Harmony Financial Services Pvt.Ltd. - Due diligence report

A 360° intelligence report on Harmony Financial Services Pvt.Ltd.: trust score, financial health, credit view, compliance, directors, growth…

1995-10-04 Kolkata, West Bengal Strike Off Unlisted Active Non-Compliant
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Harmony Financial Services Pvt.Ltd. — 360° Intelligence Report

Generated from MCA filings & public records
52/100
Trust Score
Moderate

Harmony Financial Services Pvt.Ltd. is assessed as Moderate with a Trust Score of 52/100. Harmony Financial Services Pvt.Ltd. is a private limited indian non-government company incorporated in 1995, operating in the Trading sector. Processed financial statements are not yet available for trend analysis. Based on MCA filings and public records, it currently shows a high compliance risk and low financial risk profile.

Report generated on 16 Jul 2026 from the latest processed filings. Harmony Financial Services Pvt.Ltd. snapshot & full profile →

Financial Health › Strong
Overall Assessment CautionWeakNeutralGoodStrong Neutral
Compliance › Caution

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreModerate
52/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreCaution Indicated
5/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreLow Risk
80/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreModerate
60/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreModerate
55/100
Board strength, DIN status, churn and network.
Growth ScoreNo Data
N/A
Needs at least two filed years to measure growth.
Distress ScoreModerate
55/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 1 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

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Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 60/100 Moderate
  • Negative operating earnings - debt service depends on external support.
  • No open charges - unencumbered balance sheet.
  • Working-capital cover adequate.
  • Profitable - internal accruals available.

Charges position: 0 open (-) · 0 satisfied (-).

Compliance Score: 5/100 Caution Indicated
  • Company status is "Strike Off" - not Active.
  • Marked ACTIVE non-compliant (INC-22A).
  • Last balance sheet is for Mar 2016 - filings overdue.
  • Flagged by authority: RBI.
05

Director Intelligence

Stability score: 55/100
NameDIN / PANDesignationAppointedTenureDIN status
SUDESH KHIVSARA 01234567 Director 01/04/2018 6 yrs Approved
PELLUKURI NANDAKUMAR 01234567 Director 01/04/2018 6 yrs Approved
SHEM SUDHAKAR RAJA 01234567 Director 01/04/2018 6 yrs Approved
SANJAY 01234567 Director 01/04/2018 6 yrs Approved
SUMATHI NALLATHAMBI 01234567 Director 01/04/2018 6 yrs Approved
  • 5 directors on the board.
  • SUDESH KHIVSARA has DIN status "Deactivated due to non-filing of DIR-3 KYC".
  • Stable board - no exits in 3 years.
  • Average tenure above 5 years.
06

Ownership & Group Intelligence

As per FY 2016 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
-

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth N/A · Distress 55
Growth signals & trust indicators
Operating for 30+ years.
Distress signals & risk flags
Statutory filings appear overdue.
Adverse company status: Strike Off.
Compliance score is weak (5/100).
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence34/100
Caution indicated
Suitability as a supplier / customer counterparty.
  • Check the compliance flags before onboarding.
  • 2 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment52/100
Mixed indicators - deeper appraisal suggested
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • No existing security registered - first-charge position available.
  • Compliance gaps should be priced into terms.
Investor view41/100
Limited indicators at present
Growth quality and scalability through an investor lens.
  • No clear growth signals in the filed years.
  • Margin and return trends computable from filings.
  • Management churn warrants questions.
09

MCA Filings & Events Timeline

Latest 15 events
04 Apr 2018
Director appointed
SUDESH KHIVSARA (Director)
30 Sep 2016
Last AGM held
Annual general meeting
31 Mar 2016
Latest balance sheet
Filed with ROC
10 Sep 2013
Director appointed
PELLUKURI NANDAKUMAR (Director)
Director appointed
SANJAY (Director)
Director ceased
VIJAY RAJ
18 Jul 2013
Director ceased
ANKIT SAMARIA RAMESH
05 Mar 2013
Director ceased
TUMKUR SATHYANARAYANARAO ANILKUMAR
26 Dec 2011
Director appointed
SHEM SUDHAKAR RAJA (Director)
Director appointed
SUMATHI NALLATHAMBI (Director)
Director ceased
BIRAJ SONKAR
16 Mar 2011
Director ceased
PUNIT SODHANI
08 Oct 2009
Director ceased
SAVITA
01 Oct 2009
Director ceased
NAWNEET SODHANI
16 Feb 2009
Director ceased
RAJESH KUMAR JHAJHARIA
10

Key Observations

Auto-generated from the data above
5 active director(s) / partner(s); review board churn before relying on management continuity.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Shivkhori Commercial Private Limited U51909WB2011PTC156900 Kolkata, West Bengal, India
Toli Vanijya Private Limtied U51909WB2008PTC125429 Kolkata, West Bengal, India
Asian Dealer Private Limited U51909WB2011PTC170740 Kolkata, West Bengal, India
Thirdeye Suppliers Private Limited U51909WB2010PTC155176 Kolkata, West Bengal, India
Wizone Trade Private Limited U51909DL2010PTC205450 Delhi, Delhi, India
Anindita Electronics Private Limited U51909WB2012PTC189064 Kolkata, West Bengal, India
Raatdin Vanijya Limited U51909WB2013PLC190096 Kolkata, West Bengal, India
Apnapan Vanijya Limited U51909WB2013PLC190093 Siliguri, West Bengal, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Harmony Financial Services Pvt.Ltd. before audits and certifications: compliance score 5/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Harmony Financial Services Pvt.Ltd.: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Mixed indicators - deeper appraisal suggested. Credit risk score 60/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Limited indicators at present. Growth score n/a, margin trends, ownership structure and peer set for Harmony Financial Services Pvt.Ltd. - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Caution indicated. Trust score 52/100, distress signals and MSME payment-delay disclosures - know whether Harmony Financial Services Pvt.Ltd. pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (no cases on record), regulatory flags, charge documents trail and director networks for Harmony Financial Services Pvt.Ltd. - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Harmony Financial Services Pvt.Ltd. an active company?

Harmony Financial Services Pvt.Ltd. has MCA status “Strike Off” with a compliance score of 5/100 (Caution Indicated).

Is Harmony Financial Services Pvt.Ltd. financially healthy?

Harmony Financial Services Pvt.Ltd. has a Financial Health Score of 80/100 (Low Risk) based on its filed financial statements.

Should I do business with Harmony Financial Services Pvt.Ltd.?

Its overall Trust Score is 52/100 (Moderate). Vendor verdict: Caution indicated. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Harmony Financial Services Pvt.Ltd.?

See the directors and ownership sections above for board and shareholding detail. 5 active director(s) are on record.

Does Harmony Financial Services Pvt.Ltd. have loans or charges against its assets?

No charges are registered against this company - an unencumbered balance sheet.

Is Harmony Financial Services Pvt.Ltd. up to date with its ROC filings?

Marked ACTIVE non-compliant (INC-22A). Overall compliance score: 5/100 (Caution Indicated).

Is it risky to lend to Harmony Financial Services Pvt.Ltd.?

Its Credit Risk Score is 60/100 (Moderate). Banker verdict: Mixed indicators - deeper appraisal suggested.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.