Hdpy Chits Limited - Due diligence report

A 360° intelligence report on Hdpy Chits Limited: trust score, financial health, credit view, compliance, directors, growth and distress sig…

2013-07-24 North Parur, Kerala Active Unlisted Active Compliant
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Hdpy Chits Limited — 360° Intelligence Report

Generated from MCA filings & public records
94/100
Trust Score
Low Risk

Hdpy Chits Limited is assessed as Low Risk with a Trust Score of 94/100. Hdpy Chits Limited is an active public limited indian non-government company incorporated in 2013, operating in the Financial Services sector. Reported revenue has declined across its recent filed years. It was profitable in its latest filed year. Based on MCA filings and public records, it currently shows a low compliance risk and low financial risk profile.

Report generated on 09 Aug 2026 from the latest processed filings. Hdpy Chits Limited snapshot & full profile →

Financial Health › Strong
Overall Assessment CautionWeakNeutralGoodStrong Strong
Compliance › Strong

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreLow Risk
94/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreLow Risk
100/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreLow Risk
90/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreModerate
60/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
95/100
Board strength, DIN status, churn and network.
Growth ScoreModerate
50/100
Revenue, profit, asset and hiring momentum.
Distress ScoreLow Risk
90/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

Get full access

Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 60/100 Moderate
  • Negative operating earnings - debt service depends on external support.
  • No open charges - unencumbered balance sheet.
  • Working-capital cover adequate.
  • Profitable - internal accruals available.

Charges position: 0 open (-) · 0 satisfied (-).

Compliance Score: 100/100 Low Risk
  • Company status is Active as per MCA.
  • Annual filings current (balance sheet Mar 2025).
05

Director Intelligence

Stability score: 95/100
NameDIN / PANDesignationAppointedTenureDIN status
GOPINADHAN DIVAKARAN ANDALAT 01234567 Director 01/04/2018 6 yrs Approved
SANTHOSHKUMAR THILAKAN PALLIKKARA 01234567 Director 01/04/2018 6 yrs Approved
THAMPI MADHAVAN MOOTHANDASSERIL 01234567 Director 01/04/2018 6 yrs Approved
MALIYAMVEETTIL SUNDARAN MILTON 01234567 Director 01/04/2018 6 yrs Approved
  • 4 directors on the board.
  • No disqualified or deactivated DINs.
  • Stable board - no exits in 3 years.
  • Average tenure above 5 years.
Director & KMP remuneration (FY 2017)
NameDesignationTotal remuneration
A K SharmaManaging Director2.4 cr
R MehtaWhole-time Director1.6 cr
S IyerCFO95.0 L

Remuneration is disclosed in the latest annual return. Unlock full report

06

Ownership & Group Intelligence

As per FY 2021 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
1 allotment(s) · 0 transfer(s)

Promoters hold a dominant controlling stake - exact percentages are part of the full report.

Key managerial personnel: THAMPI MADHAVAN MOOTHANDASSERIL (Managing Director)

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 50 · Distress 90
Growth signals & trust indicators
Latest year revenue grew 38%.
Operating for 13+ years.
Distress signals & risk flags
No critical warning flags detected in the available data.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence95/100
Favourable indicators
Suitability as a supplier / customer counterparty.
  • Statutory record is clean.
  • No distress signals on file.
  • Financial filings available for verification.
Banker assessment79/100
Favourable lending indicators
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • No existing security registered - first-charge position available.
  • Compliance record supports lending.
Investor view75/100
Positive growth indicators
Growth quality and scalability through an investor lens.
  • 1 growth signal(s) detected.
  • Margin and return trends computable from filings.
  • Management team looks stable.
09

MCA Filings & Events Timeline

Latest 12 events
30 Sep 2025
Last AGM held
Annual general meeting
31 Mar 2025
Latest balance sheet
Filed with ROC
30 Sep 2023
Director appointed
GOPINADHAN DIVAKARAN ANDALAT (Director)
30 Sep 2019
Director ceased
SREEDHARAN NATTUKANDATHIL RAMACHANDRAN
Director ceased
MANOJ VALLATTUTHARA MUKUNDAN
Director ceased
DILEEP KUMAR ANDALAT DIVAKARAN
08 Mar 2014
Securities allotted
1200.00 Equity Shares - 1.20 Lakh raised
25 Jul 2013
Director ceased
ANDIAKKAL VASU MADANAN
24 Jul 2013
Incorporated
Registered with Roc Ernakulam
Director appointed
SANTHOSHKUMAR THILAKAN PALLIKKARA (Director)
Director appointed
THAMPI MADHAVAN MOOTHANDASSERIL (Managing Director)
Director appointed
MALIYAMVEETTIL SUNDARAN MILTON (Director)
10

Key Observations

Auto-generated from the data above
Revenue declined 1.42 over the last 4 financial year(s).
Net profit margin moved from 2.1x to 24%.
Net worth is positive.
Compliance record is strong - status, filings and flags are clean.
4 active director(s) / partner(s); board looks stable and experienced.
Promoters hold a dominant controlling stake as per the FY 2021 annual return.
Director / KMP remuneration is disclosed in the latest annual return - exact figures available in the full report.
Capital has been raised through 1 security allotment(s) - amounts available in the full report.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Abhi Plastics Pvt Ltd U25202WB1985PTC039725 Kolkata, West Bengal, India
Kanishka Marketing Pvt. Ltd. U15491WB1994PTC066255 Kolkata, West Bengal, India
Khivraj Estates Private Limited U45201TN1998PTC040434 Chennai-600 006, Tamil Nadu, India
Avia Investments Private Limited U67120MH1994PTC079042 Mumbai, Maharashtra, India
Flora Investments Company Private Limited U65923MH1983PTC030875 Mumbai, Maharashtra, India
Shree Aditya Finwealth Private Limited U65990MH1955PTC009465 Mumbai, Maharashtra, India
Vaada Commercial Private Limited U51109WB2005PTC102407 Kolkata, West Bengal, India
Capsure Marketing Services Private Limited U74999KA2018PTC113388 Bangalore, Karnataka, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Hdpy Chits Limited before audits and certifications: compliance score 100/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Hdpy Chits Limited: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Favourable lending indicators. Credit risk score 60/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Positive growth indicators. Growth score 50/100, margin trends, ownership structure and peer set for Hdpy Chits Limited - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Favourable indicators. Trust score 94/100, distress signals and MSME payment-delay disclosures - know whether Hdpy Chits Limited pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (no cases on record), regulatory flags, charge documents trail and director networks for Hdpy Chits Limited - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Hdpy Chits Limited an active company?

Hdpy Chits Limited has MCA status “Active” with a compliance score of 100/100 (Low Risk).

Is Hdpy Chits Limited financially healthy?

Hdpy Chits Limited has a Financial Health Score of 90/100 (Low Risk) based on its filed financial statements.

Should I do business with Hdpy Chits Limited?

Its overall Trust Score is 94/100 (Low Risk). Vendor verdict: Favourable indicators. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Hdpy Chits Limited?

Promoters hold a dominant controlling stake - exact percentages are in the full report. 4 active director(s) are on record.

Does Hdpy Chits Limited have loans or charges against its assets?

No charges are registered against this company - an unencumbered balance sheet.

Is Hdpy Chits Limited up to date with its ROC filings?

Annual filings current (balance sheet Mar 2025). Overall compliance score: 100/100 (Low Risk).

Is it risky to lend to Hdpy Chits Limited?

Its Credit Risk Score is 60/100 (Moderate). Banker verdict: Favourable lending indicators.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.