Promoter holding
64.27%
HC
Harish Chandra (India) Ltd - Due diligence report
A 360° intelligence report on Hcil: trust score, financial health, credit view, compliance, directors, growth and distress signals - generat…
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Hcil — 360° Intelligence Report
Generated from MCA filings & public records73/100
Trust Score
Moderate
Hcil is assessed as Moderate with a Trust Score of 73/100. Hcil is an active public limited indian non-government company incorporated in 1980, operating in the Infrastructure and Utilities sector. Reported revenue has declined across its recent filed years. It reported a loss in its latest filed year. Based on MCA filings and public records, it currently shows a moderate compliance risk and moderate financial risk profile.
Report generated on 16 Jul 2026 from the latest processed filings. Harish Chandra (India) Ltd snapshot & full profile →
Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.
02
Score Card
Higher is safer · rule-based & explainableTrust ScoreModerate
73/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreModerate
50/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreModerate
70/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreModerate
55/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
90/100
Board strength, DIN status, churn and network.
Growth ScoreModerate
50/100
Revenue, profit, asset and hiring momentum.
Distress ScoreLow Risk
90/100
Early-warning signals - higher means fewer warnings.
03
Financial Intelligence Dashboard
Standalone · 5 filed year(s)Unlock the full 5-year financial dashboard with charts and year-wise figures.
Get full accessScores and observations on this page are already computed from the real filings - only the underlying figures are locked.
04
Credit & Compliance Intelligence
Why the scores are what they are
Credit Risk Score: 55/100 Moderate
- Negative operating earnings - debt service depends on external support.
- Moderate gearing (D/E 38%).
- Working-capital cover adequate.
Charges position: 18 open (20.54 cr) · 57 satisfied (1,225.03 cr).
Banking relationships (from registered charges)
| Lender | Charges | Amount |
|---|---|---|
| Corporation Bank (Monitoring Institution) | 1 | 48.0 cr |
| Corporation Bank | 17 | 48.0 cr |
| Phoenix Arc Private Limited | 3 | 48.0 cr |
| Union Bank Of India | 4 | 48.0 cr |
| Andhra Bank | 4 | 48.0 cr |
| Asrec (India) Limited | 1 | 48.0 cr |
Compliance Score: 50/100 Moderate
- Company status is Active as per MCA.
- Annual filings current (balance sheet Mar 2025).
- Flagged by authority: BANKS.
- Litigation present in 3 court forum(s).
Legal cases on record (3)
05
Director Intelligence
Stability score: 90/100| Name | DIN / PAN | Designation | Appointed | Tenure | DIN status |
|---|---|---|---|---|---|
| AJAY GUPTA | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| VISHNOO KUMAR AGARWAL | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| ABHISHEK GUPTA | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| AJAY GUPTA | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| SHAILESH GUPTA | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
- 5 directors on the board.
- No disqualified or deactivated DINs.
- 1 director exit(s) in the last 3 years.
- Average tenure above 5 years.
Director & KMP remuneration (FY 2023)
| Name | Designation | Total remuneration |
|---|---|---|
| A K Sharma | Managing Director | 2.4 cr |
| R Mehta | Whole-time Director | 1.6 cr |
| S Iyer | CFO | 95.0 L |
Remuneration is disclosed in the latest annual return. Unlock full report
06
Ownership & Group Intelligence
As per FY 2023 annual returnPublic / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
0 allotment(s) · 2 transfer(s)
Promoters hold a minority stake - exact percentages are part of the full report.
Key managerial personnel: AJAY GUPTA (CFO) · ABHISHEK GUPTA (Whole-time director) · AJAY GUPTA (Managing Director) · SHAILESH GUPTA (Whole-time director)
Full shareholding pattern, group structure & capital events →
07
Risk Intelligence Center
Growth 50 · Distress 90
Growth signals & trust indicators
Latest year revenue grew 1.42.
Operating for 46+ years.
Distress signals & risk flags
Compliance score is weak (50/100).
18 open charge(s) registered - assets are encumbered.
3 court case(s) on record - see the legal section for details.
08
Stakeholder Verdicts
Vendor · Banker · InvestorVendor due diligence69/100
Review suggested
Suitability as a supplier / customer counterparty.
- Check the compliance flags before onboarding.
- No distress signals on file.
- Financial filings available for verification.
Banker assessment58/100
Mixed indicators - deeper appraisal suggested
Indicative lending comfort for banks, NBFCs and trade credit.
- Debt capacity assessed from filed statements.
- 18 open charge(s) of 20.54 cr already registered.
- Compliance gaps should be priced into terms.
Investor view63/100
Mixed indicators
Growth quality and scalability through an investor lens.
- 1 growth signal(s) detected.
- Margin and return trends computable from filings.
- Management team looks stable.
09
MCA Filings & Events Timeline
Latest 15 events30 Sep 2025
Last AGM held
Annual general meeting
31 Mar 2025
Latest balance sheet
Filed with ROC
21 Feb 2025
Charge satisfied
Andhra Bank
Charge satisfied
Union Bank Of India
Charge satisfied
Corporation Bank
Charge satisfied
Corporation Bank (Monitoring Institution)
Charge satisfied
Corpoartion Bank
22 Jan 2025
Charge satisfied
Asrec (India) Limited
21 Jan 2025
Charge satisfied
Phoenix Arc Private Limited
17 Jan 2025
Director ceased
ASHOK GUPTA
25 Mar 2019
Director appointed
AJAY GUPTA (CFO)
31 Mar 2016
Share transfer (FY 2016)
7688.00000000 shares to AJAY
Share transfer (FY 2016)
7688.00000000 shares to ASHOK
01 Aug 2012
Director ceased
RAJ KUMAR
29 Dec 2011
Charge created
Indian Overseas Bank - 2.84 cr
10
Key Observations
Auto-generated from the data aboveRevenue declined 2.1x over the last 4 financial year(s).
Debt-to-equity stands at 24% - manageable leverage.
Net worth is positive.
5 active director(s) / partner(s); board looks stable and experienced.
Promoters hold a minority stake as per the FY 2023 annual return.
Director / KMP remuneration is disclosed in the latest annual return - exact figures available in the full report.
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12
Who Uses This Report
CA · CS · Banker · Investor · VendorChartered Accountants (CA)
Verify Hcil before audits and certifications: compliance score 50/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.
Company Secretaries (CS)
Track statutory health of Hcil: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.
Bankers & NBFCs
Current banker verdict: Mixed indicators - deeper appraisal suggested. Credit risk score 55/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.
Investors & Analysts
Investor view: Mixed indicators. Growth score 50/100, margin trends, ownership structure and peer set for Hcil - screening before a deeper diligence.
Vendors & Procurement Teams
Vendor verdict: Review suggested. Trust score 73/100, distress signals and MSME payment-delay disclosures - know whether Hcil pays its suppliers before you extend credit terms.
Lawyers & Compliance Teams
Litigation footprint (3 case(s) on record), regulatory flags, charge documents trail and director networks for Hcil - groundwork for KYC, onboarding and disputes.
13
Frequently Asked Questions
Is Hcil an active company?
Hcil has MCA status “Active” with a compliance score of 50/100 (Moderate).
Is Hcil financially healthy?
Hcil has a Financial Health Score of 70/100 (Moderate) based on its filed financial statements.
Should I do business with Hcil?
Its overall Trust Score is 73/100 (Moderate). Vendor verdict: Review suggested. Review the risk flags in the Risk Intelligence Center before deciding.
Who controls Hcil?
Promoters hold a minority stake - exact percentages are in the full report. 5 active director(s) are on record.
Does Hcil have loans or charges against its assets?
18 open charge(s) are registered against its assets, and 57 earlier charge(s) stand satisfied.
Is Hcil up to date with its ROC filings?
Annual filings current (balance sheet Mar 2025). Overall compliance score: 50/100 (Moderate).
Is it risky to lend to Hcil?
Its Credit Risk Score is 55/100 (Moderate). Banker verdict: Mixed indicators - deeper appraisal suggested.
Disclaimer: This report is generated automatically from MCA filings and public records as available
in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the
underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are
not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice.
Verify from official sources and consult a qualified professional before any business, lending or investment decision.
If you represent this company and believe any information is inaccurate or outdated,
report it here and we will review promptly.
