Idfc Finance Limited - Due diligence report

A 360° intelligence report on Idfc Finance Limited: trust score, financial health, credit view, compliance, directors, growth and distress s…

2000-04-18 Mumbai, Maharashtra Amalgamated Unlisted
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Idfc Finance Limited — 360° Intelligence Report

Generated from MCA filings & public records
60/100
Trust Score
Moderate

Idfc Finance Limited is assessed as Moderate with a Trust Score of 60/100. Idfc Finance Limited is a public limited indian non-government company incorporated in 2000, operating in the Financial Services sector. The company has shown revenue growth across its recent filed years. It was profitable in its latest filed year. Based on MCA filings and public records, it currently shows a high compliance risk and low financial risk profile.

Report generated on 15 Aug 2026 from the latest processed filings. Idfc Finance Limited snapshot & full profile →

Financial Health › Strong
Overall Assessment CautionWeakNeutralGoodStrong Good
Compliance › Caution

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreModerate
60/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreCaution Indicated
5/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreLow Risk
90/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreModerate
60/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
95/100
Board strength, DIN status, churn and network.
Growth ScoreLow Risk
90/100
Revenue, profit, asset and hiring momentum.
Distress ScoreModerate
55/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

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Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 60/100 Moderate
  • Negative operating earnings - debt service depends on external support.
  • No open charges - unencumbered balance sheet.
  • Working-capital cover adequate.
  • Profitable - internal accruals available.

Charges position: 0 open (-) · 0 satisfied (-).

Compliance Score: 5/100 Caution Indicated
  • Company status is "Amalgamated" - not Active.
  • Last balance sheet is for Mar 2016 - filings overdue.
  • Flagged by authority: RBI.
  • Litigation present in 1 court forum(s).
Legal cases on record (1)
05

Director Intelligence

Stability score: 95/100
NameDIN / PANDesignationAppointedTenureDIN status
BIPIN NARANDAS GEMANI 01234567 Director 01/04/2018 6 yrs Approved
RAJEEV UBEROI 01234567 Director 01/04/2018 6 yrs Approved
MAHENDRA NARANDAS SHAH 01234567 Director 01/04/2018 6 yrs Approved
SUNIL KAKAR 01234567 Director 01/04/2018 6 yrs Approved
  • 4 directors on the board.
  • No disqualified or deactivated DINs.
  • Stable board - no exits in 3 years.
  • Average tenure above 5 years.
06

Ownership & Group Intelligence

As per FY 2016 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
Idfc Projects Limited
Subsidiaries
-
Group entities
-
Capital events
-

Promoters hold a dominant controlling stake - exact percentages are part of the full report.

Group entityRelationship% held
Idfc Projects Limited Holding Company 74.00%

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 90 · Distress 55
Growth signals & trust indicators
Revenue acceleration: +38% over 4 year(s).
Latest year revenue grew 1.42.
Profit expanded 2.1x year-on-year.
Operating for 26+ years.
Distress signals & risk flags
Statutory filings appear overdue.
Adverse company status: Amalgamated.
Compliance score is weak (5/100).
1 court case(s) on record - see the legal section for details.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence36/100
Caution indicated
Suitability as a supplier / customer counterparty.
  • Check the compliance flags before onboarding.
  • 2 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment55/100
Mixed indicators - deeper appraisal suggested
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • No existing security registered - first-charge position available.
  • Compliance gaps should be priced into terms.
Investor view82/100
Positive growth indicators
Growth quality and scalability through an investor lens.
  • 3 growth signal(s) detected.
  • Margin and return trends computable from filings.
  • Management team looks stable.
09

MCA Filings & Events Timeline

Latest 13 events
09 Sep 2016
Last AGM held
Annual general meeting
31 Mar 2016
Latest balance sheet
Filed with ROC
29 Sep 2015
Director ceased
MAHENDRA NARANDAS SHAH
24 Jul 2015
Director appointed
MAHENDRA NARANDAS SHAH (Director)
Director ceased
SADASHIV SRINIVAS RAO
02 Sep 2011
Director ceased
RAJEEV UBEROI
Director ceased
SUNIL KAKAR
21 Jul 2011
Director ceased
ALWARTHIRUNAGARI KUPPUSWAMY THIRUVENKATA CHARI
24 Mar 2011
Director appointed
SUNIL KAKAR (Director)
Director ceased
LAXMINARAYANAPURAM KRISHNAN NARAYAN
27 Jul 2010
Director appointed
RAJEEV UBEROI (Director)
21 Apr 2009
Director appointed
BIPIN NARANDAS GEMANI (Manager)
18 Apr 2000
Incorporated
Registered with Roc Mumbai
10

Key Observations

Auto-generated from the data above
Revenue grew 24% over the last 4 financial year(s).
Net worth is positive.
4 active director(s) / partner(s); board looks stable and experienced.
Promoters hold a dominant controlling stake as per the FY 2016 annual return.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
V.A.Advisory Services Private Limited U74140GJ2005PTC047062 Surat, Gujarat, India
Wise Trading And Advisory Private Limited. U74140MH2005PTC162303 Mumbai, Maharashtra, India
Anant Nidhi Assurance Services Private Limited U67190UP2012PTC050958 Lucknow, Uttar Pradesh, India
N W Exports Limited U99999MH1946PLC004840 Mumbai, Maharashtra, India
Palladian Construction Chemaicals Private Limited U74110TN2008PTC067133 Chennai, Tamil Nadu, India
Nj Wealth Management Private Limited U74140MH2005PTC261241 Mumbai, Maharashtra, India
Vayda Securities Private Limited U74140DL2009PTC188607 New Delhi, Delhi, India
Bkt Exim Limited U74999MH2007PLC167200 Mumbai, Maharashtra, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Idfc Finance Limited before audits and certifications: compliance score 5/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Idfc Finance Limited: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Mixed indicators - deeper appraisal suggested. Credit risk score 60/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Positive growth indicators. Growth score 90/100, margin trends, ownership structure and peer set for Idfc Finance Limited - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Caution indicated. Trust score 60/100, distress signals and MSME payment-delay disclosures - know whether Idfc Finance Limited pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (1 case(s) on record), regulatory flags, charge documents trail and director networks for Idfc Finance Limited - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Idfc Finance Limited an active company?

Idfc Finance Limited has MCA status “Amalgamated” with a compliance score of 5/100 (Caution Indicated).

Is Idfc Finance Limited financially healthy?

Idfc Finance Limited has a Financial Health Score of 90/100 (Low Risk) based on its filed financial statements.

Should I do business with Idfc Finance Limited?

Its overall Trust Score is 60/100 (Moderate). Vendor verdict: Caution indicated. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Idfc Finance Limited?

The ultimate holding entity is Idfc Projects Limited. 4 active director(s) are on record.

Does Idfc Finance Limited have loans or charges against its assets?

No charges are registered against this company - an unencumbered balance sheet.

Is Idfc Finance Limited up to date with its ROC filings?

Last balance sheet is for Mar 2016 - filings overdue. Overall compliance score: 5/100 (Caution Indicated).

Is it risky to lend to Idfc Finance Limited?

Its Credit Risk Score is 60/100 (Moderate). Banker verdict: Mixed indicators - deeper appraisal suggested.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.