Promoter holding
64.27%
GI
Groww Invest Tech Private Limited - Due diligence report
A 360° intelligence report on Groww: trust score, financial health, credit view, compliance, directors, growth and distress signals - genera…
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Groww — 360° Intelligence Report
Generated from MCA filings & public records76/100
Trust Score
Low Risk
Groww is assessed as Low Risk with a Trust Score of 76/100. Groww is an active private limited indian non-government company incorporated in 2016, operating in the Financial Services sector. The company has shown revenue growth across its recent filed years. It was profitable in its latest filed year. Based on MCA filings and public records, it currently shows a high compliance risk and low financial risk profile.
Report generated on 02 Aug 2026 from the latest processed filings. Groww Invest Tech Private Limited snapshot & full profile →
Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.
02
Score Card
Higher is safer · rule-based & explainableTrust ScoreLow Risk
76/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreCaution Indicated
45/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreLow Risk
95/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreModerate
60/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
75/100
Board strength, DIN status, churn and network.
Growth ScoreLow Risk
95/100
Revenue, profit, asset and hiring momentum.
Distress ScoreLow Risk
80/100
Early-warning signals - higher means fewer warnings.
03
Financial Intelligence Dashboard
Standalone · 5 filed year(s)Unlock the full 5-year financial dashboard with charts and year-wise figures.
Get full accessScores and observations on this page are already computed from the real filings - only the underlying figures are locked.
04
Credit & Compliance Intelligence
Why the scores are what they are
Credit Risk Score: 60/100 Moderate
- Liabilities ≈ 38% EBITDA - stretched.
- Moderate gearing (D/E 1.42).
- Profitable - internal accruals available.
Charges position: 4 open (1,010.00 cr) · 3 satisfied (260.00 cr).
Banking relationships (from registered charges)
| Lender | Charges | Amount |
|---|---|---|
| Others | 5 | 48.0 cr |
| Axis Bank Limited | 1 | 48.0 cr |
| Hdfc Bank Limited | 1 | 48.0 cr |
Compliance Score: 45/100 Caution Indicated
- Company status is Active as per MCA.
- Annual filings current (balance sheet Mar 2025).
- Flagged by authority: NSE.
- Litigation present in 1 court forum(s).
- 4 auditor resignation(s) filed - latest: B S R and Co on 2023-05-04.
- Delayed payments to MSME suppliers disclosed (1 disclosure(s)).
- 4 active GST registration(s).
Legal cases on record (1)
05
Director Intelligence
Stability score: 75/100| Name | DIN / PAN | Designation | Appointed | Tenure | DIN status |
|---|---|---|---|---|---|
| LALIT KESHRE | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| HARSH JAIN | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| NISHANT KUMAR SINGH | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| PRASHANT SARAN | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| SUBHABRATA GHOSH | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| NEETU KASHIRAMKA | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| VIKAS BANSAL | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| Ishan Bansal | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
- 8 directors on the board.
- No disqualified or deactivated DINs.
- 4 director exits in 3 years - high churn.
Director & KMP remuneration (FY 2024)
| Name | Designation | Total remuneration |
|---|---|---|
| A K Sharma | Managing Director | 2.4 cr |
| R Mehta | Whole-time Director | 1.6 cr |
| S Iyer | CFO | 95.0 L |
Remuneration is disclosed in the latest annual return. Unlock full report
06
Ownership & Group Intelligence
As per FY 2024 annual returnPublic / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
Billionbrains Garage Ventures Private Limited
Subsidiaries
3
Group entities
3
Capital events
10 allotment(s) · 19 transfer(s)
Promoters hold a dominant controlling stake - exact percentages are part of the full report.
| Group entity | Relationship | % held |
|---|---|---|
| Groww Asset Management Limited | Subsidiary Company | 74.00% |
| Groww Ifsc Private Limited | Subsidiary Company | 74.00% |
| Groww Trustee Limited | Subsidiary Company | 74.00% |
| Billionbrains Garage Ventures Private Limited | Holding Company | 74.00% |
Full shareholding pattern, group structure & capital events →
07
Risk Intelligence Center
Growth 95 · Distress 80
Growth signals & trust indicators
Revenue acceleration: +2.1x over 4 year(s).
Latest year revenue grew 24%.
Profit expanded 0.86 year-on-year.
Asset base grew 61% - capacity expansion.
Net margin improved to 38%.
EPFO headcount growing - hiring signal.
Operating for 10+ years.
Active EPFO - real payroll on record.
Active GST registration(s).
Distress signals & risk flags
Outside liabilities up 1.42 in a year.
Compliance score is weak (45/100).
4 open charge(s) registered - assets are encumbered.
4 auditor resignation(s) on record - review the stated reasons.
MSME payment delays disclosed - latest outstanding 9,160.00.
1 court case(s) on record - see the legal section for details.
08
Stakeholder Verdicts
Vendor · Banker · InvestorVendor due diligence65/100
Review suggested
Suitability as a supplier / customer counterparty.
- Check the compliance flags before onboarding.
- 1 distress signal(s) - see Risk Center.
- Financial filings available for verification.
Banker assessment67/100
Mixed indicators - deeper appraisal suggested
Indicative lending comfort for banks, NBFCs and trade credit.
- Debt capacity assessed from filed statements.
- 4 open charge(s) of 1,010.00 cr already registered.
- Compliance gaps should be priced into terms.
Investor view90/100
Positive growth indicators
Growth quality and scalability through an investor lens.
- 6 growth signal(s) detected.
- Margin and return trends computable from filings.
- Management team looks stable.
09
MCA Filings & Events Timeline
Latest 15 events19 Jan 2026
Charge satisfied
Others
03 Sep 2025
Director appointed
Ishan Bansal (Additional Director)
29 Aug 2025
Charge satisfied
Others
28 Aug 2025
Last AGM held
Annual general meeting
31 Mar 2025
Latest balance sheet
Filed with ROC
12 Mar 2025
Director appointed
VIKAS BANSAL (Additional Director)
24 Jan 2025
Charge created
Others - 100.00 cr
26 Sep 2024
Director ceased
SUBHABRATA GHOSH
Director ceased
NEETU KASHIRAMKA
16 Aug 2024
Charge created
Others - 100.00 cr
31 Jul 2024
Charge created
Others - 60.00 cr
30 Jul 2024
Director ceased
LALIT KESHRE
05 Jul 2024
Director appointed
SUBHABRATA GHOSH (Director)
Director appointed
NEETU KASHIRAMKA (Director)
01 Jul 2024
Charge created
Others - 800.00 cr
10
Key Observations
Auto-generated from the data aboveRevenue grew 2.1x over the last 4 financial year(s).
Net profit margin moved from 24% to 0.86.
Debt-to-equity stands at 61% - manageable leverage.
Net worth is positive.
8 active director(s) / partner(s); board looks stable and experienced.
4 active GST registration(s) indicate ongoing business operations.
Operates a group structure with 3 subsidiary(ies) - assess on a consolidated basis.
EPFO-registered employer - verifiable payroll history exists.
Promoters hold a dominant controlling stake as per the FY 2024 annual return.
Director / KMP remuneration is disclosed in the latest annual return - exact figures available in the full report.
Capital has been raised through 10 security allotment(s) - amounts available in the full report.
1 overseas direct investment(s) (ODI) on record - international footprint.
| Company | CIN | Location |
|---|---|---|
| Smcindiaonline | L74899DL1994PLC063609 | Delhi, Delhi, India |
| Shree Bahubali Stock Broking Limited | U17125WB1994PLC210459 | Kolkata, West Bengal, India |
| Prudentcorporate | L91120GJ2003PLC042458 | Ahmedabad, Gujarat, India |
| Autoshareindia | L67120GJ1994PLC115132 | Gandhi Nagar, Gujarat, India |
| Morgan Stanley | U22990MH1998PTC115305 | Mumbai, Maharashtra, India |
| Sbicap Securities | U65999MH2005PLC155485 | Mumbai, Maharashtra, India |
| Motilaloswal | L67190MH2005PLC153397 | Mumbai, Maharashtra, India |
| Amrapali | L91110GJ1988PLC010674 | Daskroi, Gujarat, India |
12
Who Uses This Report
CA · CS · Banker · Investor · VendorChartered Accountants (CA)
Verify Groww before audits and certifications: compliance score 45/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.
Company Secretaries (CS)
Track statutory health of Groww: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.
Bankers & NBFCs
Current banker verdict: Mixed indicators - deeper appraisal suggested. Credit risk score 60/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.
Investors & Analysts
Investor view: Positive growth indicators. Growth score 95/100, margin trends, ownership structure and peer set for Groww - screening before a deeper diligence.
Vendors & Procurement Teams
Vendor verdict: Review suggested. Trust score 76/100, distress signals and MSME payment-delay disclosures - know whether Groww pays its suppliers before you extend credit terms.
Lawyers & Compliance Teams
Litigation footprint (1 case(s) on record), regulatory flags, charge documents trail and director networks for Groww - groundwork for KYC, onboarding and disputes.
13
Frequently Asked Questions
Is Groww an active company?
Groww has MCA status “Active” with a compliance score of 45/100 (Caution Indicated).
Is Groww financially healthy?
Groww has a Financial Health Score of 95/100 (Low Risk) based on its filed financial statements.
Should I do business with Groww?
Its overall Trust Score is 76/100 (Low Risk). Vendor verdict: Review suggested. Review the risk flags in the Risk Intelligence Center before deciding.
Who controls Groww?
The ultimate holding entity is Billionbrains Garage Ventures Private Limited. 8 active director(s) are on record.
Does Groww have loans or charges against its assets?
4 open charge(s) are registered against its assets, and 3 earlier charge(s) stand satisfied.
Is Groww up to date with its ROC filings?
Annual filings current (balance sheet Mar 2025). Overall compliance score: 45/100 (Caution Indicated).
Is it risky to lend to Groww?
Its Credit Risk Score is 60/100 (Moderate). Banker verdict: Mixed indicators - deeper appraisal suggested.
Disclaimer: This report is generated automatically from MCA filings and public records as available
in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the
underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are
not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice.
Verify from official sources and consult a qualified professional before any business, lending or investment decision.
If you represent this company and believe any information is inaccurate or outdated,
report it here and we will review promptly.
