Everest Gold Loans - Due diligence report

A 360° intelligence report on Everest Gold Loans: trust score, financial health, credit view, compliance, directors, growth and distress sig…

2012-04-26 Erode, Tamil Nadu Dissolved Under Section 59(8) Unlisted Active Compliant
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Everest Gold Loans — 360° Intelligence Report

Generated from MCA filings & public records
60/100
Trust Score
Moderate

Everest Gold Loans is assessed as Moderate with a Trust Score of 60/100. Everest Gold Loans is a private limited indian non-government company incorporated in 2012, operating in the Financial Services sector. Reported revenue has declined across its recent filed years. It was profitable in its latest filed year. Based on MCA filings and public records, it currently shows a high compliance risk and moderate financial risk profile.

Report generated on 03 Oct 2026 from the latest processed filings. Everest Gold Loans Private Limited snapshot & full profile →

Financial Health › Strong
Overall Assessment CautionWeakNeutralGoodStrong Good
Compliance › Weak

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreModerate
60/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreCaution Indicated
30/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreModerate
70/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreModerate
60/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
95/100
Board strength, DIN status, churn and network.
Growth ScoreModerate
50/100
Revenue, profit, asset and hiring momentum.
Distress ScoreCaution Indicated
40/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

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Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 60/100 Moderate
  • Negative operating earnings - debt service depends on external support.
  • No open charges - unencumbered balance sheet.
  • Working-capital cover adequate.
  • Profitable - internal accruals available.

Charges position: 0 open (-) · 0 satisfied (-).

Compliance Score: 30/100 Caution Indicated
  • Company status is "Dissolved Under Section 59(8)" - not Active.
  • Last balance sheet is for Mar 2022 - filings overdue.
05

Director Intelligence

Stability score: 95/100
NameDIN / PANDesignationAppointedTenureDIN status
SARAVANAN RAJENDRAN 01234567 Director 01/04/2018 6 yrs Approved
RAMLULLA HANILKUMAR 01234567 Director 01/04/2018 6 yrs Approved
VASUDEVAN GOPU 01234567 Director 01/04/2018 6 yrs Approved
  • 3 directors on the board.
  • No disqualified or deactivated DINs.
  • Stable board - no exits in 3 years.
  • Average tenure above 5 years.
Director & KMP remuneration (FY 2021)
NameDesignationTotal remuneration
A K SharmaManaging Director2.4 cr
R MehtaWhole-time Director1.6 cr
S IyerCFO95.0 L

Remuneration is disclosed in the latest annual return. Unlock full report

06

Ownership & Group Intelligence

As per FY 2022 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
2 allotment(s) · 10 transfer(s)

Promoters hold a dominant controlling stake - exact percentages are part of the full report.

Key managerial personnel: SARAVANAN RAJENDRAN (Whole-time director)

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 50 · Distress 40
Growth signals & trust indicators
Profit expanded 38% year-on-year.
Operating for 14+ years.
Distress signals & risk flags
Revenue declined year-on-year.
Statutory filings appear overdue.
Adverse company status: Dissolved Under Section 59(8).
Compliance score is weak (30/100).
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence42/100
Caution indicated
Suitability as a supplier / customer counterparty.
  • Check the compliance flags before onboarding.
  • 3 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment56/100
Mixed indicators - deeper appraisal suggested
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • No existing security registered - first-charge position available.
  • Compliance gaps should be priced into terms.
Investor view60/100
Mixed indicators
Growth quality and scalability through an investor lens.
  • 1 growth signal(s) detected.
  • Margin and return trends computable from filings.
  • Management team looks stable.
09

MCA Filings & Events Timeline

Latest 15 events
03 Jul 2023
Director appointed
VASUDEVAN GOPU (IRP/RP/Liquidator)
30 Sep 2022
Director ceased
RAMLULLA HANILKUMAR
Last AGM held
Annual general meeting
11 Aug 2022
Director ceased
SELLANDIAMMAN KUTTIAPPAGOUNDER KANDASAMY
Director ceased
NANJAMMAL SAKTHIVELU
10 Aug 2022
Director appointed
RAMLULLA HANILKUMAR (Director)
31 Mar 2022
Latest balance sheet
Filed with ROC
09 Oct 2020
Director ceased
KANJIKOVIL MARUTHAMUTHU KANNAN
07 Oct 2020
Director ceased
SARAVANAN RAJENDRAN
31 Mar 2020
Share transfer (FY 2020)
1000.00000000 shares to K. SHANMUGASUNDRAM
Share transfer (FY 2020)
2000.00000000 shares to S. GOPALAKRISHNAN
Share transfer (FY 2020)
17000.00000000 shares to K.M. KANNAN
23 Apr 2019
Director ceased
LAVANYA
31 Mar 2019
Share transfer (FY 2019)
1000.00000000 shares to KANJIKOVIL MARUTHAMUTHU KANNAN
31 Mar 2018
Share transfer (FY 2018)
1000.00000000 shares to KALIAMOORTHY VASANTHI
10

Key Observations

Auto-generated from the data above
Revenue declined 1.42 over the last 4 financial year(s).
Net worth is positive.
3 active director(s) / partner(s); board looks stable and experienced.
Promoters hold a dominant controlling stake as per the FY 2022 annual return.
Director / KMP remuneration is disclosed in the latest annual return - exact figures available in the full report.
Capital has been raised through 2 security allotment(s) - amounts available in the full report.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Numbertree Ventures Private Limited U92400MH2010PTC205001 Mumbai, Maharashtra, India
Sareshwar Trading And Finance Private Limited U51900MH1996PTC096829 Mumbai, Maharashtra, India
Fabritech Tradelink Private Limited U51909CT2005PTC009512 Raipur, Chattisgarh, India
Gavarja Agro & Fiscal Private Limited U01122CT1992PTC007154 Raipur, Chattisgarh, India
Jai Finance (India) Limited U65922AS1985PLC002423 Guwahati, Assam, India
Aradhnam Portfolio Investments Private Limited U74899DL1995PTC067450 New Delhi, Delhi, India
Dombivli Chit Funds Private Limited U74120MH2014PTC255689 Thane, Maharashtra, India
Janatha Printing And Publishing Co Private Limited U22119TN1956PTC001033 Madras, Tamil Nadu, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Everest Gold Loans before audits and certifications: compliance score 30/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Everest Gold Loans: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Mixed indicators - deeper appraisal suggested. Credit risk score 60/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Mixed indicators. Growth score 50/100, margin trends, ownership structure and peer set for Everest Gold Loans - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Caution indicated. Trust score 60/100, distress signals and MSME payment-delay disclosures - know whether Everest Gold Loans pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (no cases on record), regulatory flags, charge documents trail and director networks for Everest Gold Loans - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Everest Gold Loans an active company?

Everest Gold Loans has MCA status “Dissolved Under Section 59(8)” with a compliance score of 30/100 (Caution Indicated).

Is Everest Gold Loans financially healthy?

Everest Gold Loans has a Financial Health Score of 70/100 (Moderate) based on its filed financial statements.

Should I do business with Everest Gold Loans?

Its overall Trust Score is 60/100 (Moderate). Vendor verdict: Caution indicated. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Everest Gold Loans?

Promoters hold a dominant controlling stake - exact percentages are in the full report. 3 active director(s) are on record.

Does Everest Gold Loans have loans or charges against its assets?

No charges are registered against this company - an unencumbered balance sheet.

Is Everest Gold Loans up to date with its ROC filings?

Last balance sheet is for Mar 2022 - filings overdue. Overall compliance score: 30/100 (Caution Indicated).

Is it risky to lend to Everest Gold Loans?

Its Credit Risk Score is 60/100 (Moderate). Banker verdict: Mixed indicators - deeper appraisal suggested.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.