Fable Fintech Private Limited - Due diligence report

A 360° intelligence report on Fable Fintech: trust score, financial health, credit view, compliance, directors, growth and distress signals …

1999-12-27 Mumbai, Maharashtra Active Unlisted Active Compliant
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FF Fable Fintech Private Limited
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Fable Fintech — 360° Intelligence Report

Generated from MCA filings & public records
66/100
Trust Score
Moderate

Fable Fintech is assessed as Moderate with a Trust Score of 66/100. Fable Fintech is an active private limited indian non-government company incorporated in 1999, operating in the Internet sector. The company has shown revenue growth across its recent filed years. It reported a loss in its latest filed year. Based on MCA filings and public records, it currently shows a low compliance risk and high financial risk profile.

Report generated on 16 Jul 2026 from the latest processed filings. Fable Fintech Private Limited snapshot & full profile →

Financial Health › Neutral
Overall Assessment CautionWeakNeutralGoodStrong Good
Compliance › Strong

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreModerate
66/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreLow Risk
82/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreCaution Indicated
45/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreModerate
50/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreCaution Indicated
40/100
Board strength, DIN status, churn and network.
Growth ScoreModerate
70/100
Revenue, profit, asset and hiring momentum.
Distress ScoreModerate
60/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

Get full access

Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 50/100 Moderate
  • Negative operating earnings - debt service depends on external support.
  • No open charges - unencumbered balance sheet.
  • Working-capital cover adequate.

Charges position: 0 open (-) · 0 satisfied (-).

Compliance Score: 82/100 Low Risk
  • Company status is Active as per MCA.
  • Annual filings current (balance sheet Mar 2025).
  • 1 auditor resignation(s) filed - latest: SGCO & CO. LLP on 2021-09-03.
  • Delayed payments to MSME suppliers disclosed (32 disclosure(s)).
  • 1 active GST registration(s).
05

Director Intelligence

Stability score: 40/100
NameDIN / PANDesignationAppointedTenureDIN status
ROHIT RAZDAN 01234567 Director 01/04/2018 6 yrs Approved
NAUSHAD JEHANGIR CONTRACTOR 01234567 Director 01/04/2018 6 yrs Approved
SUNIL SATYANARAYAN DAYMA 01234567 Director 01/04/2018 6 yrs Approved
  • 3 directors on the board.
  • NAUSHAD JEHANGIR CONTRACTOR has DIN status "Deactivated due to non-filing of DIR-3 KYC".
  • 2 director exit(s) in the last 3 years.
Director & KMP remuneration (FY 2023)
NameDesignationTotal remuneration
A K SharmaManaging Director2.4 cr
R MehtaWhole-time Director1.6 cr
S IyerCFO95.0 L

Remuneration is disclosed in the latest annual return. Unlock full report

06

Ownership & Group Intelligence

As per FY 2023 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
-

Promoters hold a dominant controlling stake - exact percentages are part of the full report.

Group entityRelationship% held
Avenues Payments Australia Pty. Ltd. Subsidiary Company 74.00%
Avenues Payments Uk Limited Subsidiary Company 74.00%
Avenues Payments Usa Inc Subsidiary Company 74.00%

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 70 · Distress 60
Growth signals & trust indicators
Revenue acceleration: +38% over 4 year(s).
Operating for 26+ years.
Active EPFO - real payroll on record.
Active GST registration(s).
Distress signals & risk flags
Revenue declined year-on-year.
Losses deepening year-on-year.
1 auditor resignation(s) on record - review the stated reasons.
MSME payment delays disclosed - latest outstanding 36.18 Lakh.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence71/100
Favourable indicators
Suitability as a supplier / customer counterparty.
  • Statutory record is clean.
  • 2 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment56/100
Mixed indicators - deeper appraisal suggested
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • No existing security registered - first-charge position available.
  • Compliance record supports lending.
Investor view60/100
Mixed indicators
Growth quality and scalability through an investor lens.
  • 1 growth signal(s) detected.
  • Margin and return trends computable from filings.
  • Management churn warrants questions.
09

MCA Filings & Events Timeline

Latest 15 events
30 Sep 2025
Last AGM held
Annual general meeting
10 Apr 2025
Director ceased
JAYANTA KUMAR BANERJEE
31 Mar 2025
Latest balance sheet
Filed with ROC
30 Dec 2024
Director ceased
SUNIL SATYANARAYAN DAYMA
25 Nov 2024
Director appointed
ROHIT RAZDAN (Nominee Director)
29 Jun 2024
Director appointed
SUNIL SATYANARAYAN DAYMA (Director)
23 Sep 2022
Director ceased
EUGENE OOMMEN KOSHY
25 Nov 2021
Director ceased
PRADIP MANILAL KANAKIA
01 Nov 2021
Director ceased
VISHWAS AMBALAL PATEL
Director ceased
HERSHEL KIRIT ASMANI
20 Jul 2021
Director ceased
NAUSHAD JEHANGIR CONTRACTOR
06 Jul 2021
Director appointed
NAUSHAD JEHANGIR CONTRACTOR (Director)
10 Jul 2012
Director ceased
JAGRUTI KIRIT ASMANI
Director ceased
KALPESH AMBALAL PATEL
Director ceased
AMBALAL MAGANLAL PATEL
10

Key Observations

Auto-generated from the data above
Revenue grew 1.42 over the last 4 financial year(s).
Net profit margin moved from 2.1x to 24%.
Net worth is positive.
Compliance record is strong - status, filings and flags are clean.
3 active director(s) / partner(s); review board churn before relying on management continuity.
1 active GST registration(s) indicate ongoing business operations.
EPFO-registered employer - verifiable payroll history exists.
Promoters hold a dominant controlling stake as per the FY 2023 annual return.
Director / KMP remuneration is disclosed in the latest annual return - exact figures available in the full report.
3 overseas direct investment(s) (ODI) on record - international footprint.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Technofocus U93000DL2013PTC248995 New Delhi, Delhi, India
Plus91 U72200MH2009PTC189619 Mumbai, Maharashtra, India
Swiftant It Solutions U72200TZ2009PTC015462 Hosur, Tamil Nadu, India
Digital Logiciel Solutions Private Limited U72900TN2011PTC083534 Kanchipuram, Tamil Nadu, India
Soarswell Consulting Private Limited U72500TG2020PTC146664 Hyderabad, Telangana, India
Kunamneni Technologies Private Limited U74900KA2011PTC060150 Bengaluru, Karnataka, India
Sbatech Solutions Private Limited U72200MH2019PTC331934 Mumbai, Maharashtra, India
Relanto Global Private Limited U72900KA2021FTC147699 Bangalore South, Karnataka, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Fable Fintech before audits and certifications: compliance score 82/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Fable Fintech: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Mixed indicators - deeper appraisal suggested. Credit risk score 50/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Mixed indicators. Growth score 70/100, margin trends, ownership structure and peer set for Fable Fintech - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Favourable indicators. Trust score 66/100, distress signals and MSME payment-delay disclosures - know whether Fable Fintech pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (no cases on record), regulatory flags, charge documents trail and director networks for Fable Fintech - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Fable Fintech an active company?

Fable Fintech has MCA status “Active” with a compliance score of 82/100 (Low Risk).

Is Fable Fintech financially healthy?

Fable Fintech has a Financial Health Score of 45/100 (Caution Indicated) based on its filed financial statements.

Should I do business with Fable Fintech?

Its overall Trust Score is 66/100 (Moderate). Vendor verdict: Favourable indicators. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Fable Fintech?

Promoters hold a dominant controlling stake - exact percentages are in the full report. 3 active director(s) are on record.

Does Fable Fintech have loans or charges against its assets?

No charges are registered against this company - an unencumbered balance sheet.

Is Fable Fintech up to date with its ROC filings?

Annual filings current (balance sheet Mar 2025). Overall compliance score: 82/100 (Low Risk).

Is it risky to lend to Fable Fintech?

Its Credit Risk Score is 50/100 (Moderate). Banker verdict: Mixed indicators - deeper appraisal suggested.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.