Iacm Smart Learn Limited - Due diligence report

A 360° intelligence report on Iacm Smart Learn Limited: trust score, financial health, credit view, compliance, directors, growth and distre…

1995-06-21 New Delhi, Delhi Active Unlisted Active Compliant
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Iacm Smart Learn Limited — 360° Intelligence Report

Generated from MCA filings & public records
66/100
Trust Score
Moderate

Iacm Smart Learn Limited is assessed as Moderate with a Trust Score of 66/100. Iacm Smart Learn Limited is an active public limited indian non-government company incorporated in 1995, operating in the Education sector. Reported revenue has declined across its recent filed years. It reported a loss in its latest filed year. Based on MCA filings and public records, it currently shows a moderate compliance risk and high financial risk profile.

Report generated on 25 Jul 2026 from the latest processed filings. Iacm Smart Learn Limited snapshot & full profile →

Financial Health › Weak
Overall Assessment CautionWeakNeutralGoodStrong Good
Compliance › Good

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreModerate
66/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreModerate
68/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreCaution Indicated
35/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreCaution Indicated
30/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
95/100
Board strength, DIN status, churn and network.
Growth ScoreCaution Indicated
40/100
Revenue, profit, asset and hiring momentum.
Distress ScoreModerate
50/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

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Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 30/100 Caution Indicated
  • Negative operating earnings - debt service depends on external support.
  • Open charges exceed net worth - secured lenders rank ahead.

Charges position: 1 open (1.36 cr) · 1 satisfied (3.30 cr).

Banking relationships (from registered charges)
LenderChargesAmount
National Skill Development Corporation1 48.0 cr
Others1 48.0 cr
Compliance Score: 68/100 Moderate
  • Company status is Active as per MCA.
  • Last balance sheet is for Mar 2022 - filings overdue.
  • Litigation present in 1 court forum(s).
  • 1 active GST registration(s).
Legal cases on record (1)
05

Director Intelligence

Stability score: 95/100
NameDIN / PANDesignationAppointedTenureDIN status
SANJEEV KUMAR 01234567 Director 01/04/2018 6 yrs Approved
SANDEEP KUMAR DAFTUAR 01234567 Director 01/04/2018 6 yrs Approved
AJAY CHHANGANI 01234567 Director 01/04/2018 6 yrs Approved
  • 3 directors on the board.
  • No disqualified or deactivated DINs.
  • Stable board - no exits in 3 years.
  • Average tenure above 5 years.
Director & KMP remuneration (FY 2017)
NameDesignationTotal remuneration
A K SharmaManaging Director2.4 cr
R MehtaWhole-time Director1.6 cr
S IyerCFO95.0 L

Remuneration is disclosed in the latest annual return. Unlock full report

06

Ownership & Group Intelligence

As per FY 2019 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
2 allotment(s) · 0 transfer(s)

Promoters hold a dominant controlling stake - exact percentages are part of the full report.

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 40 · Distress 50
Growth signals & trust indicators
Operating for 31+ years.
Active EPFO - real payroll on record.
Active GST registration(s).
Distress signals & risk flags
Revenue declined year-on-year.
Losses deepening year-on-year.
Statutory filings appear overdue.
1 open charge(s) registered - assets are encumbered.
1 court case(s) on record - see the legal section for details.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence62/100
Review suggested
Suitability as a supplier / customer counterparty.
  • Check the compliance flags before onboarding.
  • 3 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment41/100
Enhanced diligence advised
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • 1 open charge(s) of 1.36 cr already registered.
  • Compliance gaps should be priced into terms.
Investor view45/100
Mixed indicators
Growth quality and scalability through an investor lens.
  • No clear growth signals in the filed years.
  • Margin and return trends computable from filings.
  • Management team looks stable.
09

MCA Filings & Events Timeline

Latest 15 events
30 Sep 2022
Last AGM held
Annual general meeting
31 Mar 2022
Latest balance sheet
Filed with ROC
13 Jul 2020
Director appointed
SANJEEV KUMAR (Additional Director)
Director ceased
VIJAY KUMAR SONI
01 Oct 2019
Director ceased
SHWETA SHARMA
30 Sep 2019
Director appointed
SANDEEP KUMAR DAFTUAR (Director)
Director ceased
AJAY CHHANGANI
02 Jul 2019
Securities allotted
100000 Equity Shares Without Differential Rights - 10.00 Lakh raised
26 Feb 2019
Director appointed
AJAY CHHANGANI (Director)
Director ceased
OM PARKASH GOYAL
Director ceased
RAJESH GOYAL
Director ceased
RAVINDER GOYAL
30 Apr 2018
Charge satisfied
National Skill Development Corporation
15 Sep 2016
Charge created
Others - 1.36 cr
03 Dec 2015
Charge created
National Skill Development Corporation - 3.30 cr
10

Key Observations

Auto-generated from the data above
Revenue declined 38% over the last 4 financial year(s).
Net profit margin moved from 1.42 to 2.1x.
Debt-to-equity stands at 24% - leverage worth monitoring.
Net worth is positive.
3 active director(s) / partner(s); board looks stable and experienced.
1 active GST registration(s) indicate ongoing business operations.
EPFO-registered employer - verifiable payroll history exists.
Promoters hold a dominant controlling stake as per the FY 2019 annual return.
Director / KMP remuneration is disclosed in the latest annual return - exact figures available in the full report.
Capital has been raised through 2 security allotment(s) - amounts available in the full report.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Shirdi Sai Educare Private Limited U74999TG2012PTC080406 Hyderabad, Telangana, India
Inspirit Ai Private Limited U72900MH2019PTC323885 Thane West, Maharashtra, India
Ensign Safety Academy And Consultants Private Limited U74140KL2013PTC034776 Kanayannur, Kerala, India
Excramin Facility Management Solution Private Limited U74999DL2017PTC318095 New Delhi, Delhi, India
Shine School Of Excellence U80903TZ2011PTC017545 Coimbatore, Tamil Nadu, India
Winnwin Leadership Academy Private Limited U93000KA2013PTC071500 Bangalore, Karnataka, India
Competitive Edge Academy Private Limited U74999TN2016PTC111572 Egmore Nungambakkam, Tamil Nadu, India
Eka Academy U80904MH2011PTC223788 Kharghar, Maharashtra, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Iacm Smart Learn Limited before audits and certifications: compliance score 68/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Iacm Smart Learn Limited: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Enhanced diligence advised. Credit risk score 30/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Mixed indicators. Growth score 40/100, margin trends, ownership structure and peer set for Iacm Smart Learn Limited - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Review suggested. Trust score 66/100, distress signals and MSME payment-delay disclosures - know whether Iacm Smart Learn Limited pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (1 case(s) on record), regulatory flags, charge documents trail and director networks for Iacm Smart Learn Limited - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Iacm Smart Learn Limited an active company?

Iacm Smart Learn Limited has MCA status “Active” with a compliance score of 68/100 (Moderate).

Is Iacm Smart Learn Limited financially healthy?

Iacm Smart Learn Limited has a Financial Health Score of 35/100 (Caution Indicated) based on its filed financial statements.

Should I do business with Iacm Smart Learn Limited?

Its overall Trust Score is 66/100 (Moderate). Vendor verdict: Review suggested. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Iacm Smart Learn Limited?

Promoters hold a dominant controlling stake - exact percentages are in the full report. 3 active director(s) are on record.

Does Iacm Smart Learn Limited have loans or charges against its assets?

1 open charge(s) are registered against its assets, and 1 earlier charge(s) stand satisfied.

Is Iacm Smart Learn Limited up to date with its ROC filings?

Last balance sheet is for Mar 2022 - filings overdue. Overall compliance score: 68/100 (Moderate).

Is it risky to lend to Iacm Smart Learn Limited?

Its Credit Risk Score is 30/100 (Caution Indicated). Banker verdict: Enhanced diligence advised.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.