Finfactor Technologies Private Limited - Due diligence report

A 360° intelligence report on Finfactor Technologies Private Limited: trust score, financial health, credit view, compliance, directors, gro…

2019-10-16 Pune City, Maharashtra Active Unlisted
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Finfactor Technologies Private Limited — 360° Intelligence Report

Generated from MCA filings & public records
82/100
Trust Score
Low Risk

Finfactor Technologies Private Limited is assessed as Low Risk with a Trust Score of 82/100. Finfactor Technologies Private Limited is an active private limited indian non-government company incorporated in 2019, operating in the Information Technology sector. The company has shown revenue growth across its recent filed years. It reported a loss in its latest filed year. Based on MCA filings and public records, it currently shows a low compliance risk and moderate financial risk profile.

Report generated on 07 Jul 2026 from the latest processed filings. Finfactor Technologies Private Limited snapshot & full profile →

Financial Health › Strong
Overall Assessment CautionWeakNeutralGoodStrong Strong
Compliance › Strong

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreLow Risk
82/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreLow Risk
100/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreModerate
70/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreModerate
60/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
85/100
Board strength, DIN status, churn and network.
Growth ScoreLow Risk
85/100
Revenue, profit, asset and hiring momentum.
Distress ScoreModerate
65/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 4 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

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Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 60/100 Moderate
  • Negative operating earnings - debt service depends on external support.
  • No open charges - unencumbered balance sheet.
  • Moderate gearing (D/E 38%).
  • Working-capital cover adequate.

Charges position: 0 open (-) · 0 satisfied (-).

Compliance Score: 100/100 Low Risk
  • Company status is Active as per MCA.
  • Annual filings current (balance sheet Mar 2025).
  • 1 active GST registration(s).
05

Director Intelligence

Stability score: 85/100
NameDIN / PANDesignationAppointedTenureDIN status
APARAJIT BHALCHANDRA BHANDARKAR 01234567 Director 01/04/2018 6 yrs Approved
MANOJ AJIT ALANDKAR 01234567 Director 01/04/2018 6 yrs Approved
MUNISH BHATIA 01234567 Director 01/04/2018 6 yrs Approved
DEEPAK RAMINEEDI 01234567 Director 01/04/2018 6 yrs Approved
RAJESH BHASKAR LAXMI NARASIMHA 01234567 Director 01/04/2018 6 yrs Approved
  • 5 directors on the board.
  • No disqualified or deactivated DINs.
  • 1 director exit(s) in the last 3 years.
06

Ownership & Group Intelligence

As per FY 2023 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
3 allotment(s) · 1 transfer(s)

Promoters hold a dominant controlling stake - exact percentages are part of the full report.

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 85 · Distress 65
Growth signals & trust indicators
Revenue acceleration: +1.42 over 3 year(s).
Latest year revenue grew 2.1x.
Asset base grew 24% - capacity expansion.
Operating for 6 years.
Active GST registration(s).
Distress signals & risk flags
Losses deepening year-on-year.
Outside liabilities up 0.86 in a year.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence84/100
Favourable indicators
Suitability as a supplier / customer counterparty.
  • Statutory record is clean.
  • 2 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment73/100
Favourable lending indicators
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • No existing security registered - first-charge position available.
  • Compliance record supports lending.
Investor view79/100
Positive growth indicators
Growth quality and scalability through an investor lens.
  • 3 growth signal(s) detected.
  • Margin and return trends computable from filings.
  • Management team looks stable.
09

MCA Filings & Events Timeline

Latest 12 events
25 Sep 2025
Last AGM held
Annual general meeting
31 Mar 2025
Latest balance sheet
Filed with ROC
26 Sep 2024
Director appointed
APARAJIT BHALCHANDRA BHANDARKAR (Nominee Director)
09 Sep 2024
Director appointed
DEEPAK RAMINEEDI (Nominee Director)
17 Jun 2024
Director ceased
KISHORI PRABHU
31 Mar 2023
Share transfer (FY 2023)
556.00000000 shares to Clayfin Technologies Private Limited
21 Dec 2022
Director appointed
RAJESH BHASKAR LAXMI NARASIMHA (Nominee Director)
04 Jul 2022
Securities allotted
3781 Preference Shares - 8.62 cr raised
30 Dec 2021
Securities allotted
1111 Equity Shares - 11,110.00 raised
16 Oct 2019
Incorporated
Registered with Roc Pune
Director appointed
MANOJ AJIT ALANDKAR (Director)
Director appointed
MUNISH BHATIA (Director)
10

Key Observations

Auto-generated from the data above
Revenue grew 61% over the last 3 financial year(s).
Debt-to-equity stands at 38% - manageable leverage.
Net worth is positive.
Compliance record is strong - status, filings and flags are clean.
5 active director(s) / partner(s); board looks stable and experienced.
1 active GST registration(s) indicate ongoing business operations.
EPFO-registered employer - verifiable payroll history exists.
Promoters hold a dominant controlling stake as per the FY 2023 annual return.
Capital has been raised through 3 security allotment(s) - amounts available in the full report.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Kyzer Technosys Private Limited U72900MH2020PTC350181 Mumbai, Maharashtra, India
Auto Alpha Engineering Private Limited U74200PN2021PTC203362 Ahmednagar, Maharashtra, India
Devisers(India) Engineers And Consultants Private Limited U52190PB2019PTC049248 Derabassi, Punjab, India
Multivariate Ai Private Limited U72900KA2020PTC140639 Bangalore, Karnataka, India
Techobserver Infomedia Private Limited U74999DL2020PTC360183 Kailash Nagar, Delhi, India
Viratech Software U74140WB1997PTC083306 Kolkata, West Bengal, India
Grafiqi Designworks Private Limited U72200TN2020PTC134166 Chennai, Tamil Nadu, India
Fuzionest Private Limited U72900TZ2020PTC033770 Erode, Tamil Nadu, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Finfactor Technologies Private Limited before audits and certifications: compliance score 100/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Finfactor Technologies Private Limited: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Favourable lending indicators. Credit risk score 60/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Positive growth indicators. Growth score 85/100, margin trends, ownership structure and peer set for Finfactor Technologies Private Limited - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Favourable indicators. Trust score 82/100, distress signals and MSME payment-delay disclosures - know whether Finfactor Technologies Private Limited pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (no cases on record), regulatory flags, charge documents trail and director networks for Finfactor Technologies Private Limited - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Finfactor Technologies Private Limited an active company?

Finfactor Technologies Private Limited has MCA status “Active” with a compliance score of 100/100 (Low Risk).

Is Finfactor Technologies Private Limited financially healthy?

Finfactor Technologies Private Limited has a Financial Health Score of 70/100 (Moderate) based on its filed financial statements.

Should I do business with Finfactor Technologies Private Limited?

Its overall Trust Score is 82/100 (Low Risk). Vendor verdict: Favourable indicators. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Finfactor Technologies Private Limited?

Promoters hold a dominant controlling stake - exact percentages are in the full report. 5 active director(s) are on record.

Does Finfactor Technologies Private Limited have loans or charges against its assets?

No charges are registered against this company - an unencumbered balance sheet.

Is Finfactor Technologies Private Limited up to date with its ROC filings?

Annual filings current (balance sheet Mar 2025). Overall compliance score: 100/100 (Low Risk).

Is it risky to lend to Finfactor Technologies Private Limited?

Its Credit Risk Score is 60/100 (Moderate). Banker verdict: Favourable lending indicators.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.