Iserveu Technology Private Limited - Due diligence report

A 360° intelligence report on Iserveu: trust score, financial health, credit view, compliance, directors, growth and distress signals - gene…

2016-09-27 Bhubaneswar, Orissa Active Unlisted Active Compliant
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IT Iserveu Technology Private Limited
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Iserveu — 360° Intelligence Report

Generated from MCA filings & public records
65/100
Trust Score
Moderate

Iserveu is assessed as Moderate with a Trust Score of 65/100. Iserveu is an active private limited indian non-government company incorporated in 2016, operating in the Financial Services sector. The company has shown revenue growth across its recent filed years. It reported a loss in its latest filed year. Based on MCA filings and public records, it currently shows a high compliance risk and moderate financial risk profile.

Report generated on 16 Jul 2026 from the latest processed filings. Iserveu Technology Private Limited snapshot & full profile →

Financial Health › Good
Overall Assessment CautionWeakNeutralGoodStrong Good
Compliance › Weak

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreModerate
65/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreCaution Indicated
38/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreModerate
65/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreCaution Indicated
40/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
85/100
Board strength, DIN status, churn and network.
Growth ScoreLow Risk
90/100
Revenue, profit, asset and hiring momentum.
Distress ScoreLow Risk
80/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

Get full access

Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 40/100 Caution Indicated
  • Negative operating earnings - debt service depends on external support.
  • Open charges exceed net worth - secured lenders rank ahead.
  • Moderate gearing (D/E 38%).

Charges position: 4 open (47.51 cr) · 4 satisfied (14.10 cr).

Banking relationships (from registered charges)
LenderChargesAmount
Others5 48.0 cr
Axis Bank Limited2 48.0 cr
State Bank Of India1 48.0 cr
Compliance Score: 38/100 Caution Indicated
  • Company status is Active as per MCA.
  • Annual filings current (balance sheet Mar 2025).
  • Flagged by authority: EPFO.
  • Litigation present in 2 court forum(s).
  • 1 auditor resignation(s) filed - latest: MANOJ CHOUDHURY & ASSOCIATES on 2022-05-10.
  • Delayed payments to MSME suppliers disclosed (1 disclosure(s)).
  • 4 active GST registration(s).
Legal cases on record (2)
05

Director Intelligence

Stability score: 85/100
NameDIN / PANDesignationAppointedTenureDIN status
AMIT TYAGI 01234567 Director 01/04/2018 6 yrs Approved
AMIT VIJAY RAJPAL 01234567 Director 01/04/2018 6 yrs Approved
SANDEEP CHOUHAN 01234567 Director 01/04/2018 6 yrs Approved
ABHISHEK AJIT THAKKAR 01234567 Director 01/04/2018 6 yrs Approved
TASHWINDER HARJAP SINGH 01234567 Director 01/04/2018 6 yrs Approved
DEBIPRASAD SARANGI 01234567 Director 01/04/2018 6 yrs Approved
Samir Mohan Pandiri 01234567 Director 01/04/2018 6 yrs Approved
Debiprasad Sarangi 01234567 Director 01/04/2018 6 yrs Approved
Harshu Gupta 01234567 Director 01/04/2018 6 yrs Approved
  • 9 directors on the board.
  • No disqualified or deactivated DINs.
  • 3 director exit(s) in the last 3 years.
Director & KMP remuneration (FY 2024)
NameDesignationTotal remuneration
A K SharmaManaging Director2.4 cr
R MehtaWhole-time Director1.6 cr
S IyerCFO95.0 L

Remuneration is disclosed in the latest annual return. Unlock full report

06

Ownership & Group Intelligence

As per FY 2024 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
Niyogin Fintech Limited
Subsidiaries
-
Group entities
-
Capital events
3 allotment(s) · 0 transfer(s)

Promoters hold the largest single block of equity - exact percentages are part of the full report.

Group entityRelationship% held
Niyogin Fintech Limited Holding Company 74.00%

Key managerial personnel: AMIT TYAGI (Whole-time director) · DEBIPRASAD SARANGI (CEO)

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 90 · Distress 80
Growth signals & trust indicators
Revenue acceleration: +1.42 over 4 year(s).
Latest year revenue grew 2.1x.
Asset base grew 24% - capacity expansion.
EPFO headcount growing - hiring signal.
Operating for 9 years.
Active EPFO - real payroll on record.
Active GST registration(s).
Distress signals & risk flags
Outside liabilities up 0.86 in a year.
Compliance score is weak (38/100).
4 open charge(s) registered - assets are encumbered.
1 auditor resignation(s) on record - review the stated reasons.
MSME payment delays disclosed - latest outstanding 2.43 Lakh.
2 court case(s) on record - see the legal section for details.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence59/100
Review suggested
Suitability as a supplier / customer counterparty.
  • Check the compliance flags before onboarding.
  • 1 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment47/100
Mixed indicators - deeper appraisal suggested
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • 4 open charge(s) of 47.51 cr already registered.
  • Compliance gaps should be priced into terms.
Investor view75/100
Positive growth indicators
Growth quality and scalability through an investor lens.
  • 4 growth signal(s) detected.
  • Margin and return trends computable from filings.
  • Management team looks stable.
09

MCA Filings & Events Timeline

Latest 15 events
17 Feb 2026
Director appointed
Harshu Gupta (Company Secretary)
22 Jan 2026
Charge created
Others - 6.00 cr
15 Sep 2025
Last AGM held
Annual general meeting
13 Jun 2025
Director appointed
Debiprasad Sarangi (Ceo)
10 May 2025
Director appointed
SANDEEP CHOUHAN (Director)
Director appointed
DEBIPRASAD SARANGI (CEO)
09 May 2025
Director ceased
AMIT TYAGI
Director ceased
DEBIPRASAD SARANGI
08 May 2025
Charge created
Axis Bank Limited - 1.50 cr
31 Mar 2025
Latest balance sheet
Filed with ROC
18 Mar 2025
Charge created
State Bank Of India - 90,000.00
23 Jan 2025
Director appointed
Samir Mohan Pandiri (Director)
06 Nov 2024
Charge satisfied
Axis Bank Limited
08 Oct 2024
Charge satisfied
Others
27 Sep 2024
Charge satisfied
Others
10

Key Observations

Auto-generated from the data above
Revenue grew 61% over the last 4 financial year(s).
Net profit margin moved from 38% to 1.42.
Debt-to-equity stands at 2.1x - manageable leverage.
Net worth is positive.
9 active director(s) / partner(s); board looks stable and experienced.
4 active GST registration(s) indicate ongoing business operations.
EPFO-registered employer - verifiable payroll history exists.
Promoters hold the largest single block of equity as per the FY 2024 annual return.
Director / KMP remuneration is disclosed in the latest annual return - exact figures available in the full report.
Capital has been raised through 3 security allotment(s) - amounts available in the full report.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Fhpl U85110TG1995PLC133393 Khairatabad, Telangana, India
Icl Fincorp U65191TN1991PLC021815 Chennai City Corporation, Tamil Nadu, India
Bajaj Capital U67120DL1965PLC004338 New Delhi, Delhi, India
Ginni Finance Pvt. Ltd. U67120WB1992PTC056017 Kolkata, West Bengal, India
Cholamandalam Securities Limited U65993TN1994PLC028674 Chennai City Corporation, Tamil Nadu, India
Sarvagram U65990PN2018PTC224688 Haveli, Maharashtra, India
Shardul Securities L50100MH1985PLC036937 Mumbai, Maharashtra, India
Cent Bank Home Finance U65922MP1991PLC006427 M.P., Madhya Pradesh, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Iserveu before audits and certifications: compliance score 38/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Iserveu: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Mixed indicators - deeper appraisal suggested. Credit risk score 40/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Positive growth indicators. Growth score 90/100, margin trends, ownership structure and peer set for Iserveu - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Review suggested. Trust score 65/100, distress signals and MSME payment-delay disclosures - know whether Iserveu pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (2 case(s) on record), regulatory flags, charge documents trail and director networks for Iserveu - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Iserveu an active company?

Iserveu has MCA status “Active” with a compliance score of 38/100 (Caution Indicated).

Is Iserveu financially healthy?

Iserveu has a Financial Health Score of 65/100 (Moderate) based on its filed financial statements.

Should I do business with Iserveu?

Its overall Trust Score is 65/100 (Moderate). Vendor verdict: Review suggested. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Iserveu?

The ultimate holding entity is Niyogin Fintech Limited. 9 active director(s) are on record.

Does Iserveu have loans or charges against its assets?

4 open charge(s) are registered against its assets, and 4 earlier charge(s) stand satisfied.

Is Iserveu up to date with its ROC filings?

Annual filings current (balance sheet Mar 2025). Overall compliance score: 38/100 (Caution Indicated).

Is it risky to lend to Iserveu?

Its Credit Risk Score is 40/100 (Caution Indicated). Banker verdict: Mixed indicators - deeper appraisal suggested.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.