Gratia Builders And Developers Private Limited - Due diligence report

A 360° intelligence report on Gratia Builders And Developers Private Limited: trust score, financial health, credit view, compliance, direct…

2011-02-21 Ranni, Kerala Active Unlisted Active Compliant
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Gratia Builders And Developers Private Limited — 360° Intelligence Report

Generated from MCA filings & public records
70/100
Trust Score
Moderate

Gratia Builders And Developers Private Limited is assessed as Moderate with a Trust Score of 70/100. Gratia Builders And Developers Private Limited is an active private limited indian non-government company incorporated in 2011, operating in the Real Estate and Construction sector. Reported revenue has declined across its recent filed years. It reported a loss in its latest filed year. Based on MCA filings and public records, it currently shows a low compliance risk and high financial risk profile.

Report generated on 06 Aug 2026 from the latest processed filings. Gratia Builders And Developers Private Limited snapshot & full profile →

Financial Health › Caution
Overall Assessment CautionWeakNeutralGoodStrong Strong
Compliance › Strong

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreModerate
70/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreLow Risk
88/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreCaution Indicated
20/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreCaution Indicated
40/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
95/100
Board strength, DIN status, churn and network.
Growth ScoreCaution Indicated
45/100
Revenue, profit, asset and hiring momentum.
Distress ScoreModerate
70/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

Get full access

Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 40/100 Caution Indicated
  • Negative operating earnings - debt service depends on external support.

Charges position: 7 open (67.26 cr) · 1 satisfied (8.00 cr).

Banking relationships (from registered charges)
LenderChargesAmount
Others8 48.0 cr
Compliance Score: 88/100 Low Risk
  • Company status is Active as per MCA.
  • Balance sheet slightly behind (Mar 2024).
  • 1 active GST registration(s).
05

Director Intelligence

Stability score: 95/100
NameDIN / PANDesignationAppointedTenureDIN status
ABRAHAM KARIMKUTTIYIL THOMAS 01234567 Director 01/04/2018 6 yrs Approved
SWAPNA ABRAHAM 01234567 Director 01/04/2018 6 yrs Approved
  • 2 directors on the board.
  • No disqualified or deactivated DINs.
  • Stable board - no exits in 3 years.
  • Average tenure above 5 years.
06

Ownership & Group Intelligence

As per FY 2019 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
-

Promoters hold a dominant controlling stake - exact percentages are part of the full report.

Key managerial personnel: ABRAHAM KARIMKUTTIYIL THOMAS (Managing Director)

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 45 · Distress 70
Growth signals & trust indicators
Asset base grew 38% - capacity expansion.
Operating for 15+ years.
Active GST registration(s).
Distress signals & risk flags
Negative net worth.
7 open charge(s) registered - assets are encumbered.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence77/100
Favourable indicators
Suitability as a supplier / customer counterparty.
  • Statutory record is clean.
  • 1 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment46/100
Mixed indicators - deeper appraisal suggested
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • 7 open charge(s) of 67.26 cr already registered.
  • Compliance record supports lending.
Investor view42/100
Limited indicators at present
Growth quality and scalability through an investor lens.
  • 1 growth signal(s) detected.
  • Margin and return trends computable from filings.
  • Management team looks stable.
09

MCA Filings & Events Timeline

Latest 14 events
30 Sep 2024
Last AGM held
Annual general meeting
31 Mar 2024
Latest balance sheet
Filed with ROC
26 Apr 2021
Charge created
Others - 1.10 cr
29 Dec 2020
Charge created
Others - 8.30 cr
12 May 2020
Charge satisfied
Others
23 Dec 2019
Charge created
Others - 36.35 Lakh
04 May 2019
Charge created
Others - 8.00 cr
19 Jun 2018
Charge created
Others - 5.00 cr
30 Sep 2016
Charge created
Others - 5.00 cr
06 Dec 2013
Charge created
Others - 22.50 cr
07 Dec 2012
Charge created
Others - 25.00 cr
21 Feb 2011
Incorporated
Registered with Roc Ernakulam
Director appointed
ABRAHAM KARIMKUTTIYIL THOMAS (Managing Director)
Director appointed
SWAPNA ABRAHAM (Director)
10

Key Observations

Auto-generated from the data above
Revenue declined 1.42 over the last 4 financial year(s).
Compliance record is strong - status, filings and flags are clean.
2 active director(s) / partner(s); board looks stable and experienced.
1 active GST registration(s) indicate ongoing business operations.
Promoters hold a dominant controlling stake as per the FY 2019 annual return.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Padma Complex Private Limited U70109WB2010PTC153457 Kolkata, West Bengal, India
Bharat Biologix Private Limited U52100UP2008PTC034708 Mathura, Uttar Pradesh, India
Diverse Consultancy Private Limited U74140RJ1986PTC003771 Jaipur, Rajasthan, India
Dfi Nirmaan Private Limited U45200TG2010PTC066524 Hyderabad, Telangana, India
Shasta Ventures Private Limited U45205KA2013PTC070805 Bangalore, Karnataka, India
Anuya Enterprises Private Limited U45400MH2010PTC211326 Nashik, Maharashtra, India
Agrawal Constructions Private Limited U45309MP2018PTC047070 Indore, Madhya Pradesh, India
Guru Mahadev Buildhome Private Limited U70101RJ2005PTC021634 Kota, Rajasthan, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Gratia Builders And Developers Private Limited before audits and certifications: compliance score 88/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Gratia Builders And Developers Private Limited: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Mixed indicators - deeper appraisal suggested. Credit risk score 40/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Limited indicators at present. Growth score 45/100, margin trends, ownership structure and peer set for Gratia Builders And Developers Private Limited - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Favourable indicators. Trust score 70/100, distress signals and MSME payment-delay disclosures - know whether Gratia Builders And Developers Private Limited pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (no cases on record), regulatory flags, charge documents trail and director networks for Gratia Builders And Developers Private Limited - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Gratia Builders And Developers Private Limited an active company?

Gratia Builders And Developers Private Limited has MCA status “Active” with a compliance score of 88/100 (Low Risk).

Is Gratia Builders And Developers Private Limited financially healthy?

Gratia Builders And Developers Private Limited has a Financial Health Score of 20/100 (Caution Indicated) based on its filed financial statements.

Should I do business with Gratia Builders And Developers Private Limited?

Its overall Trust Score is 70/100 (Moderate). Vendor verdict: Favourable indicators. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Gratia Builders And Developers Private Limited?

Promoters hold a dominant controlling stake - exact percentages are in the full report. 2 active director(s) are on record.

Does Gratia Builders And Developers Private Limited have loans or charges against its assets?

7 open charge(s) are registered against its assets, and 1 earlier charge(s) stand satisfied.

Is Gratia Builders And Developers Private Limited up to date with its ROC filings?

Balance sheet slightly behind (Mar 2024). Overall compliance score: 88/100 (Low Risk).

Is it risky to lend to Gratia Builders And Developers Private Limited?

Its Credit Risk Score is 40/100 (Caution Indicated). Banker verdict: Mixed indicators - deeper appraisal suggested.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.