percentages are part of the full report.

Key managerial personnel: VIJAYALAKSHMI CHENNUPATI (Managing Director) · SUBBA RAO NADELLA (Managing Director)

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 40 · Distress 65
Growth signals & trust indicators
Operating for 37+ years.
Active GST registration(s).
Distress signals & risk flags
Revenue declined year-on-year.
Profit declined two years in a row.
2 open charge(s) registered - assets are encumbered.
2 court case(s) on record - see the legal section for details.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence77/100
Favourable indicators
Suitability as a supplier / customer counterparty.
  • Statutory record is clean.
  • 2 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment72/100
Favourable lending indicators
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • 2 open charge(s) of 45.00 Lakh already registered.
  • Compliance record supports lending.
Investor view63/100
Mixed indicators
Growth quality and scalability through an investor lens.
  • No clear growth signals in the filed years.
  • Margin and return trends computable from filings.
  • Management churn warrants questions.
09

MCA Filings & Events Timeline

Latest 15 events
29 Sep 2025
Last AGM held
Annual general meeting
01 Apr 2025
Director appointed
RAMA KRISHNA KAKARLA (Additional Director)
31 Mar 2025
Latest balance sheet
Filed with ROC
07 Nov 2024
Director ceased
NAGENDRA NAIDU NUTANAPATI
28 Sep 2023
Director ceased
RAMESHBABU MANDAVA
17 May 2023
Charge satisfied
The Dhanalkshmi Bank Ltd
08 Feb 2022
Director appointed
RAMESHBABU MANDAVA (Director)
30 Sep 2019
Director ceased
JITENDRA NATH ADUSUMILLLI
Director ceased
NAGESH PALADUGU
29 Sep 2019
Director ceased
GOPALARAO RAVI
Director ceased
RAGHAVARAO MALAPATI
Director ceased
KRISHNAREDDY BATTULA
13 Aug 2019
Director appointed
VIJAYALAKSHMI CHENNUPATI (Managing Director)
08 Apr 2019
Director ceased
VIJAYALAKSHMI CHENNUPATI
16 Jul 2017
Director appointed
NAGESH PALADUGU (Director)
10

Key Observations

Auto-generated from the data above
Revenue declined 1.42 over the last 3 financial year(s).
Net profit margin moved from 2.1x to 24%.
Debt-to-equity stands at 0.86 - manageable leverage.
Net worth is positive.
Compliance record is strong - status, filings and flags are clean.
8 active director(s) / partner(s); review board churn before relying on management continuity.
1 active GST registration(s) indicate ongoing business operations.
Promoters hold a minority stake as per the FY 2017 annual return.
Director / KMP remuneration is disclosed in the latest annual return - exact figures available in the full report.
Capital has been raised through 2 security allotment(s) - amounts available in the full report.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Bhimashankar Chits (India) Private Limited U65992PN2011PTC140872 Pune, Maharashtra, India
Thirumurugan Chit Funds Private Limited U65991TN2013PTC089450 Sattur, Tamil Nadu, India
Sai Priya Chit Fund Pvt Ltd U65992AP1988PTC008287 Guntur, Andhra Pradesh, India
Nallabothula Chits India Private Limited U65992AP2014PTC092972 Proddatur, Andhra Pradesh, India
Tana Kuries Private Limited U65992KL2000PTC013754 Thrissur, Kerala, India
Riviresa Chit Fund Private Limited U65992PN2006PTC021858 Pune, Maharashtra, India
J.N. Chit Funds Private Limited U65992TN2006PTC059760 Chennai, Tamil Nadu, India
Alankar Benefit Fund Nidhi Limited U65991TN1994PLC029505 Thanjavur-613001, Tamil Nadu, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Jagannath Chit Funds Pvt Ltd before audits and certifications: compliance score 86/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Jagannath Chit Funds Pvt Ltd: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Favourable lending indicators. Credit risk score 60/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Mixed indicators. Growth score 40/100, margin trends, ownership structure and peer set for Jagannath Chit Funds Pvt Ltd - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Favourable indicators. Trust score 77/100, distress signals and MSME payment-delay disclosures - know whether Jagannath Chit Funds Pvt Ltd pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (2 case(s) on record), regulatory flags, charge documents trail and director networks for Jagannath Chit Funds Pvt Ltd - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Jagannath Chit Funds Pvt Ltd an active company?

Jagannath Chit Funds Pvt Ltd has MCA status “Active” with a compliance score of 86/100 (Low Risk).

Is Jagannath Chit Funds Pvt Ltd financially healthy?

Jagannath Chit Funds Pvt Ltd has a Financial Health Score of 80/100 (Low Risk) based on its filed financial statements.

Should I do business with Jagannath Chit Funds Pvt Ltd?

Its overall Trust Score is 77/100 (Low Risk). Vendor verdict: Favourable indicators. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Jagannath Chit Funds Pvt Ltd?

Promoters hold a minority stake - exact percentages are in the full report. 8 active director(s) are on record.

Does Jagannath Chit Funds Pvt Ltd have loans or charges against its assets?

2 open charge(s) are registered against its assets, and 1 earlier charge(s) stand satisfied.

Is Jagannath Chit Funds Pvt Ltd up to date with its ROC filings?

Annual filings current (balance sheet Mar 2025). Overall compliance score: 86/100 (Low Risk).

Is it risky to lend to Jagannath Chit Funds Pvt Ltd?

Its Credit Risk Score is 60/100 (Moderate). Banker verdict: Favourable lending indicators.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.