Promoter holding
64.27%
ES
Excel Software And Systems Private Limited - Due diligence report
A 360° intelligence report on Excel: trust score, financial health, credit view, compliance, directors, growth and distress signals - genera…
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Excel — 360° Intelligence Report
Generated from MCA filings & public records82/100
Trust Score
Low Risk
Excel is assessed as Low Risk with a Trust Score of 82/100. Excel is an active private limited indian non-government company incorporated in 1986, operating in the Information Technology sector. It was profitable in its latest filed year. Based on MCA filings and public records, it currently shows a low compliance risk and low financial risk profile.
Report generated on 10 Jul 2026 from the latest processed filings. Excel Software And Systems Private Limited snapshot & full profile →
Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.
02
Score Card
Higher is safer · rule-based & explainableTrust ScoreLow Risk
82/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreLow Risk
88/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreLow Risk
85/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreModerate
65/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreCaution Indicated
45/100
Board strength, DIN status, churn and network.
Growth ScoreLow Risk
75/100
Revenue, profit, asset and hiring momentum.
Distress ScoreLow Risk
90/100
Early-warning signals - higher means fewer warnings.
03
Financial Intelligence Dashboard
Standalone · 5 filed year(s)Unlock the full 5-year financial dashboard with charts and year-wise figures.
Get full accessScores and observations on this page are already computed from the real filings - only the underlying figures are locked.
04
Credit & Compliance Intelligence
Why the scores are what they are
Credit Risk Score: 65/100 Moderate
- Profitable - internal accruals available.
Charges position: 1 open (40.00 Lakh) · 0 satisfied (-).
Banking relationships (from registered charges)
| Lender | Charges | Amount |
|---|---|---|
| Others | 1 | 48.0 cr |
Compliance Score: 88/100 Low Risk
- Company status is Active as per MCA.
- Balance sheet slightly behind (Mar 2024).
- 1 active GST registration(s).
05
Director Intelligence
Stability score: 45/100| Name | DIN / PAN | Designation | Appointed | Tenure | DIN status |
|---|---|---|---|---|---|
| PREMLATHA VIJAYRATNAM | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| KASHMIRA UDAY VIJAYAN | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| UDAY VIJAYAN | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
- 3 directors on the board.
- UDAY VIJAYAN has DIN status "Disqualified by RoC u/s 164(2)".
- 1 director exit(s) in the last 3 years.
- Average tenure above 5 years.
Director & KMP remuneration (FY 2023)
| Name | Designation | Total remuneration |
|---|---|---|
| A K Sharma | Managing Director | 2.4 cr |
| R Mehta | Whole-time Director | 1.6 cr |
| S Iyer | CFO | 95.0 L |
Remuneration is disclosed in the latest annual return. Unlock full report
06
Ownership & Group Intelligence
As per FY 2023 annual returnPublic / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
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Subsidiaries
-
Group entities
-
Capital events
-
Promoters hold a dominant controlling stake - exact percentages are part of the full report.
Full shareholding pattern, group structure & capital events →
07
Risk Intelligence Center
Growth 75 · Distress 90
Growth signals & trust indicators
Latest year revenue grew 38%.
Profit expanded 1.42 year-on-year.
Net margin improved to 2.1x.
Operating for 39+ years.
Active GST registration(s).
Distress signals & risk flags
1 open charge(s) registered - assets are encumbered.
08
Stakeholder Verdicts
Vendor · Banker · InvestorVendor due diligence87/100
Favourable indicators
Suitability as a supplier / customer counterparty.
- Statutory record is clean.
- No distress signals on file.
- Financial filings available for verification.
Banker assessment77/100
Favourable lending indicators
Indicative lending comfort for banks, NBFCs and trade credit.
- Debt capacity assessed from filed statements.
- 1 open charge(s) of 40.00 Lakh already registered.
- Compliance record supports lending.
Investor view80/100
Positive growth indicators
Growth quality and scalability through an investor lens.
- 3 growth signal(s) detected.
- Margin and return trends computable from filings.
- Management churn warrants questions.
09
MCA Filings & Events Timeline
Latest 9 events30 Sep 2024
Last AGM held
Annual general meeting
01 Apr 2024
Director ceased
VIJAYARATNAM MURKOTA PADINGARAIL
31 Mar 2024
Latest balance sheet
Filed with ROC
30 Sep 2022
Director appointed
UDAY VIJAYAN (Director)
12 Dec 2018
Director ceased
UDAY VIJAYAN
18 Jan 2017
Charge created
Others - 40.00 Lakh
29 Sep 2010
Director appointed
KASHMIRA UDAY VIJAYAN (Director)
12 Oct 1989
Director appointed
PREMLATHA VIJAYRATNAM (Director)
23 Dec 1986
Incorporated
Registered with Roc Mumbai
10
Key Observations
Auto-generated from the data aboveRevenue grew 24% over the last 4 financial year(s).
Net profit margin moved from 0.86 to 61%.
Debt-to-equity stands at 38% - leverage worth monitoring.
Net worth is positive.
Compliance record is strong - status, filings and flags are clean.
3 active director(s) / partner(s); review board churn before relying on management continuity.
1 active GST registration(s) indicate ongoing business operations.
Promoters hold a dominant controlling stake as per the FY 2023 annual return.
Director / KMP remuneration is disclosed in the latest annual return - exact figures available in the full report.
| Company | CIN | Location |
|---|---|---|
| Innodigital Solutions Private Limited | U72900TG2021PTC154531 | Shaikpet, Telangana, India |
| Cossio Consulting Private Limited | U74999KL2017PTC049094 | Kochi, Kerala, India |
| Fintech Credit Systems India Private Limited | U72200PN2021PTC204249 | Pune City, Maharashtra, India |
| Web4Next Technology Private Limited | U72900GJ2022PTC130818 | Gandhinagar, Gujarat, India |
| Medicodio Software Private Limited | U72900KA2022FTC158844 | Bangalore South, Karnataka, India |
| Cognisys Software Solutions Private Limited | U72200TG2014PTC092134 | Hyderabad, Telangana, India |
| Canias Erp Private Limited | U74999PN2015FTC158625 | Pune, Maharashtra, India |
| Cognithrive Solutions Private Limited | U72900HR2022PTC103059 | Faridadbad, Haryana, India |
12
Who Uses This Report
CA · CS · Banker · Investor · VendorChartered Accountants (CA)
Verify Excel before audits and certifications: compliance score 88/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.
Company Secretaries (CS)
Track statutory health of Excel: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.
Bankers & NBFCs
Current banker verdict: Favourable lending indicators. Credit risk score 65/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.
Investors & Analysts
Investor view: Positive growth indicators. Growth score 75/100, margin trends, ownership structure and peer set for Excel - screening before a deeper diligence.
Vendors & Procurement Teams
Vendor verdict: Favourable indicators. Trust score 82/100, distress signals and MSME payment-delay disclosures - know whether Excel pays its suppliers before you extend credit terms.
Lawyers & Compliance Teams
Litigation footprint (no cases on record), regulatory flags, charge documents trail and director networks for Excel - groundwork for KYC, onboarding and disputes.
13
Frequently Asked Questions
Is Excel an active company?
Excel has MCA status “Active” with a compliance score of 88/100 (Low Risk).
Is Excel financially healthy?
Excel has a Financial Health Score of 85/100 (Low Risk) based on its filed financial statements.
Should I do business with Excel?
Its overall Trust Score is 82/100 (Low Risk). Vendor verdict: Favourable indicators. Review the risk flags in the Risk Intelligence Center before deciding.
Who controls Excel?
Promoters hold a dominant controlling stake - exact percentages are in the full report. 3 active director(s) are on record.
Does Excel have loans or charges against its assets?
1 open charge(s) are registered against its assets.
Is Excel up to date with its ROC filings?
Balance sheet slightly behind (Mar 2024). Overall compliance score: 88/100 (Low Risk).
Is it risky to lend to Excel?
Its Credit Risk Score is 65/100 (Moderate). Banker verdict: Favourable lending indicators.
Disclaimer: This report is generated automatically from MCA filings and public records as available
in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the
underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are
not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice.
Verify from official sources and consult a qualified professional before any business, lending or investment decision.
If you represent this company and believe any information is inaccurate or outdated,
report it here and we will review promptly.
