I & A Software Consulting Private Limited - Due diligence report

A 360° intelligence report on I & A Software Consulting Private Limited: trust score, financial health, credit view, compliance, directors, …

1997-05-26 Bangalore, Karnataka Under Process Of Striking Off Unlisted Active Compliant
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I & A Software Consulting Private Limited — 360° Intelligence Report

Generated from MCA filings & public records
64/100
Trust Score
Moderate

I & A Software Consulting Private Limited is assessed as Moderate with a Trust Score of 64/100. I & A Software Consulting Private Limited is a private limited indian non-government company incorporated in 1997, operating in the Information Technology sector. The company has shown revenue growth across its recent filed years. It was profitable in its latest filed year. Based on MCA filings and public records, it currently shows a high compliance risk and low financial risk profile.

Report generated on 16 Jul 2026 from the latest processed filings. I & A Software Consulting Private Limited snapshot & full profile →

Financial Health › Strong
Overall Assessment CautionWeakNeutralGoodStrong Good
Compliance › Caution

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreModerate
64/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreCaution Indicated
25/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreLow Risk
80/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreModerate
70/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
95/100
Board strength, DIN status, churn and network.
Growth ScoreModerate
70/100
Revenue, profit, asset and hiring momentum.
Distress ScoreModerate
50/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

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Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 70/100 Moderate
  • Liabilities ≈ 38% EBITDA - stretched.
  • No open charges - unencumbered balance sheet.
  • Moderate gearing (D/E 1.42).
  • Profitable - internal accruals available.
  • Externally credit-rated (BBB).

Charges position: 0 open (-) · 1 satisfied (50,000.00).

Banking relationships (from registered charges)
LenderChargesAmount
Vijaya Bank1 48.0 cr
Compliance Score: 25/100 Caution Indicated
  • Company status is "Under Process Of Striking Off" - not Active.
  • Annual filings current (balance sheet Mar 2025).
  • Flagged by authority: MCA.
  • 1 active GST registration(s).
05

Director Intelligence

Stability score: 95/100
NameDIN / PANDesignationAppointedTenureDIN status
NAGABHUSHANAM UMESH CHANDER 01234567 Director 01/04/2018 6 yrs Approved
RAJI ADAYAPALAM 01234567 Director 01/04/2018 6 yrs Approved
  • 2 directors on the board.
  • No disqualified or deactivated DINs.
  • Stable board - no exits in 3 years.
  • Average tenure above 5 years.
Director & KMP remuneration (FY 2017)
NameDesignationTotal remuneration
A K SharmaManaging Director2.4 cr
R MehtaWhole-time Director1.6 cr
S IyerCFO95.0 L

Remuneration is disclosed in the latest annual return. Unlock full report

06

Ownership & Group Intelligence

As per FY 2018 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
-

Promoters hold a dominant controlling stake - exact percentages are part of the full report.

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 70 · Distress 50
Growth signals & trust indicators
Revenue acceleration: +2.1x over 4 year(s).
Operating for 29+ years.
Active GST registration(s).
Distress signals & risk flags
Revenue declined year-on-year.
Adverse company status: Under Process Of Striking Off.
Compliance score is weak (25/100).
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence44/100
Caution indicated
Suitability as a supplier / customer counterparty.
  • Check the compliance flags before onboarding.
  • 2 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment62/100
Mixed indicators - deeper appraisal suggested
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • No existing security registered - first-charge position available.
  • Compliance gaps should be priced into terms.
Investor view72/100
Positive growth indicators
Growth quality and scalability through an investor lens.
  • 1 growth signal(s) detected.
  • Margin and return trends computable from filings.
  • Management team looks stable.
09

MCA Filings & Events Timeline

Latest 7 events
12 May 2025
Last AGM held
Annual general meeting
31 Mar 2025
Latest balance sheet
Filed with ROC
09 Jul 2024
Charge satisfied
Vijaya Bank
01 Jul 1999
Charge created
Vijaya Bank - 50,000.00
26 May 1997
Incorporated
Registered with Roc Bangalore
Director appointed
NAGABHUSHANAM UMESH CHANDER (Director)
Director appointed
RAJI ADAYAPALAM (Director)
10

Key Observations

Auto-generated from the data above
Revenue grew 24% over the last 4 financial year(s).
Net profit margin moved from 0.86 to 61%.
Debt-to-equity stands at 38% - manageable leverage.
Net worth is positive.
2 active director(s) / partner(s); board looks stable and experienced.
1 active GST registration(s) indicate ongoing business operations.
All 1 registered charge(s) stand satisfied - past borrowings repaid.
Carries an external credit rating of BBB from Care.
Promoters hold a dominant controlling stake as per the FY 2018 annual return.
Director / KMP remuneration is disclosed in the latest annual return - exact figures available in the full report.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Premier Financial Advisory Services Private Limited U74900WB2009PTC137026 Kolkata, West Bengal, India
Gennext Impex Private Limited U51109WB2008PTC123247 Kolkata, West Bengal, India
Darsh Engineering Services Private Limited U32204DL2007PTC157974 New Delhi, Delhi, India
Ms Ferroguard Private Limited U74210KA1995PTC018015 Bangalore, Karnataka, India
Mpe Apparel (India) Private Limited U17219TN2004PTC054300 Chennai-600 058., Tamil Nadu, India
Intellectual Capital Hr Consulting Private Limited U72200MH2007PTC171227 Goregaon East, Maharashtra, India
Xlr Enterprises Private Limited U72200DL1998PTC093787 South West Delhi, Delhi, India
Fayiz Foots Private Limited U19202KL2009PTC024871 Calicut, Kerala, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify I & A Software Consulting Private Limited before audits and certifications: compliance score 25/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of I & A Software Consulting Private Limited: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Mixed indicators - deeper appraisal suggested. Credit risk score 70/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Positive growth indicators. Growth score 70/100, margin trends, ownership structure and peer set for I & A Software Consulting Private Limited - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Caution indicated. Trust score 64/100, distress signals and MSME payment-delay disclosures - know whether I & A Software Consulting Private Limited pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (no cases on record), regulatory flags, charge documents trail and director networks for I & A Software Consulting Private Limited - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is I & A Software Consulting Private Limited an active company?

I & A Software Consulting Private Limited has MCA status “Under Process Of Striking Off” with a compliance score of 25/100 (Caution Indicated).

Is I & A Software Consulting Private Limited financially healthy?

I & A Software Consulting Private Limited has a Financial Health Score of 80/100 (Low Risk) based on its filed financial statements.

Should I do business with I & A Software Consulting Private Limited?

Its overall Trust Score is 64/100 (Moderate). Vendor verdict: Caution indicated. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls I & A Software Consulting Private Limited?

Promoters hold a dominant controlling stake - exact percentages are in the full report. 2 active director(s) are on record.

Does I & A Software Consulting Private Limited have loans or charges against its assets?

No open charges - all 1 registered charge(s) stand satisfied, indicating past borrowings were repaid.

Is I & A Software Consulting Private Limited up to date with its ROC filings?

Annual filings current (balance sheet Mar 2025). Overall compliance score: 25/100 (Caution Indicated).

Is it risky to lend to I & A Software Consulting Private Limited?

Its Credit Risk Score is 70/100 (Moderate). Banker verdict: Mixed indicators - deeper appraisal suggested.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.