Incred Holdings Limited - Due diligence report

A 360° intelligence report on Incred Holdings Limited: trust score, financial health, credit view, compliance, directors, growth and distres…

2011-01-03 Mumbai, Maharashtra Active Unlisted Active Compliant
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IH Incred Holdings Limited
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Incred Holdings Limited — 360° Intelligence Report

Generated from MCA filings & public records
82/100
Trust Score
Low Risk

Incred Holdings Limited is assessed as Low Risk with a Trust Score of 82/100. Incred Holdings Limited is an active public limited indian non-government company incorporated in 2011, operating in the Financial Services sector. The company has shown revenue growth across its recent filed years. It was profitable in its latest filed year. Based on MCA filings and public records, it currently shows a moderate compliance risk and low financial risk profile.

Report generated on 21 Jul 2026 from the latest processed filings. Incred Holdings Limited snapshot & full profile →

Financial Health › Strong
Overall Assessment CautionWeakNeutralGoodStrong Strong
Compliance › Good

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreLow Risk
82/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreModerate
62/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreLow Risk
90/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreModerate
60/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
85/100
Board strength, DIN status, churn and network.
Growth ScoreLow Risk
95/100
Revenue, profit, asset and hiring momentum.
Distress ScoreLow Risk
90/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Consolidated · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

Get full access

Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 60/100 Moderate
  • Liabilities ≈ 38% EBITDA - stretched.
  • No open charges - unencumbered balance sheet.
  • Working-capital cover adequate.
  • Profitable - internal accruals available.

Charges position: 0 open (-) · 0 satisfied (-).

Compliance Score: 62/100 Moderate
  • Company status is Active as per MCA.
  • Annual filings current (balance sheet Mar 2025).
  • Litigation present in 3 court forum(s).
  • 2 auditor resignation(s) filed - latest: S.R. BATLIBOI & ASSOCIATES LLP on 2024-09-30.
  • Delayed payments to MSME suppliers disclosed (1 disclosure(s)).
  • 1 active GST registration(s).
Legal cases on record (3)
05

Director Intelligence

Stability score: 85/100
NameDIN / PANDesignationAppointedTenureDIN status
BHUPINDER SINGH 01234567 Director 01/04/2018 6 yrs Approved
VIVEKANAND SURYAPRAKASH PERIAYAPATNAM 01234567 Director 01/04/2018 6 yrs Approved
RUPA RAJUL VORA 01234567 Director 01/04/2018 6 yrs Approved
GAURAV MAHESHWARI 01234567 Director 01/04/2018 6 yrs Approved
SEKAR KARNAM 01234567 Director 01/04/2018 6 yrs Approved
BHUPINDER SINGH 01234567 Director 01/04/2018 6 yrs Approved
Nikita Deepak Shetty 01234567 Director 01/04/2018 6 yrs Approved
Saurabh Kant Singh 01234567 Director 01/04/2018 6 yrs Approved
Gaurav Maheshwari 01234567 Director 01/04/2018 6 yrs Approved
Ambika Bisla 01234567 Director 01/04/2018 6 yrs Approved
  • 10 directors on the board.
  • No disqualified or deactivated DINs.
  • 2 director exit(s) in the last 3 years.
Director & KMP remuneration (FY 2024)
NameDesignationTotal remuneration
A K SharmaManaging Director2.4 cr
R MehtaWhole-time Director1.6 cr
S IyerCFO95.0 L

Remuneration is disclosed in the latest annual return. Unlock full report

06

Ownership & Group Intelligence

As per FY 2024 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
4
Group entities
4
Capital events
30 allotment(s) · 4 transfer(s)

Promoters hold a minority stake - exact percentages are part of the full report.

Group entityRelationship% held
Incred Financial Services Limited Subsidiary Company 74.00%
Incred Finserv Private Limited Subsidiary Company 74.00%
Incred.ai Limited Subsidiary Company 74.00%
Incred Prime Finance Limited Subsidiary Company 74.00%

Key managerial personnel: BHUPINDER SINGH (CEO) · GAURAV MAHESHWARI (CFO) · BHUPINDER SINGH (Whole-time director)

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 95 · Distress 90
Growth signals & trust indicators
Revenue acceleration: +1.42 over 4 year(s).
Latest year revenue grew 2.1x.
Profit expanded 24% year-on-year.
Asset base grew 0.86 - capacity expansion.
Net margin improved to 61%.
EPFO headcount growing - hiring signal.
Operating for 15+ years.
Active EPFO - real payroll on record.
Active GST registration(s).
Distress signals & risk flags
2 auditor resignation(s) on record - review the stated reasons.
MSME payment delays disclosed - latest outstanding 5,940.00.
3 court case(s) on record - see the legal section for details.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence76/100
Favourable indicators
Suitability as a supplier / customer counterparty.
  • Check the compliance flags before onboarding.
  • No distress signals on file.
  • Financial filings available for verification.
Banker assessment70/100
Favourable lending indicators
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • No existing security registered - first-charge position available.
  • Compliance gaps should be priced into terms.
Investor view90/100
Positive growth indicators
Growth quality and scalability through an investor lens.
  • 6 growth signal(s) detected.
  • Margin and return trends computable from filings.
  • Management team looks stable.
09

MCA Filings & Events Timeline

Latest 15 events
29 Oct 2025
Director appointed
Ambika Bisla (Additional Director)
10 Sep 2025
Last AGM held
Annual general meeting
02 Aug 2025
Director appointed
Saurabh Kant Singh (Additional Director)
24 Apr 2025
Director appointed
Gaurav Maheshwari (Cfo)
31 Mar 2025
Latest balance sheet
Filed with ROC
25 Mar 2025
Director ceased
GAURAV MAHESHWARI
16 Dec 2024
Director appointed
GAURAV MAHESHWARI (CFO)
14 Oct 2023
Director appointed
Nikita Deepak Shetty (Company Secretary)
23 Jul 2023
Director ceased
ROHAN RAKESH SURI
17 Jan 2023
Securities allotted
15000 Equity Shares - 4.20 Lakh raised
Securities allotted
37500 Equity Shares - 15.00 Lakh raised
23 Dec 2022
Securities allotted
811000 Equity Shares - 2.27 cr raised
Securities allotted
1606582 Equity Shares - 6.43 cr raised
01 Dec 2022
Securities allotted
500000 Equity Shares - 2.00 cr raised
18 Nov 2022
Securities allotted
250000 Equity Shares - 70.00 Lakh raised
10

Key Observations

Auto-generated from the data above
Revenue grew 38% over the last 4 financial year(s).
Net profit margin moved from 1.42 to 2.1x.
Debt-to-equity stands at 24% - leverage worth monitoring.
Net worth is positive.
10 active director(s) / partner(s); board looks stable and experienced.
1 active GST registration(s) indicate ongoing business operations.
Operates a group structure with 4 subsidiary(ies) - assess on a consolidated basis.
EPFO-registered employer - verifiable payroll history exists.
Promoters hold a minority stake as per the FY 2024 annual return.
Director / KMP remuneration is disclosed in the latest annual return - exact figures available in the full report.
Capital has been raised through 30 security allotment(s) - amounts available in the full report.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Cil Securities Limited L67120TG1989PLC010188 Hyderabad, Telangana, India
Nda Securities L74899DL1992PLC050366 Delhi, Delhi, India
Nurture Software Solutions U74899DL1995PTC071324 New Delhi, Delhi, India
Premium Capital Market And Investsment Limited L67120MP1992PLC007178 Indore, Madhya Pradesh, India
Chartered Capital And Investment L45201GJ1986PLC008577 Na, Gujarat, India
Tactica Capital Management Private Limited U74140DL2002PTC113806 New Delhi, Delhi, India
Spark Capital U67190TN1998PTC039818 Chennai, Tamil Nadu, India
Ajcon Global Services Ltd L74140MH1986PLC041941 Mumbai, Maharashtra, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Incred Holdings Limited before audits and certifications: compliance score 62/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Incred Holdings Limited: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Favourable lending indicators. Credit risk score 60/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Positive growth indicators. Growth score 95/100, margin trends, ownership structure and peer set for Incred Holdings Limited - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Favourable indicators. Trust score 82/100, distress signals and MSME payment-delay disclosures - know whether Incred Holdings Limited pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (3 case(s) on record), regulatory flags, charge documents trail and director networks for Incred Holdings Limited - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Incred Holdings Limited an active company?

Incred Holdings Limited has MCA status “Active” with a compliance score of 62/100 (Moderate).

Is Incred Holdings Limited financially healthy?

Incred Holdings Limited has a Financial Health Score of 90/100 (Low Risk) based on its filed financial statements.

Should I do business with Incred Holdings Limited?

Its overall Trust Score is 82/100 (Low Risk). Vendor verdict: Favourable indicators. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Incred Holdings Limited?

Promoters hold a minority stake - exact percentages are in the full report. 10 active director(s) are on record.

Does Incred Holdings Limited have loans or charges against its assets?

No charges are registered against this company - an unencumbered balance sheet.

Is Incred Holdings Limited up to date with its ROC filings?

Annual filings current (balance sheet Mar 2025). Overall compliance score: 62/100 (Moderate).

Is it risky to lend to Incred Holdings Limited?

Its Credit Risk Score is 60/100 (Moderate). Banker verdict: Favourable lending indicators.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.