Finwin Technologies Private Limited - Due diligence report

A 360° intelligence report on Finwin Technologies Private Limited: trust score, financial health, credit view, compliance, directors, growth…

2018-12-12 Ernakulam, Kerala Active Unlisted
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Finwin Technologies Private Limited — 360° Intelligence Report

Generated from MCA filings & public records
53/100
Trust Score
Moderate

Finwin Technologies Private Limited is assessed as Moderate with a Trust Score of 53/100. Finwin Technologies Private Limited is an active private limited indian non-government company incorporated in 2018, operating in the Information Technology sector. The company has shown revenue growth across its recent filed years. It reported a loss in its latest filed year. Based on MCA filings and public records, it currently shows a low compliance risk and high financial risk profile.

Report generated on 28 Jun 2026 from the latest processed filings. Finwin Technologies Private Limited snapshot & full profile →

Financial Health › Caution
Overall Assessment CautionWeakNeutralGoodStrong Neutral
Compliance › Strong

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreModerate
53/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreLow Risk
75/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreCaution Indicated
20/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreCaution Indicated
45/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreModerate
50/100
Board strength, DIN status, churn and network.
Growth ScoreLow Risk
85/100
Revenue, profit, asset and hiring momentum.
Distress ScoreCaution Indicated
35/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 2 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

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Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 45/100 Caution Indicated
  • Negative operating earnings - debt service depends on external support.
  • No open charges - unencumbered balance sheet.

Charges position: 0 open (-) · 0 satisfied (-).

Compliance Score: 75/100 Low Risk
  • Company status is Active as per MCA.
  • Last balance sheet is for Mar 2023 - filings overdue.
  • 1 active GST registration(s).
05

Director Intelligence

Stability score: 50/100
NameDIN / PANDesignationAppointedTenureDIN status
NIDHIN THOMAS 01234567 Director 01/04/2018 6 yrs Approved
RAJESH RAVINDRAN 01234567 Director 01/04/2018 6 yrs Approved
RATHEESH RAVEENDRAN 01234567 Director 01/04/2018 6 yrs Approved
PULLARCOT NARENDRAN SUNILKUMAR 01234567 Director 01/04/2018 6 yrs Approved
  • 4 directors on the board.
  • PULLARCOT NARENDRAN SUNILKUMAR has DIN status "Disqualified by RoC u/s 164(2)".
  • Stable board - no exits in 3 years.
06

Ownership & Group Intelligence

As per FY 2020 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
-

Promoters hold a dominant controlling stake - exact percentages are part of the full report.

Key managerial personnel: RATHEESH RAVEENDRAN (Managing Director)

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 85 · Distress 35
Growth signals & trust indicators
Revenue acceleration: +38% over 1 year(s).
Latest year revenue grew 1.42.
Asset base grew 2.1x - capacity expansion.
Operating for 7 years.
Active EPFO - real payroll on record.
Active GST registration(s).
Distress signals & risk flags
Losses deepening year-on-year.
Outside liabilities up 24% in a year.
Negative net worth.
Statutory filings appear overdue.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence56/100
Review suggested
Suitability as a supplier / customer counterparty.
  • Statutory record is clean.
  • 4 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment45/100
Mixed indicators - deeper appraisal suggested
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • No existing security registered - first-charge position available.
  • Compliance record supports lending.
Investor view54/100
Mixed indicators
Growth quality and scalability through an investor lens.
  • 3 growth signal(s) detected.
  • Margin and return trends computable from filings.
  • Management churn warrants questions.
09

MCA Filings & Events Timeline

Latest 9 events
30 Sep 2023
Last AGM held
Annual general meeting
31 Mar 2023
Latest balance sheet
Filed with ROC
11 Feb 2023
Director appointed
NIDHIN THOMAS (Additional Director)
Director appointed
RAJESH RAVINDRAN (Additional Director)
Director appointed
PULLARCOT NARENDRAN SUNILKUMAR (Additional Director)
Director ceased
CHANDRASSERIL KELUKKUTTY RENJAN
10 Oct 2019
Director ceased
PARAYIDATHU VELIYIL CHIDAMBARAN ASHOK KUMAR
12 Dec 2018
Incorporated
Registered with Roc Ernakulam
Director appointed
RATHEESH RAVEENDRAN (Managing Director)
10

Key Observations

Auto-generated from the data above
Revenue grew 0.86 over the last 1 financial year(s).
Net profit margin moved from 61% to 38%.
Compliance record is strong - status, filings and flags are clean.
4 active director(s) / partner(s); review board churn before relying on management continuity.
1 active GST registration(s) indicate ongoing business operations.
EPFO-registered employer - verifiable payroll history exists.
Promoters hold a dominant controlling stake as per the FY 2020 annual return.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Potentsys Business Solutions Private Limited U74140TN2008PTC065993 Chennai, Tamil Nadu, India
Crosslink Steel Engineering Private Limited U74999MH2016PTC282482 Nashik, Maharashtra, India
Matteroftech Solutions Private Limited U72200HR2014PTC053499 Gurgaon, Haryana, India
Halnode Technologies Private Limited U74999TN2018PTC126481 Aruppukottai, Tamil Nadu, India
Amudit Innovative Solutions Private Limited U72900KA2015PTC080061 Bangalore, Karnataka, India
Jks Info Tech Private Limited U72900TN2012PTC086598 Chennai, Tamil Nadu, India
Digisurface Consulting Private Limited U72900UP2019PTC119054 Ghaziabad, Uttar Pradesh, India
Amolish Software Solution Private Limited U72900UP2017PTC097894 Lucknow, Uttar Pradesh, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Finwin Technologies Private Limited before audits and certifications: compliance score 75/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Finwin Technologies Private Limited: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Mixed indicators - deeper appraisal suggested. Credit risk score 45/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Mixed indicators. Growth score 85/100, margin trends, ownership structure and peer set for Finwin Technologies Private Limited - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Review suggested. Trust score 53/100, distress signals and MSME payment-delay disclosures - know whether Finwin Technologies Private Limited pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (no cases on record), regulatory flags, charge documents trail and director networks for Finwin Technologies Private Limited - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Finwin Technologies Private Limited an active company?

Finwin Technologies Private Limited has MCA status “Active” with a compliance score of 75/100 (Low Risk).

Is Finwin Technologies Private Limited financially healthy?

Finwin Technologies Private Limited has a Financial Health Score of 20/100 (Caution Indicated) based on its filed financial statements.

Should I do business with Finwin Technologies Private Limited?

Its overall Trust Score is 53/100 (Moderate). Vendor verdict: Review suggested. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Finwin Technologies Private Limited?

Promoters hold a dominant controlling stake - exact percentages are in the full report. 4 active director(s) are on record.

Does Finwin Technologies Private Limited have loans or charges against its assets?

No charges are registered against this company - an unencumbered balance sheet.

Is Finwin Technologies Private Limited up to date with its ROC filings?

Last balance sheet is for Mar 2023 - filings overdue. Overall compliance score: 75/100 (Low Risk).

Is it risky to lend to Finwin Technologies Private Limited?

Its Credit Risk Score is 45/100 (Caution Indicated). Banker verdict: Mixed indicators - deeper appraisal suggested.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.