Promoter holding
64.27%
IC
Indiaideas Com Limited - Due diligence report
A 360° intelligence report on Billdesk: trust score, financial health, credit view, compliance, directors, growth and distress signals - gen…
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Billdesk — 360° Intelligence Report
Generated from MCA filings & public records83/100
Trust Score
Low Risk
Billdesk is assessed as Low Risk with a Trust Score of 83/100. Billdesk is an active public limited indian non-government company incorporated in 2000, operating in the Financial Services sector. The company has shown revenue growth across its recent filed years. It was profitable in its latest filed year. Based on MCA filings and public records, it currently shows a low compliance risk and low financial risk profile.
Report generated on 08 Jul 2026 from the latest processed filings. Indiaideas Com Limited snapshot & full profile →
Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.
02
Score Card
Higher is safer · rule-based & explainableTrust ScoreLow Risk
83/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreLow Risk
88/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreLow Risk
90/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreLow Risk
75/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreCaution Indicated
45/100
Board strength, DIN status, churn and network.
Growth ScoreLow Risk
75/100
Revenue, profit, asset and hiring momentum.
Distress ScoreLow Risk
80/100
Early-warning signals - higher means fewer warnings.
03
Financial Intelligence Dashboard
Consolidated · 5 filed year(s)Unlock the full 5-year financial dashboard with charts and year-wise figures.
Get full accessScores and observations on this page are already computed from the real filings - only the underlying figures are locked.
04
Credit & Compliance Intelligence
Why the scores are what they are
Credit Risk Score: 75/100 Low Risk
- No open charges - unencumbered balance sheet.
- Working-capital cover adequate.
- Profitable - internal accruals available.
Charges position: 0 open (-) · 1 satisfied (120.00 cr).
Banking relationships (from registered charges)
| Lender | Charges | Amount |
|---|---|---|
| Citicorp Finance (India) Limited | 1 | 48.0 cr |
Compliance Score: 88/100 Low Risk
- Company status is Active as per MCA.
- Balance sheet slightly behind (Mar 2024).
- 1 active GST registration(s).
05
Director Intelligence
Stability score: 45/100| Name | DIN / PAN | Designation | Appointed | Tenure | DIN status |
|---|---|---|---|---|---|
| ANAND AGARWAL | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| MANJU AGARWAL | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| SRINIVASU NAGESVAR MALLAPRAGADA | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| MOHIT NARESH BHANDARI | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| RAJAN JITENDRA MEHRA | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| AJAY KAUSHAL | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| SUMANT MANDAL | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| DHIRAJ PODDAR | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| BALASUBRAMANYAM SRIRAM | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| Harsh Kuldeep Bajpai | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
- 10 directors on the board.
- ANAND AGARWAL has DIN status "Deactivated due to non-filing of DIR-3 KYC".
- 1 director exit(s) in the last 3 years.
- Average tenure above 5 years.
Director & KMP remuneration (FY 2023)
| Name | Designation | Total remuneration |
|---|---|---|
| A K Sharma | Managing Director | 2.4 cr |
| R Mehta | Whole-time Director | 1.6 cr |
| S Iyer | CFO | 95.0 L |
Remuneration is disclosed in the latest annual return. Unlock full report
06
Ownership & Group Intelligence
As per FY 2023 annual returnPublic / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
3
Group entities
3
Capital events
2 allotment(s) · 0 transfer(s)
| Group entity | Relationship | % held |
|---|---|---|
| Hatio Innovations Private Limited | Subsidiary Company | 74.00% |
| Jocata Corporation, Usa | Subsidiary Company | 74.00% |
| Jocata Financial Advisory & Technology Services Private Limited | Subsidiary Company | 74.00% |
| Loylty Rewardz Management Private Limited | Subsidiary Company | 74.00% |
Key managerial personnel: SRINIVASU NAGESVAR MALLAPRAGADA (Whole-time director) · AJAY KAUSHAL (Whole-time director)
Full shareholding pattern, group structure & capital events →
07
Risk Intelligence Center
Growth 75 · Distress 80
Growth signals & trust indicators
Revenue acceleration: +38% over 4 year(s).
EPFO headcount growing - hiring signal.
Operating for 26+ years.
Active EPFO - real payroll on record.
Active GST registration(s).
Distress signals & risk flags
Profit declined two years in a row.
08
Stakeholder Verdicts
Vendor · Banker · InvestorVendor due diligence84/100
Favourable indicators
Suitability as a supplier / customer counterparty.
- Statutory record is clean.
- 1 distress signal(s) - see Risk Center.
- Financial filings available for verification.
Banker assessment83/100
Favourable lending indicators
Indicative lending comfort for banks, NBFCs and trade credit.
- Debt capacity assessed from filed statements.
- No existing security registered - first-charge position available.
- Compliance record supports lending.
Investor view82/100
Positive growth indicators
Growth quality and scalability through an investor lens.
- 2 growth signal(s) detected.
- Margin and return trends computable from filings.
- Management churn warrants questions.
09
MCA Filings & Events Timeline
Latest 15 events25 Apr 2025
Director appointed
ANAND AGARWAL (Additional Director)
01 Apr 2025
Director ceased
SANDEEP ACHYUT NAIK
26 Sep 2024
Last AGM held
Annual general meeting
31 Mar 2024
Latest balance sheet
Filed with ROC
25 Jul 2022
Director appointed
Harsh Kuldeep Bajpai (Company Secretary)
29 Sep 2021
Director ceased
BALASUBRAMANYAM SRIRAM
31 Mar 2021
Director appointed
BALASUBRAMANYAM SRIRAM (Director)
27 Sep 2019
Director ceased
MANJU AGARWAL
Director ceased
LEO PURI
30 Mar 2019
Director appointed
MANJU AGARWAL (Director)
15 Feb 2019
Securities allotted
276000 Equity Shares - 602.56 cr raised
03 Mar 2017
Director ceased
AMIT SONI
14 Dec 2016
Director appointed
MOHIT NARESH BHANDARI (Nominee Director)
21 Mar 2016
Director ceased
VENKATESWARLU KAKKERA
01 Feb 2016
Director ceased
KUMAR SHARADINDU
10
Key Observations
Auto-generated from the data aboveRevenue grew 1.42 over the last 4 financial year(s).
Net profit margin moved from 2.1x to 24%.
Net worth is positive.
Compliance record is strong - status, filings and flags are clean.
10 active director(s) / partner(s); review board churn before relying on management continuity.
1 active GST registration(s) indicate ongoing business operations.
All 1 registered charge(s) stand satisfied - past borrowings repaid.
Operates a group structure with 3 subsidiary(ies) - assess on a consolidated basis.
EPFO-registered employer - verifiable payroll history exists.
Director / KMP remuneration is disclosed in the latest annual return - exact figures available in the full report.
Capital has been raised through 2 security allotment(s) - amounts available in the full report.
1 overseas direct investment(s) (ODI) on record - international footprint.
| Company | CIN | Location |
|---|---|---|
| Bny Mellon | U72900TN2000PTC044462 | Chennai, Tamil Nadu, India |
| Synechron | U72200PN2001PTC016029 | Pune, Maharashtra, India |
| Siemens | U12500DL1998PTC094315 | New Delhi, Delhi, India |
| Nxp Semiconductors | U72900KA2004PTC101034 | Bengaluru, Karnataka, India |
| Ecil | U32100TG1967GOI001149 | Hyderabad, Telangana, India |
| Team Computers | U74899DL1987PTC028384 | New Delhi, Delhi, India |
| Deloitte Support Services India Private Limited | U74120TG2004PTC043417 | Hyderabad, Telangana, India |
| Lanxess India Private Limited | U24119MH2004PTC158377 | Thane, Maharashtra, India |
12
Who Uses This Report
CA · CS · Banker · Investor · VendorChartered Accountants (CA)
Verify Billdesk before audits and certifications: compliance score 88/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.
Company Secretaries (CS)
Track statutory health of Billdesk: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.
Bankers & NBFCs
Current banker verdict: Favourable lending indicators. Credit risk score 75/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.
Investors & Analysts
Investor view: Positive growth indicators. Growth score 75/100, margin trends, ownership structure and peer set for Billdesk - screening before a deeper diligence.
Vendors & Procurement Teams
Vendor verdict: Favourable indicators. Trust score 83/100, distress signals and MSME payment-delay disclosures - know whether Billdesk pays its suppliers before you extend credit terms.
Lawyers & Compliance Teams
Litigation footprint (no cases on record), regulatory flags, charge documents trail and director networks for Billdesk - groundwork for KYC, onboarding and disputes.
13
Frequently Asked Questions
Is Billdesk an active company?
Billdesk has MCA status “Active” with a compliance score of 88/100 (Low Risk).
Is Billdesk financially healthy?
Billdesk has a Financial Health Score of 90/100 (Low Risk) based on its filed financial statements.
Should I do business with Billdesk?
Its overall Trust Score is 83/100 (Low Risk). Vendor verdict: Favourable indicators. Review the risk flags in the Risk Intelligence Center before deciding.
Who controls Billdesk?
See the directors and ownership sections above for board and shareholding detail. 10 active director(s) are on record.
Does Billdesk have loans or charges against its assets?
No open charges - all 1 registered charge(s) stand satisfied, indicating past borrowings were repaid.
Is Billdesk up to date with its ROC filings?
Balance sheet slightly behind (Mar 2024). Overall compliance score: 88/100 (Low Risk).
Is it risky to lend to Billdesk?
Its Credit Risk Score is 75/100 (Low Risk). Banker verdict: Favourable lending indicators.
Disclaimer: This report is generated automatically from MCA filings and public records as available
in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the
underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are
not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice.
Verify from official sources and consult a qualified professional before any business, lending or investment decision.
If you represent this company and believe any information is inaccurate or outdated,
report it here and we will review promptly.
