Fingold Micro Foundation - Due diligence report

A 360° intelligence report on Fingold Micro Foundation: trust score, financial health, credit view, compliance, directors, growth and distre…

2021-09-07 Shahadra, Delhi Active Unlisted Active Compliant
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Fingold Micro Foundation — 360° Intelligence Report

Generated from MCA filings & public records
65/100
Trust Score
Moderate

Fingold Micro Foundation is assessed as Moderate with a Trust Score of 65/100. Fingold Micro Foundation is an active private not for profit company incorporated in 2021, operating in the Financial Services sector. The company has shown revenue growth across its recent filed years. It reported a loss in its latest filed year. Based on MCA filings and public records, it currently shows a low compliance risk and high financial risk profile.

Report generated on 18 Jul 2026 from the latest processed filings. Fingold Micro Foundation snapshot & full profile →

Financial Health › Weak
Overall Assessment CautionWeakNeutralGoodStrong Good
Compliance › Strong

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreModerate
65/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreLow Risk
100/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreCaution Indicated
30/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreModerate
50/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
75/100
Board strength, DIN status, churn and network.
Growth ScoreLow Risk
85/100
Revenue, profit, asset and hiring momentum.
Distress ScoreCaution Indicated
45/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 2 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

Get full access

Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 50/100 Moderate
  • Liabilities ≈ 38% EBITDA - stretched.
  • No open charges - unencumbered balance sheet.
  • Working-capital cover adequate.

Charges position: 0 open (-) · 0 satisfied (-).

Compliance Score: 100/100 Low Risk
  • Company status is Active as per MCA.
  • Annual filings current (balance sheet Mar 2025).
  • 1 active GST registration(s).
05

Director Intelligence

Stability score: 75/100
NameDIN / PANDesignationAppointedTenureDIN status
CHHITAR SINGH 01234567 Director 01/04/2018 6 yrs Approved
GEETA 01234567 Director 01/04/2018 6 yrs Approved
INDERPAL 01234567 Director 01/04/2018 6 yrs Approved
ANKIT KUMAR 01234567 Director 01/04/2018 6 yrs Approved
RAMESH KUMAR 01234567 Director 01/04/2018 6 yrs Approved
NEETU SINGH 01234567 Director 01/04/2018 6 yrs Approved
SHUBHAM 01234567 Director 01/04/2018 6 yrs Approved
RAHUL KUMAR 01234567 Director 01/04/2018 6 yrs Approved
SHIVAM NAGAR 01234567 Director 01/04/2018 6 yrs Approved
RAJESH KUMAR 01234567 Director 01/04/2018 6 yrs Approved
  • 10 directors on the board.
  • No disqualified or deactivated DINs.
  • 7 director exits in 3 years - high churn.
06

Ownership & Group Intelligence

As per FY 2023 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
0 allotment(s) · 3 transfer(s)

Promoters hold a dominant controlling stake - exact percentages are part of the full report.

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 85 · Distress 45
Growth signals & trust indicators
Revenue acceleration: +1.42 over 1 year(s).
Latest year revenue grew 2.1x.
Asset base grew 24% - capacity expansion.
Young company (4 years).
Active GST registration(s).
Distress signals & risk flags
Losses deepening year-on-year.
Outside liabilities up 0.86 in a year.
Negative net worth.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence73/100
Favourable indicators
Suitability as a supplier / customer counterparty.
  • Statutory record is clean.
  • 3 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment56/100
Mixed indicators - deeper appraisal suggested
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • No existing security registered - first-charge position available.
  • Compliance record supports lending.
Investor view61/100
Mixed indicators
Growth quality and scalability through an investor lens.
  • 3 growth signal(s) detected.
  • Margin and return trends computable from filings.
  • Management team looks stable.
09

MCA Filings & Events Timeline

Latest 15 events
30 Sep 2025
Last AGM held
Annual general meeting
17 Sep 2025
Director ceased
RAJESH KUMAR
31 Mar 2025
Latest balance sheet
Filed with ROC
12 Dec 2024
Director appointed
INDERPAL (Director)
10 Jul 2024
Director ceased
DOLI
Director ceased
INDERPAL
Director ceased
JYOTI
Director ceased
ANJALI
Director ceased
LEELA WATI
Director ceased
KUSUM
14 Dec 2022
Director appointed
NEETU SINGH (Director)
Director appointed
RAJESH KUMAR (Director)
20 Apr 2022
Director appointed
GEETA (Director)
31 Mar 2022
Share transfer (FY 2022)
5000.00000000 shares to RAMESH KUMAR
Share transfer (FY 2022)
2500.00000000 shares to ANKIT KUMAR
10

Key Observations

Auto-generated from the data above
Revenue grew 61% over the last 1 financial year(s).
Net profit margin moved from 38% to 1.42.
Compliance record is strong - status, filings and flags are clean.
10 active director(s) / partner(s); board looks stable and experienced.
1 active GST registration(s) indicate ongoing business operations.
Promoters hold a dominant controlling stake as per the FY 2023 annual return.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Kalinga Financial Services Private Limited U67190UP1985PTC007323 Uttar Pradesh, Uttar Pradesh, India
Solanky Investments Private Limited U65999KA2020PTC138741 Bangalore North, Karnataka, India
Esvi International (Engineers & Exporters) Limited U51909TN1978PLC007495 Madras-96, Tamil Nadu, India
Harshaee Properties Private Limited U70109MH2020PTC347962 Thane, Maharashtra, India
Kanoi Capital Holdings Limited U67120MH1991PLC063950 Mumbai, Maharashtra, India
Lighting Industries Pvt Ltd U51909WB1996PTC080504 Kolkata, West Bengal, India
Sarada Niketan Pvt Ltd U70101WB2006PTC109819 Kolkata, West Bengal, India
Gdl Leasing And Finance L74899DL1994PLC057107 New Delhi, Delhi, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Fingold Micro Foundation before audits and certifications: compliance score 100/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Fingold Micro Foundation: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Mixed indicators - deeper appraisal suggested. Credit risk score 50/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Mixed indicators. Growth score 85/100, margin trends, ownership structure and peer set for Fingold Micro Foundation - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Favourable indicators. Trust score 65/100, distress signals and MSME payment-delay disclosures - know whether Fingold Micro Foundation pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (no cases on record), regulatory flags, charge documents trail and director networks for Fingold Micro Foundation - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Fingold Micro Foundation an active company?

Fingold Micro Foundation has MCA status “Active” with a compliance score of 100/100 (Low Risk).

Is Fingold Micro Foundation financially healthy?

Fingold Micro Foundation has a Financial Health Score of 30/100 (Caution Indicated) based on its filed financial statements.

Should I do business with Fingold Micro Foundation?

Its overall Trust Score is 65/100 (Moderate). Vendor verdict: Favourable indicators. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Fingold Micro Foundation?

Promoters hold a dominant controlling stake - exact percentages are in the full report. 10 active director(s) are on record.

Does Fingold Micro Foundation have loans or charges against its assets?

No charges are registered against this company - an unencumbered balance sheet.

Is Fingold Micro Foundation up to date with its ROC filings?

Annual filings current (balance sheet Mar 2025). Overall compliance score: 100/100 (Low Risk).

Is it risky to lend to Fingold Micro Foundation?

Its Credit Risk Score is 50/100 (Moderate). Banker verdict: Mixed indicators - deeper appraisal suggested.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.