Interactive Financial Services Limited - Due diligence report

A 360° intelligence report on Ifsl: trust score, financial health, credit view, compliance, directors, growth and distress signals - generat…

1994-10-24 Ahmadabad City, Gujarat Active Listed Active Compliant
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IF Interactive Financial Services Limited
Full Due-Diligence Report + Documents
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  • Full trust, health & credit-risk scores
  • Director details, charges & MCA documents
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Ifsl — 360° Intelligence Report

Generated from MCA filings & public records
77/100
Trust Score
Low Risk

Ifsl is assessed as Low Risk with a Trust Score of 77/100. Ifsl is an active public limited indian non-government company incorporated in 1994, operating in the Information Technology sector. The company has shown revenue growth across its recent filed years. It was profitable in its latest filed year. Based on MCA filings and public records, it currently shows a high compliance risk and low financial risk profile.

Report generated on 16 Jul 2026 from the latest processed filings. Interactive Financial Services Limited snapshot & full profile →

Financial Health › Strong
Overall Assessment CautionWeakNeutralGoodStrong Strong
Compliance › Neutral

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreLow Risk
77/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreCaution Indicated
46/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreLow Risk
95/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreLow Risk
95/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
85/100
Board strength, DIN status, churn and network.
Growth ScoreLow Risk
95/100
Revenue, profit, asset and hiring momentum.
Distress ScoreLow Risk
80/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

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Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 95/100 Low Risk
  • Liabilities ≈ 38% EBITDA - serviceable.
  • No open charges - unencumbered balance sheet.
  • Moderate gearing (D/E 1.42).
  • Working-capital cover adequate.
  • Profitable - internal accruals available.

Charges position: 0 open (-) · 0 satisfied (-).

Compliance Score: 46/100 Caution Indicated
  • Company status is Active as per MCA.
  • Annual filings current (balance sheet Mar 2025).
  • Flagged by authority: SEBI, FIU, RBI.
  • Litigation present in 2 court forum(s).
  • 3 auditor resignation(s) filed - latest: M.M. THAKKAR & CO. on 2022-06-30.
  • 1 active GST registration(s).
Legal cases on record (2)
05

Director Intelligence

Stability score: 85/100
NameDIN / PANDesignationAppointedTenureDIN status
MAYUR RAJENDRABHAI PARIKH 01234567 Director 01/04/2018 6 yrs Approved
JAINI SHAILESHBHAI JAIN 01234567 Director 01/04/2018 6 yrs Approved
PRADIP RAMPRASAD SANDHIR 01234567 Director 01/04/2018 6 yrs Approved
RAGHAV JOBANPUTRA 01234567 Director 01/04/2018 6 yrs Approved
RUTU MILINDBHAI SANGHVI 01234567 Director 01/04/2018 6 yrs Approved
Monil Kamleshkumar Shah 01234567 Director 01/04/2018 6 yrs Approved
PRADIP RAMPRASAD SANDHIR 01234567 Director 01/04/2018 6 yrs Approved
  • 7 directors on the board.
  • No disqualified or deactivated DINs.
  • 2 director exit(s) in the last 3 years.
Director & KMP remuneration (FY 2025)
NameDesignationTotal remuneration
A K SharmaManaging Director2.4 cr
R MehtaWhole-time Director1.6 cr
S IyerCFO95.0 L

Remuneration is disclosed in the latest annual return. Unlock full report

06

Ownership & Group Intelligence

As per FY 2025 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
0 allotment(s) · 2 transfer(s)

Key managerial personnel: PRADIP RAMPRASAD SANDHIR (CFO) · PRADIP RAMPRASAD SANDHIR (Managing Director)

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 95 · Distress 80
Growth signals & trust indicators
Revenue acceleration: +2.1x over 4 year(s).
Latest year revenue grew 24%.
Profit expanded 0.86 year-on-year.
Asset base grew 61% - capacity expansion.
Net margin improved to 38%.
Operating for 31+ years.
Active EPFO - real payroll on record.
Active GST registration(s).
Distress signals & risk flags
Outside liabilities up 1.42 in a year.
Compliance score is weak (46/100).
3 auditor resignation(s) on record - review the stated reasons.
2 court case(s) on record - see the legal section for details.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence66/100
Review suggested
Suitability as a supplier / customer counterparty.
  • Check the compliance flags before onboarding.
  • 1 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment83/100
Favourable lending indicators
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • No existing security registered - first-charge position available.
  • Compliance gaps should be priced into terms.
Investor view90/100
Positive growth indicators
Growth quality and scalability through an investor lens.
  • 5 growth signal(s) detected.
  • Margin and return trends computable from filings.
  • Management team looks stable.
09

MCA Filings & Events Timeline

Latest 15 events
12 Sep 2025
Last AGM held
Annual general meeting
31 Mar 2025
Latest balance sheet
Filed with ROC
20 Sep 2024
Director ceased
Monil Kamleshkumar Shah
29 Aug 2024
Director appointed
Monil Kamleshkumar Shah (Director)
26 Sep 2023
Director ceased
RAGHAV JOBANPUTRA
17 Mar 2023
Director appointed
RAGHAV JOBANPUTRA (Director)
27 Sep 2022
Director ceased
GOPAL HARESHBHAI SHAH
Director ceased
RUTU MILINDBHAI SANGHVI
26 Sep 2022
Director ceased
MAYUR RAJENDRABHAI PARIKH
30 Aug 2022
Director ceased
PRADIP RAMPRASAD SANDHIR
21 Jul 2022
Director appointed
RUTU MILINDBHAI SANGHVI (Director)
17 Jun 2022
Director appointed
JAINI SHAILESHBHAI JAIN (Company Secretary)
21 Apr 2022
Director ceased
HITESH RASIKLAL JOSHI
Director ceased
SEJALBEN KANUBHAI MANDAVIA
Director ceased
UDAYAN KANUBHAI MANDAVIA
10

Key Observations

Auto-generated from the data above
Revenue grew 2.1x over the last 4 financial year(s).
Net profit margin moved from 24% to 0.86.
Debt-to-equity stands at 61% - manageable leverage.
Net worth is positive.
7 active director(s) / partner(s); board looks stable and experienced.
1 active GST registration(s) indicate ongoing business operations.
EPFO-registered employer - verifiable payroll history exists.
Director / KMP remuneration is disclosed in the latest annual return - exact figures available in the full report.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Rebaca Technologies U74140WB1997PTC083312 Kolkata, West Bengal, India
Taoautomation U72200KA2016PTC097163 Bangalore South, Karnataka, India
Docsapp U72300TN2013PTC092385 Chennai, Tamil Nadu, India
Jobin And Jismi Private Limited U72900KL2022PTC076439 Chalakkudy, Kerala, India
Hesa U74110TG2012PTC080319 Tirumalagiri, Telangana, India
Eduport Global Private Limited U74900DL2005PTC135455 Delhi, Delhi, India
Hashroot Technologies Private Limited U72200KL2011PTC027699 Kochi, Kerala, India
Lnsel L70102WB1988PLC045587 Kolkata, West Bengal, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Ifsl before audits and certifications: compliance score 46/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Ifsl: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Favourable lending indicators. Credit risk score 95/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Positive growth indicators. Growth score 95/100, margin trends, ownership structure and peer set for Ifsl - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Review suggested. Trust score 77/100, distress signals and MSME payment-delay disclosures - know whether Ifsl pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (2 case(s) on record), regulatory flags, charge documents trail and director networks for Ifsl - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Ifsl an active company?

Ifsl has MCA status “Active” with a compliance score of 46/100 (Caution Indicated).

Is Ifsl financially healthy?

Ifsl has a Financial Health Score of 95/100 (Low Risk) based on its filed financial statements.

Should I do business with Ifsl?

Its overall Trust Score is 77/100 (Low Risk). Vendor verdict: Review suggested. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Ifsl?

See the directors and ownership sections above for board and shareholding detail. 7 active director(s) are on record.

Does Ifsl have loans or charges against its assets?

No charges are registered against this company - an unencumbered balance sheet.

Is Ifsl up to date with its ROC filings?

Annual filings current (balance sheet Mar 2025). Overall compliance score: 46/100 (Caution Indicated).

Is it risky to lend to Ifsl?

Its Credit Risk Score is 95/100 (Low Risk). Banker verdict: Favourable lending indicators.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.