Garnet Interiors Private Limited - Due diligence report

A 360° intelligence report on Garnet Interiors Private Limited: trust score, financial health, credit view, compliance, directors, growth an…

2003-06-24 Mumbai, Maharashtra Active Unlisted Active Compliant
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GI Garnet Interiors Private Limited
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Garnet Interiors Private Limited — 360° Intelligence Report

Generated from MCA filings & public records
73/100
Trust Score
Moderate

Garnet Interiors Private Limited is assessed as Moderate with a Trust Score of 73/100. Garnet Interiors Private Limited is an active private limited indian non-government company incorporated in 2003, operating in the Travel and Hospitality sector. The company has shown revenue growth across its recent filed years. It was profitable in its latest filed year. Based on MCA filings and public records, it currently shows a high compliance risk and low financial risk profile.

Report generated on 17 Jul 2026 from the latest processed filings. Garnet Interiors Private Limited snapshot & full profile →

Financial Health › Strong
Overall Assessment CautionWeakNeutralGoodStrong Strong
Compliance › Weak

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreModerate
73/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreCaution Indicated
43/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreLow Risk
95/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreModerate
55/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreModerate
55/100
Board strength, DIN status, churn and network.
Growth ScoreModerate
70/100
Revenue, profit, asset and hiring momentum.
Distress ScoreLow Risk
90/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

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Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 55/100 Moderate
  • Liabilities ≈ 38% EBITDA - stretched.
  • Open charges exceed net worth - secured lenders rank ahead.
  • Moderate gearing (D/E 1.42).
  • Working-capital cover adequate.
  • Profitable - internal accruals available.

Charges position: 2 open (51.00 cr) · 4 satisfied (15.10 cr).

Banking relationships (from registered charges)
LenderChargesAmount
Others1 48.0 cr
Citi Bank N.A.1 48.0 cr
Centurion Bank Of Punjab Ltd.2 48.0 cr
Kotak Mahindra Bank Limited1 48.0 cr
Bank Of Baroda1 48.0 cr
Compliance Score: 43/100 Caution Indicated
  • Company status is Active as per MCA.
  • Balance sheet slightly behind (Mar 2024).
  • Flagged by authority: EPFO.
  • Litigation present in 1 court forum(s).
  • Delayed payments to MSME suppliers disclosed (124 disclosure(s)).
  • 16 active GST registration(s).
Legal cases on record (1)
05

Director Intelligence

Stability score: 55/100
NameDIN / PANDesignationAppointedTenureDIN status
SUSAN MOSES 01234567 Director 01/04/2018 6 yrs Approved
SURENDERKUMAR SUDARSHAN SHAH 01234567 Director 01/04/2018 6 yrs Approved
ROMIEL ELKANAH MOSES 01234567 Director 01/04/2018 6 yrs Approved
PRASAD SADASHIV PAWAR 01234567 Director 01/04/2018 6 yrs Approved
  • 4 directors on the board.
  • SUSAN MOSES has DIN status "Deactivated due to non-filing of DIR-3 KYC".
  • Stable board - no exits in 3 years.
  • Average tenure above 5 years.
Director & KMP remuneration (FY 2024)
NameDesignationTotal remuneration
A K SharmaManaging Director2.4 cr
R MehtaWhole-time Director1.6 cr
S IyerCFO95.0 L

Remuneration is disclosed in the latest annual return. Unlock full report

06

Ownership & Group Intelligence

As per FY 2024 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
0 allotment(s) · 1 transfer(s)

Promoters hold a dominant controlling stake - exact percentages are part of the full report.

Group entityRelationship% held
Garnet International Limited, Dubai Subsidiary Company 74.00%

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 70 · Distress 90
Growth signals & trust indicators
Revenue acceleration: +2.1x over 4 year(s).
Operating for 23+ years.
Active EPFO - real payroll on record.
Active GST registration(s).
Distress signals & risk flags
Compliance score is weak (43/100).
2 open charge(s) registered - assets are encumbered.
MSME payment delays disclosed - latest outstanding 1.07 cr.
1 court case(s) on record - see the legal section for details.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence66/100
Review suggested
Suitability as a supplier / customer counterparty.
  • Check the compliance flags before onboarding.
  • No distress signals on file.
  • Financial filings available for verification.
Banker assessment64/100
Mixed indicators - deeper appraisal suggested
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • 2 open charge(s) of 51.00 cr already registered.
  • Compliance gaps should be priced into terms.
Investor view80/100
Positive growth indicators
Growth quality and scalability through an investor lens.
  • 1 growth signal(s) detected.
  • Margin and return trends computable from filings.
  • Management churn warrants questions.
09

MCA Filings & Events Timeline

Latest 15 events
23 Jul 2025
Director appointed
SUSAN MOSES (Additional Director)
30 Sep 2024
Last AGM held
Annual general meeting
31 Mar 2024
Latest balance sheet
Filed with ROC
06 Mar 2024
Charge satisfied
Citi Bank N.A.
29 Dec 2021
Charge created
Others - 50.00 cr
28 Apr 2017
Director ceased
MOHD IBRAHIM
31 Mar 2016
Share transfer (FY 2016)
10000.00000000 shares to ROMIEL
01 Oct 2015
Director ceased
SUSAN MOSES
30 Sep 2015
Director ceased
PRASAD SADASHIV PAWAR
24 Apr 2015
Director appointed
PRASAD SADASHIV PAWAR (Director)
04 Jun 2012
Charge created
Kotak Mahindra Bank Limited - 1.00 cr
15 May 2010
Charge satisfied
Centurion Bank Of Punjab Ltd.
24 Feb 2010
Charge created
Citi Bank N.A. - 12.00 cr
06 Sep 2006
Charge satisfied
Bank Of Baroda
05 Sep 2006
Charge created
Centurion Bank Of Punjab Ltd. - 1.50 cr
10

Key Observations

Auto-generated from the data above
Revenue grew 24% over the last 4 financial year(s).
Net profit margin moved from 0.86 to 61%.
Debt-to-equity stands at 38% - manageable leverage.
Net worth is positive.
4 active director(s) / partner(s); review board churn before relying on management continuity.
16 active GST registration(s) indicate ongoing business operations.
EPFO-registered employer - verifiable payroll history exists.
Promoters hold a dominant controlling stake as per the FY 2024 annual return.
Director / KMP remuneration is disclosed in the latest annual return - exact figures available in the full report.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Acme Interiors Private Limited U74210HR1999PTC057648 Gurgaon, Haryana, India
Sanrachana Structural Strengthening Private Limited U45200MH2010PTC211164 Thane, Maharashtra, India
Kajima India U45204HR2011FTC080949 Gurgaon, Haryana, India
Secure Infratech Finserv And Securities Limited U74999WB2012PLC183377 Kolkata, West Bengal, India
Taksh Structbuild Private Limited U45400GJ2013PTC075466 Ahmedabad, Gujarat, India
Amiya Commerce & Construction Co. Pvt. Ltd. U74210WB1990PTC049018 Kolkata, West Bengal, India
Sorigin Re Services Private Limited U42201PN2022FTC211647 Pune, Maharashtra, India
Monarch Surveyors And Engineering Consultants Limited L45203PN1999PLC013830 Pune, Maharashtra, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Garnet Interiors Private Limited before audits and certifications: compliance score 43/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Garnet Interiors Private Limited: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Mixed indicators - deeper appraisal suggested. Credit risk score 55/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Positive growth indicators. Growth score 70/100, margin trends, ownership structure and peer set for Garnet Interiors Private Limited - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Review suggested. Trust score 73/100, distress signals and MSME payment-delay disclosures - know whether Garnet Interiors Private Limited pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (1 case(s) on record), regulatory flags, charge documents trail and director networks for Garnet Interiors Private Limited - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Garnet Interiors Private Limited an active company?

Garnet Interiors Private Limited has MCA status “Active” with a compliance score of 43/100 (Caution Indicated).

Is Garnet Interiors Private Limited financially healthy?

Garnet Interiors Private Limited has a Financial Health Score of 95/100 (Low Risk) based on its filed financial statements.

Should I do business with Garnet Interiors Private Limited?

Its overall Trust Score is 73/100 (Moderate). Vendor verdict: Review suggested. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Garnet Interiors Private Limited?

Promoters hold a dominant controlling stake - exact percentages are in the full report. 4 active director(s) are on record.

Does Garnet Interiors Private Limited have loans or charges against its assets?

2 open charge(s) are registered against its assets, and 4 earlier charge(s) stand satisfied.

Is Garnet Interiors Private Limited up to date with its ROC filings?

Balance sheet slightly behind (Mar 2024). Overall compliance score: 43/100 (Caution Indicated).

Is it risky to lend to Garnet Interiors Private Limited?

Its Credit Risk Score is 55/100 (Moderate). Banker verdict: Mixed indicators - deeper appraisal suggested.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.