Ganga Builders Ltd - Due diligence report

A 360° intelligence report on Ganga Builders Ltd: trust score, financial health, credit view, compliance, directors, growth and distress sig…

1982-10-23 Kolkata, West Bengal Active Listed
GB Ganga Builders Ltd
Full Due-Diligence Report + Documents
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Ganga Builders Ltd — 360° Intelligence Report

Generated from MCA filings & public records
42/100
Trust Score
Caution Indicated

Ganga Builders Ltd is assessed as Caution Indicated with a Trust Score of 42/100. Ganga Builders Ltd is an active public limited indian non-government company incorporated in 1982, operating in the Financial Services sector. Reported revenue has declined across its recent filed years. It reported a loss in its latest filed year. Based on MCA filings and public records, it currently shows a high compliance risk and high financial risk profile.

Report generated on 16 Jul 2026 from the latest processed filings. Ganga Builders Ltd snapshot & full profile →

Overall Assessment CautionWeakNeutralGoodStrong Weak
Compliance › Caution

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreCaution Indicated
42/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreCaution Indicated
25/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreCaution Indicated
40/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreModerate
50/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreCaution Indicated
25/100
No active directors on record.
Growth ScoreCaution Indicated
40/100
Revenue, profit, asset and hiring momentum.
Distress ScoreModerate
50/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

Get full access

Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 50/100 Moderate
  • Negative operating earnings - debt service depends on external support.
  • No open charges - unencumbered balance sheet.
  • Working-capital cover adequate.

Charges position: 0 open (-) · 0 satisfied (-).

Compliance Score: 25/100 Caution Indicated
  • Company status is Active as per MCA.
  • Last balance sheet is for Oct 2017 - filings overdue.
  • Flagged by authority: SEBI.
  • Litigation present in 3 court forum(s).
Legal cases on record (3)
05

Director Intelligence

Stability score: 25/100
No active directors on record.
06

Ownership & Group Intelligence

As per FY 2017 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
-

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 40 · Distress 50
Growth signals & trust indicators
Operating for 43+ years.
Distress signals & risk flags
Revenue declined year-on-year.
Losses deepening year-on-year.
Statutory filings appear overdue.
Compliance score is weak (25/100).
3 court case(s) on record - see the legal section for details.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence38/100
Caution indicated
Suitability as a supplier / customer counterparty.
  • Check the compliance flags before onboarding.
  • 3 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment41/100
Enhanced diligence advised
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • No existing security registered - first-charge position available.
  • Compliance gaps should be priced into terms.
Investor view40/100
Limited indicators at present
Growth quality and scalability through an investor lens.
  • No clear growth signals in the filed years.
  • Margin and return trends computable from filings.
  • Management churn warrants questions.
09

MCA Filings & Events Timeline

Latest 3 events
28 Sep 2018
Last AGM held
Annual general meeting
25 Oct 2017
Latest balance sheet
Filed with ROC
23 Oct 1982
Incorporated
Registered with RoC-Kolkata
10

Key Observations

Auto-generated from the data above
Revenue declined 38% over the last 4 financial year(s).
Net worth is positive.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Nirmalmaya Properties Limited U45400WB2013PLC191460 Siliguri, West Bengal, India
Satdharm Nidhi Limited U65999UR2014PLC001243 Haridwar, Uttarakhand, India
Mahalakshmi T.P.S. Chit Funds Private Limited U65992TN2015PTC101742 Thanjavur, Tamil Nadu, India
Salem Benefit Fund Limited U65992TZ1992PLC003664 Salem, Tamil Nadu, India
Sidhiratan Commodities Limited U51909WB2013PLC190099 Kolkata, West Bengal, India
Praharsh Corporation Private Limited U74110MH1983PTC029485 Mumbai, Maharashtra, India
Aspective Distributors Pvt.Ltd. U51909WB1995PTC067160 Kolkata, West Bengal, India
Nirmit Fincorp Services Private Limited U67190MH2013PTC240570 Mumbai, Maharashtra, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Ganga Builders Ltd before audits and certifications: compliance score 25/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Ganga Builders Ltd: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Enhanced diligence advised. Credit risk score 50/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Limited indicators at present. Growth score 40/100, margin trends, ownership structure and peer set for Ganga Builders Ltd - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Caution indicated. Trust score 42/100, distress signals and MSME payment-delay disclosures - know whether Ganga Builders Ltd pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (3 case(s) on record), regulatory flags, charge documents trail and director networks for Ganga Builders Ltd - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Ganga Builders Ltd an active company?

Ganga Builders Ltd has MCA status “Active” with a compliance score of 25/100 (Caution Indicated).

Is Ganga Builders Ltd financially healthy?

Ganga Builders Ltd has a Financial Health Score of 40/100 (Caution Indicated) based on its filed financial statements.

Should I do business with Ganga Builders Ltd?

Its overall Trust Score is 42/100 (Caution Indicated). Vendor verdict: Caution indicated. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Ganga Builders Ltd?

See the directors and ownership sections above for board and shareholding detail.

Does Ganga Builders Ltd have loans or charges against its assets?

No charges are registered against this company - an unencumbered balance sheet.

Is Ganga Builders Ltd up to date with its ROC filings?

Last balance sheet is for Oct 2017 - filings overdue. Overall compliance score: 25/100 (Caution Indicated).

Is it risky to lend to Ganga Builders Ltd?

Its Credit Risk Score is 50/100 (Moderate). Banker verdict: Enhanced diligence advised.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.