Epifi Technologies Private Limited - Due diligence report

A 360° intelligence report on Epifi: trust score, financial health, credit view, compliance, directors, growth and distress signals - genera…

2019-05-29 Bangalore East Taluk, Karnataka Active Unlisted
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Epifi — 360° Intelligence Report

Generated from MCA filings & public records
70/100
Trust Score
Moderate

Epifi is assessed as Moderate with a Trust Score of 70/100. Epifi is an active private limited indian non-government company incorporated in 2019, operating in the Financial Services sector. The company has shown revenue growth across its recent filed years. It reported a loss in its latest filed year. Based on MCA filings and public records, it currently shows a moderate compliance risk and moderate financial risk profile.

Report generated on 05 Aug 2026 from the latest processed filings. Epifi Technologies Private Limited snapshot & full profile →

Financial Health › Good
Overall Assessment CautionWeakNeutralGoodStrong Strong
Compliance › Good

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreModerate
70/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreModerate
63/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreModerate
60/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreCaution Indicated
45/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
90/100
Board strength, DIN status, churn and network.
Growth ScoreLow Risk
85/100
Revenue, profit, asset and hiring momentum.
Distress ScoreModerate
65/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 4 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

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Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 45/100 Caution Indicated
  • Negative operating earnings - debt service depends on external support.
  • Working-capital cover adequate.

Charges position: 1 open (5.00 Lakh) · 0 satisfied (-).

Banking relationships (from registered charges)
LenderChargesAmount
The Hongkong And Shanghai Banking Corporation Limited1 48.0 cr
Compliance Score: 63/100 Moderate
  • Company status is Active as per MCA.
  • Balance sheet slightly behind (Mar 2024).
  • Litigation present in 1 court forum(s).
  • 1 auditor resignation(s) filed - latest: J B P R & CO on 2020-05-18.
  • Delayed payments to MSME suppliers disclosed (32 disclosure(s)).
  • 1 active GST registration(s).
Legal cases on record (1)
05

Director Intelligence

Stability score: 90/100
NameDIN / PANDesignationAppointedTenureDIN status
SUMIT GWALANI 01234567 Director 01/04/2018 6 yrs Approved
UTSAV MITRA 01234567 Director 01/04/2018 6 yrs Approved
SUJITH NARAYANAN KUTTY 01234567 Director 01/04/2018 6 yrs Approved
  • 3 directors on the board.
  • No disqualified or deactivated DINs.
  • 3 director exit(s) in the last 3 years.
  • Average tenure above 5 years.
Director & KMP remuneration (FY 2023)
NameDesignationTotal remuneration
A K SharmaManaging Director2.4 cr
R MehtaWhole-time Director1.6 cr
S IyerCFO95.0 L

Remuneration is disclosed in the latest annual return. Unlock full report

06

Ownership & Group Intelligence

As per FY 2023 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
3
Group entities
3
Capital events
10 allotment(s) · 0 transfer(s)

Promoters hold a dominant controlling stake - exact percentages are part of the full report.

Group entityRelationship% held
Epifi Software Private Limited (formerly Known As Epifi Capital Private Limited) Subsidiary Company 74.00%
Epifi Wealth Private Limited Subsidiary Company 74.00%
Fi Infosystems Private Limited Subsidiary Company 74.00%

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 85 · Distress 65
Growth signals & trust indicators
Revenue acceleration: +38% over 3 year(s).
Latest year revenue grew 1.42.
Asset base grew 2.1x - capacity expansion.
Operating for 7 years.
Active EPFO - real payroll on record.
Active GST registration(s).
Distress signals & risk flags
Losses deepening year-on-year.
Outside liabilities up 24% in a year.
1 open charge(s) registered - assets are encumbered.
1 auditor resignation(s) on record - review the stated reasons.
MSME payment delays disclosed - latest outstanding 1.58 cr.
1 court case(s) on record - see the legal section for details.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence66/100
Review suggested
Suitability as a supplier / customer counterparty.
  • Check the compliance flags before onboarding.
  • 2 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment54/100
Mixed indicators - deeper appraisal suggested
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • 1 open charge(s) of 5.00 Lakh already registered.
  • Compliance gaps should be priced into terms.
Investor view72/100
Positive growth indicators
Growth quality and scalability through an investor lens.
  • 3 growth signal(s) detected.
  • Margin and return trends computable from filings.
  • Management team looks stable.
09

MCA Filings & Events Timeline

Latest 15 events
22 Aug 2025
Director ceased
SHAILESH LAKHANI
22 May 2025
Director ceased
MEYER MALKA
21 Jan 2025
Charge created
The Hongkong And Shanghai Banking Corporation Limited - 5.00 Lakh
15 Nov 2024
Last AGM held
Annual general meeting
15 Jul 2024
Director appointed
UTSAV MITRA (Nominee Director)
31 Mar 2024
Latest balance sheet
Filed with ROC
14 Mar 2024
Director ceased
NAVROZ DARIUS UDWADIA
28 Oct 2022
Securities allotted
51774 Preference Shares - 78.90 cr raised
11 Aug 2022
Securities allotted
10 Equity Shares - 1.52 Lakh raised
Securities allotted
77650 Preference Shares - 118.33 cr raised
06 Aug 2022
Securities allotted
10355 Preference Shares - 15.78 cr raised
26 Apr 2022
Securities allotted
10103 Equity Shares - 10,103.00 raised
16 Jun 2021
Securities allotted
159494 Preference Shares - 88.20 cr raised
17 Aug 2020
Securities allotted
4 Equity Shares - 6,535.00 raised
Securities allotted
5831 Preference Shares - 95.26 Lakh raised
10

Key Observations

Auto-generated from the data above
Revenue grew 0.86 over the last 3 financial year(s).
Net worth is positive.
3 active director(s) / partner(s); board looks stable and experienced.
1 active GST registration(s) indicate ongoing business operations.
Operates a group structure with 3 subsidiary(ies) - assess on a consolidated basis.
EPFO-registered employer - verifiable payroll history exists.
Promoters hold a dominant controlling stake as per the FY 2023 annual return.
Director / KMP remuneration is disclosed in the latest annual return - exact figures available in the full report.
Capital has been raised through 10 security allotment(s) - amounts available in the full report.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Kft U51390PB2004PTC039468 Mohali, Punjab, India
Sumeru Software Solutions U72200KA2000PTC027194 Bangalore South, Karnataka, India
Sciontex U72300TG2016PTC103262 Shaikpet, Telangana, India
Bidgely U72200KA2014FTC073620 Bangalore North, Karnataka, India
Studypad India U72200HR2011PTC042620 Gurgaon, Haryana, India
Botmywork U74900UP2010PTC040596 Lucknow, Uttar Pradesh, India
Kkm Soft U72900TN2001PTC048180 Chennai, Tamil Nadu, India
Priya Softweb Solutions U72200GJ2004PTC044670 Ahmedabad, Gujarat, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Epifi before audits and certifications: compliance score 63/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Epifi: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Mixed indicators - deeper appraisal suggested. Credit risk score 45/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Positive growth indicators. Growth score 85/100, margin trends, ownership structure and peer set for Epifi - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Review suggested. Trust score 70/100, distress signals and MSME payment-delay disclosures - know whether Epifi pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (1 case(s) on record), regulatory flags, charge documents trail and director networks for Epifi - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Epifi an active company?

Epifi has MCA status “Active” with a compliance score of 63/100 (Moderate).

Is Epifi financially healthy?

Epifi has a Financial Health Score of 60/100 (Moderate) based on its filed financial statements.

Should I do business with Epifi?

Its overall Trust Score is 70/100 (Moderate). Vendor verdict: Review suggested. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Epifi?

Promoters hold a dominant controlling stake - exact percentages are in the full report. 3 active director(s) are on record.

Does Epifi have loans or charges against its assets?

1 open charge(s) are registered against its assets.

Is Epifi up to date with its ROC filings?

Balance sheet slightly behind (Mar 2024). Overall compliance score: 63/100 (Moderate).

Is it risky to lend to Epifi?

Its Credit Risk Score is 45/100 (Caution Indicated). Banker verdict: Mixed indicators - deeper appraisal suggested.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.