Promoter holding
64.27%
FD
Fintelligence Data Science Private Limited - Due diligence report
A 360° intelligence report on Rupeecircle: trust score, financial health, credit view, compliance, directors, growth and distress signals - …
Full Due-Diligence Report + Documents
- Unlock all financial figures & 5-year trends
- Full trust, health & credit-risk scores
- Director details, charges & MCA documents
₹700
₹349
50% off
New user
Or enjoy up to 50% off with credits
View credit packages
Company Credits – Starter
- One credit unlocks this full due-diligence report
- Use across any company’s report, anytime
- Credits valid for 12 months
Choose your own credit amount
View credit packages
Rupeecircle — 360° Intelligence Report
Generated from MCA filings & public records79/100
Trust Score
Low Risk
Rupeecircle is assessed as Low Risk with a Trust Score of 79/100. Rupeecircle is an active private limited indian non-government company incorporated in 2016, operating in the Financial Services sector. The company has shown revenue growth across its recent filed years. It was profitable in its latest filed year. Based on MCA filings and public records, it currently shows a low compliance risk and low financial risk profile.
Report generated on 11 Jul 2026 from the latest processed filings. Fintelligence Data Science Private Limited snapshot & full profile →
Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.
02
Score Card
Higher is safer · rule-based & explainableTrust ScoreLow Risk
79/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreLow Risk
83/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreLow Risk
95/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreModerate
65/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreCaution Indicated
40/100
Board strength, DIN status, churn and network.
Growth ScoreLow Risk
95/100
Revenue, profit, asset and hiring momentum.
Distress ScoreLow Risk
80/100
Early-warning signals - higher means fewer warnings.
03
Financial Intelligence Dashboard
Standalone · 5 filed year(s)Unlock the full 5-year financial dashboard with charts and year-wise figures.
Get full accessScores and observations on this page are already computed from the real filings - only the underlying figures are locked.
04
Credit & Compliance Intelligence
Why the scores are what they are
Credit Risk Score: 65/100 Moderate
- Liabilities ≈ 38% EBITDA - stretched.
- No open charges - unencumbered balance sheet.
- Moderate gearing (D/E 1.42).
- Profitable - internal accruals available.
Charges position: 0 open (-) · 1 satisfied (1.00 cr).
Banking relationships (from registered charges)
| Lender | Charges | Amount |
|---|---|---|
| Others | 1 | 48.0 cr |
Compliance Score: 83/100 Low Risk
- Company status is Active as per MCA.
- Annual filings current (balance sheet Mar 2025).
- Litigation present in 1 court forum(s).
- 4 auditor resignation(s) filed - latest: Pawan Shyam Jain & Co. on 2023-04-30.
- 1 active GST registration(s).
Legal cases on record (1)
05
Director Intelligence
Stability score: 40/100| Name | DIN / PAN | Designation | Appointed | Tenure | DIN status |
|---|---|---|---|---|---|
| KAPIL GARG | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| SANDEEP AGGARWAL | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
- 2 directors on the board.
- SANDEEP AGGARWAL has DIN status "Deactivated due to non-filing of DIR-3 KYC".
- 1 director exit(s) in the last 3 years.
Director & KMP remuneration (FY 2021)
| Name | Designation | Total remuneration |
|---|---|---|
| A K Sharma | Managing Director | 2.4 cr |
| R Mehta | Whole-time Director | 1.6 cr |
| S Iyer | CFO | 95.0 L |
Remuneration is disclosed in the latest annual return. Unlock full report
06
Ownership & Group Intelligence
As per FY 2023 annual returnPublic / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
Hindon Peer To Peer Finance Private Limited
Subsidiaries
-
Group entities
-
Capital events
20 allotment(s) · 13 transfer(s)
Promoters hold a dominant controlling stake - exact percentages are part of the full report.
| Group entity | Relationship | % held |
|---|---|---|
| Hindon Peer To Peer Finance Private Limited | Holding Company | 74.00% |
Full shareholding pattern, group structure & capital events →
07
Risk Intelligence Center
Growth 95 · Distress 80
Growth signals & trust indicators
Revenue acceleration: +2.1x over 4 year(s).
Latest year revenue grew 24%.
Profit expanded 0.86 year-on-year.
Asset base grew 61% - capacity expansion.
Net margin improved to 38%.
Operating for 9 years.
Active EPFO - real payroll on record.
Active GST registration(s).
Distress signals & risk flags
Outside liabilities up 1.42 in a year.
4 auditor resignation(s) on record - review the stated reasons.
1 court case(s) on record - see the legal section for details.
08
Stakeholder Verdicts
Vendor · Banker · InvestorVendor due diligence81/100
Favourable indicators
Suitability as a supplier / customer counterparty.
- Statutory record is clean.
- 1 distress signal(s) - see Risk Center.
- Financial filings available for verification.
Banker assessment78/100
Favourable lending indicators
Indicative lending comfort for banks, NBFCs and trade credit.
- Debt capacity assessed from filed statements.
- No existing security registered - first-charge position available.
- Compliance record supports lending.
Investor view91/100
Positive growth indicators
Growth quality and scalability through an investor lens.
- 5 growth signal(s) detected.
- Margin and return trends computable from filings.
- Management churn warrants questions.
09
MCA Filings & Events Timeline
Latest 15 events25 Sep 2025
Last AGM held
Annual general meeting
24 Sep 2025
Director ceased
SANDEEP AGGARWAL
31 Mar 2025
Latest balance sheet
Filed with ROC
04 Feb 2025
Director appointed
SANDEEP AGGARWAL (Director)
31 Mar 2022
Share transfer (FY 2022)
425717.00000000 shares to NA NA HINDON PEER TO PEER FINANCE PRIVATE
Share transfer (FY 2022)
1.00000000 shares to Kapil Garg
10 Dec 2021
Securities allotted
70000 Equity Shares - 70.00 Lakh raised
16 Aug 2021
Director ceased
NEHA AGARWAL
Director ceased
KAPIL GARG
17 Jun 2021
Director appointed
KAPIL GARG (Director)
Director ceased
KANTA KUMARI
Director ceased
ABHISHEK MAHENDRA GANDHI
Director ceased
AJIT KUMAR
01 Sep 2020
Charge satisfied
Others
11 Jun 2020
Securities allotted
4800 Equity Shares - 12.00 Lakh raised
10
Key Observations
Auto-generated from the data aboveRevenue grew 2.1x over the last 4 financial year(s).
Net profit margin moved from 24% to 0.86.
Debt-to-equity stands at 61% - manageable leverage.
Net worth is positive.
Compliance record is strong - status, filings and flags are clean.
2 active director(s) / partner(s); review board churn before relying on management continuity.
1 active GST registration(s) indicate ongoing business operations.
All 1 registered charge(s) stand satisfied - past borrowings repaid.
EPFO-registered employer - verifiable payroll history exists.
Promoters hold a dominant controlling stake as per the FY 2023 annual return.
Director / KMP remuneration is disclosed in the latest annual return - exact figures available in the full report.
Capital has been raised through 20 security allotment(s) - amounts available in the full report.
| Company | CIN | Location |
|---|---|---|
| Siroco Hvac India Private Limited | U29309DL2020FTC362518 | New Delhi, Delhi, India |
| Mygubbi | U45300KA2015PTC081083 | Bangalore, Karnataka, India |
| Qacs International Private Limited | U93090DL2019PTC350091 | Burari, Delhi, India |
| Cv Corporate Services Private Limited | U74900TG2014PTC096772 | Tirumalagiri, Telangana, India |
| Seedeer (India) E-Commerce Private Limited | U74999MH2018FTC318691 | Mumbai, Maharashtra, India |
| Samniya Avionics Techsys Private Limited | U74999KA2017PTC108135 | Bengaluru, Karnataka, India |
| Instill Technologies Private Limited | U40100DL2013PTC253538 | New Delhi, Delhi, India |
| Speroni India Private Limited | U74999PN2014PTC152334 | Pune City, Maharashtra, India |
12
Who Uses This Report
CA · CS · Banker · Investor · VendorChartered Accountants (CA)
Verify Rupeecircle before audits and certifications: compliance score 83/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.
Company Secretaries (CS)
Track statutory health of Rupeecircle: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.
Bankers & NBFCs
Current banker verdict: Favourable lending indicators. Credit risk score 65/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.
Investors & Analysts
Investor view: Positive growth indicators. Growth score 95/100, margin trends, ownership structure and peer set for Rupeecircle - screening before a deeper diligence.
Vendors & Procurement Teams
Vendor verdict: Favourable indicators. Trust score 79/100, distress signals and MSME payment-delay disclosures - know whether Rupeecircle pays its suppliers before you extend credit terms.
Lawyers & Compliance Teams
Litigation footprint (1 case(s) on record), regulatory flags, charge documents trail and director networks for Rupeecircle - groundwork for KYC, onboarding and disputes.
13
Frequently Asked Questions
Is Rupeecircle an active company?
Rupeecircle has MCA status “Active” with a compliance score of 83/100 (Low Risk).
Is Rupeecircle financially healthy?
Rupeecircle has a Financial Health Score of 95/100 (Low Risk) based on its filed financial statements.
Should I do business with Rupeecircle?
Its overall Trust Score is 79/100 (Low Risk). Vendor verdict: Favourable indicators. Review the risk flags in the Risk Intelligence Center before deciding.
Who controls Rupeecircle?
The ultimate holding entity is Hindon Peer To Peer Finance Private Limited. 2 active director(s) are on record.
Does Rupeecircle have loans or charges against its assets?
No open charges - all 1 registered charge(s) stand satisfied, indicating past borrowings were repaid.
Is Rupeecircle up to date with its ROC filings?
Annual filings current (balance sheet Mar 2025). Overall compliance score: 83/100 (Low Risk).
Is it risky to lend to Rupeecircle?
Its Credit Risk Score is 65/100 (Moderate). Banker verdict: Favourable lending indicators.
Disclaimer: This report is generated automatically from MCA filings and public records as available
in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the
underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are
not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice.
Verify from official sources and consult a qualified professional before any business, lending or investment decision.
If you represent this company and believe any information is inaccurate or outdated,
report it here and we will review promptly.
