Promoter holding
64.27%
FF
Fixodeal Finance Pvt Ltd - Due diligence report
A 360° intelligence report on Fixodeal Finance Pvt Ltd: trust score, financial health, credit view, compliance, directors, growth and distre…
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Fixodeal Finance Pvt Ltd — 360° Intelligence Report
Generated from MCA filings & public records81/100
Trust Score
Low Risk
Fixodeal Finance Pvt Ltd is assessed as Low Risk with a Trust Score of 81/100. Fixodeal Finance Pvt Ltd is an active private limited indian non-government company incorporated in 1995, operating in the Financial Services sector. Reported revenue has declined across its recent filed years. It was profitable in its latest filed year. Based on MCA filings and public records, it currently shows a moderate compliance risk and low financial risk profile.
Report generated on 28 Jul 2026 from the latest processed filings. Fixodeal Finance Pvt Ltd snapshot & full profile →
Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.
02
Score Card
Higher is safer · rule-based & explainableTrust ScoreLow Risk
81/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreModerate
70/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreLow Risk
75/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreCaution Indicated
40/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
95/100
Board strength, DIN status, churn and network.
Growth ScoreCaution Indicated
40/100
Revenue, profit, asset and hiring momentum.
Distress ScoreLow Risk
90/100
Early-warning signals - higher means fewer warnings.
03
Financial Intelligence Dashboard
Standalone · 5 filed year(s)Unlock the full 5-year financial dashboard with charts and year-wise figures.
Get full accessScores and observations on this page are already computed from the real filings - only the underlying figures are locked.
04
Credit & Compliance Intelligence
Why the scores are what they are
Credit Risk Score: 40/100 Caution Indicated
- Negative operating earnings - debt service depends on external support.
- Open charges exceed net worth - secured lenders rank ahead.
- Profitable - internal accruals available.
Charges position: 1 open (16.48 cr) · 3 satisfied (11.70 cr).
Banking relationships (from registered charges)
| Lender | Charges | Amount |
|---|---|---|
| State Bank Of India | 1 | 48.0 cr |
| Others | 3 | 48.0 cr |
Compliance Score: 70/100 Moderate
- Company status is Active as per MCA.
- Annual filings current (balance sheet Mar 2025).
- Flagged by authority: FIU.
05
Director Intelligence
Stability score: 95/100| Name | DIN / PAN | Designation | Appointed | Tenure | DIN status |
|---|---|---|---|---|---|
| VIJAY KUMAR AGARWAL | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| RAJENDRA KUMAR AGARWAL | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| SANJEEV KUMAR GUPTA | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
- 3 directors on the board.
- No disqualified or deactivated DINs.
- Stable board - no exits in 3 years.
- Average tenure above 5 years.
06
Ownership & Group Intelligence
As per FY 2023 annual returnPublic / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
2 allotment(s) · 0 transfer(s)
Full shareholding pattern, group structure & capital events →
07
Risk Intelligence Center
Growth 40 · Distress 90
Growth signals & trust indicators
Operating for 30+ years.
Distress signals & risk flags
1 open charge(s) registered - assets are encumbered.
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Stakeholder Verdicts
Vendor · Banker · InvestorVendor due diligence79/100
Favourable indicators
Suitability as a supplier / customer counterparty.
- Statutory record is clean.
- No distress signals on file.
- Financial filings available for verification.
Banker assessment58/100
Mixed indicators - deeper appraisal suggested
Indicative lending comfort for banks, NBFCs and trade credit.
- Debt capacity assessed from filed statements.
- 1 open charge(s) of 16.48 cr already registered.
- Compliance record supports lending.
Investor view62/100
Mixed indicators
Growth quality and scalability through an investor lens.
- No clear growth signals in the filed years.
- Margin and return trends computable from filings.
- Management team looks stable.
09
MCA Filings & Events Timeline
Latest 15 events03 Dec 2025
Charge satisfied
Others
30 Sep 2025
Last AGM held
Annual general meeting
31 Mar 2025
Latest balance sheet
Filed with ROC
20 Feb 2025
Charge created
State Bank Of India - 16.48 cr
06 Jun 2022
Charge satisfied
Others
08 Nov 2021
Director appointed
VIJAY KUMAR AGARWAL (Director)
20 Jun 2020
Charge created
Others - 1.80 cr
26 May 2020
Charge created
Others - 90.00 Lakh
18 Apr 2018
Director ceased
VIKRAM GUPTA
Director ceased
MUKESH KUMAR AGARWAL
28 Mar 2017
Charge created
Others - 9.00 cr
21 Feb 2017
Director ceased
MURARI LAL AGARWAL
25 Apr 2015
Director appointed
RAJENDRA KUMAR AGARWAL (Director)
13 Feb 2015
Director appointed
SANJEEV KUMAR GUPTA (Director)
27 Dec 2010
Director ceased
PRABHU DAYAL BARWARIA
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Key Observations
Auto-generated from the data aboveRevenue declined 38% over the last 4 financial year(s).
Net worth is positive.
3 active director(s) / partner(s); board looks stable and experienced.
Capital has been raised through 2 security allotment(s) - amounts available in the full report.
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| Nariman Commodity Services Private Limited | U51909MH2003PTC142686 | Mumbai, Maharashtra, India |
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| Graded Financial Services & Insurance Marketing Private Limited | U74999MH2017PTC296676 | Vikhroli (West), Maharashtra, India |
| Standard Stock Brokers Private Limited | U74999DL1994PTC063055 | New Delhi, Delhi, India |
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Who Uses This Report
CA · CS · Banker · Investor · VendorChartered Accountants (CA)
Verify Fixodeal Finance Pvt Ltd before audits and certifications: compliance score 70/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.
Company Secretaries (CS)
Track statutory health of Fixodeal Finance Pvt Ltd: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.
Bankers & NBFCs
Current banker verdict: Mixed indicators - deeper appraisal suggested. Credit risk score 40/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.
Investors & Analysts
Investor view: Mixed indicators. Growth score 40/100, margin trends, ownership structure and peer set for Fixodeal Finance Pvt Ltd - screening before a deeper diligence.
Vendors & Procurement Teams
Vendor verdict: Favourable indicators. Trust score 81/100, distress signals and MSME payment-delay disclosures - know whether Fixodeal Finance Pvt Ltd pays its suppliers before you extend credit terms.
Lawyers & Compliance Teams
Litigation footprint (no cases on record), regulatory flags, charge documents trail and director networks for Fixodeal Finance Pvt Ltd - groundwork for KYC, onboarding and disputes.
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Frequently Asked Questions
Is Fixodeal Finance Pvt Ltd an active company?
Fixodeal Finance Pvt Ltd has MCA status “Active” with a compliance score of 70/100 (Moderate).
Is Fixodeal Finance Pvt Ltd financially healthy?
Fixodeal Finance Pvt Ltd has a Financial Health Score of 75/100 (Low Risk) based on its filed financial statements.
Should I do business with Fixodeal Finance Pvt Ltd?
Its overall Trust Score is 81/100 (Low Risk). Vendor verdict: Favourable indicators. Review the risk flags in the Risk Intelligence Center before deciding.
Who controls Fixodeal Finance Pvt Ltd?
See the directors and ownership sections above for board and shareholding detail. 3 active director(s) are on record.
Does Fixodeal Finance Pvt Ltd have loans or charges against its assets?
1 open charge(s) are registered against its assets, and 3 earlier charge(s) stand satisfied.
Is Fixodeal Finance Pvt Ltd up to date with its ROC filings?
Annual filings current (balance sheet Mar 2025). Overall compliance score: 70/100 (Moderate).
Is it risky to lend to Fixodeal Finance Pvt Ltd?
Its Credit Risk Score is 40/100 (Caution Indicated). Banker verdict: Mixed indicators - deeper appraisal suggested.
Disclaimer: This report is generated automatically from MCA filings and public records as available
in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the
underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are
not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice.
Verify from official sources and consult a qualified professional before any business, lending or investment decision.
If you represent this company and believe any information is inaccurate or outdated,
report it here and we will review promptly.
