Promoter holding
64.27%
DL
Digjam Limited - Due diligence report
A 360° intelligence report on Digjam Limited: trust score, financial health, credit view, compliance, directors, growth and distress signals…
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Digjam Limited — 360° Intelligence Report
Generated from MCA filings & public records62/100
Trust Score
Moderate
Digjam Limited is assessed as Moderate with a Trust Score of 62/100. Digjam Limited is an active public limited indian non-government company incorporated in 2015, operating in the Manufacturing sector. Reported revenue has declined across its recent filed years. It reported a loss in its latest filed year. Based on MCA filings and public records, it currently shows a moderate compliance risk and moderate financial risk profile.
Report generated on 11 Jul 2026 from the latest processed filings. Digjam Limited snapshot & full profile →
Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.
02
Score Card
Higher is safer · rule-based & explainableTrust ScoreModerate
62/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreModerate
50/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreModerate
50/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreCaution Indicated
30/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreCaution Indicated
40/100
Board strength, DIN status, churn and network.
Growth ScoreModerate
50/100
Revenue, profit, asset and hiring momentum.
Distress ScoreLow Risk
90/100
Early-warning signals - higher means fewer warnings.
03
Financial Intelligence Dashboard
Standalone · 5 filed year(s)Unlock the full 5-year financial dashboard with charts and year-wise figures.
Get full accessScores and observations on this page are already computed from the real filings - only the underlying figures are locked.
04
Credit & Compliance Intelligence
Why the scores are what they are
Credit Risk Score: 30/100 Caution Indicated
- Negative operating earnings - debt service depends on external support.
- Open charges exceed net worth - secured lenders rank ahead.
- Elevated gearing (D/E 38%).
- Working-capital cover adequate.
- Externally credit-rated (D).
Charges position: 2 open (89.70 cr) · 36 satisfied (680.38 cr).
Banking relationships (from registered charges)
| Lender | Charges | Amount |
|---|---|---|
| Asset Reconstruction Company (India) Limited | 18 | 48.0 cr |
| Uco Bank | 5 | 48.0 cr |
| Union Bank Of India | 2 | 48.0 cr |
| State Bank Of India | 1 | 48.0 cr |
| Punjab & Sind Bank | 3 | 48.0 cr |
| Export-Import Bank Of India | 1 | 48.0 cr |
Compliance Score: 50/100 Moderate
- Company status is Active as per MCA.
- Balance sheet slightly behind (Mar 2024).
- Litigation present in 5 court forum(s).
- 1 auditor resignation(s) filed - latest: Deloitte Haskins & Sells LLP on 2020-02-04.
- Delayed payments to MSME suppliers disclosed (13 disclosure(s)).
- 2 active GST registration(s).
Legal cases on record (5)
05
Director Intelligence
Stability score: 40/100| Name | DIN / PAN | Designation | Appointed | Tenure | DIN status |
|---|---|---|---|---|---|
| PANCHAPAKESAN SWAMINATHAN | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| DURAISWAMY GUNASEELA RAJAN | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| SUDHA BHUSHAN | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| PANKAJ PRAKASH GHARAT | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| AJAY AGARWAL | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| HARDIK BHARAT PATEL | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| RUCHIT BHARAT PATEL | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
- 7 directors on the board.
- PANKAJ PRAKASH GHARAT has DIN status "Deactivated due to non-filing of DIR-3 KYC".
- 2 director exit(s) in the last 3 years.
Director & KMP remuneration (FY 2022)
| Name | Designation | Total remuneration |
|---|---|---|
| A K Sharma | Managing Director | 2.4 cr |
| R Mehta | Whole-time Director | 1.6 cr |
| S Iyer | CFO | 95.0 L |
Remuneration is disclosed in the latest annual return. Unlock full report
06
Ownership & Group Intelligence
As per FY 2022 annual returnPublic / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
Finquest Financial Solutions Private Limited
Subsidiaries
-
Group entities
-
Capital events
2 allotment(s) · 0 transfer(s)
Promoters hold a dominant controlling stake - exact percentages are part of the full report.
| Group entity | Relationship | % held |
|---|---|---|
| Finquest Financial Solutions Private Limited | Holding Company | 74.00% |
Key managerial personnel: PANKAJ PRAKASH GHARAT (CFO) · HARDIK BHARAT PATEL (Whole-time director)
Full shareholding pattern, group structure & capital events →
07
Risk Intelligence Center
Growth 50 · Distress 90
Growth signals & trust indicators
Latest year revenue grew 1.42.
Operating for 11+ years.
Active EPFO - real payroll on record.
Active GST registration(s).
Distress signals & risk flags
Compliance score is weak (50/100).
2 open charge(s) registered - assets are encumbered.
1 auditor resignation(s) on record - review the stated reasons.
MSME payment delays disclosed - latest outstanding 12.89 Lakh.
5 court case(s) on record - see the legal section for details.
08
Stakeholder Verdicts
Vendor · Banker · InvestorVendor due diligence66/100
Review suggested
Suitability as a supplier / customer counterparty.
- Check the compliance flags before onboarding.
- No distress signals on file.
- Financial filings available for verification.
Banker assessment41/100
Enhanced diligence advised
Indicative lending comfort for banks, NBFCs and trade credit.
- Debt capacity assessed from filed statements.
- 2 open charge(s) of 89.70 cr already registered.
- Compliance gaps should be priced into terms.
Investor view53/100
Mixed indicators
Growth quality and scalability through an investor lens.
- 1 growth signal(s) detected.
- Margin and return trends computable from filings.
- Management churn warrants questions.
09
MCA Filings & Events Timeline
Latest 15 events29 Sep 2025
Director ceased
RUCHIT BHARAT PATEL
29 Jun 2025
Director appointed
RUCHIT BHARAT PATEL (Director)
28 Sep 2024
Last AGM held
Annual general meeting
31 Mar 2024
Latest balance sheet
Filed with ROC
13 Feb 2024
Director ceased
VINAYAK HOSKOTE RAO
29 May 2023
Director appointed
PANKAJ PRAKASH GHARAT (CFO)
27 Mar 2023
Charge satisfied
Uco Bank
16 Mar 2023
Director ceased
B S PARASHIVA MURTHY
31 May 2022
Director ceased
AJAY AGARWAL
26 May 2022
Director appointed
AJAY AGARWAL (Director)
01 Apr 2022
Director ceased
AJAY KUMAR AGARWAL
20 Sep 2021
Director ceased
PANCHAPAKESAN SWAMINATHAN
24 Jun 2021
Director appointed
PANCHAPAKESAN SWAMINATHAN (Director)
29 May 2021
Director ceased
BHARAT JAYANTILAL PATEL
19 Mar 2021
Securities allotted
18000000 Equity Shares - 18.00 cr raised
10
Key Observations
Auto-generated from the data aboveRevenue declined 2.1x over the last 4 financial year(s).
Net profit margin moved from 24% to 0.86.
Debt-to-equity stands at 61% - leverage worth monitoring.
Net worth is positive.
7 active director(s) / partner(s); review board churn before relying on management continuity.
2 active GST registration(s) indicate ongoing business operations.
Carries an external credit rating of D from Care.
EPFO-registered employer - verifiable payroll history exists.
Promoters hold a dominant controlling stake as per the FY 2022 annual return.
Director / KMP remuneration is disclosed in the latest annual return - exact figures available in the full report.
Capital has been raised through 2 security allotment(s) - amounts available in the full report.
| Company | CIN | Location |
|---|---|---|
| Parmatma Cottons Private Limited | U17100AP2011PTC075545 | Rampur R, Andhra Pradesh, India |
| Gujarat State Handloom And Handicrafts Development Corporation Limited | U22219GJ1973SGC002360 | Gandhinagar, Gujarat, India |
| Shree Prakash Textiles (Gujarat) Private Limited | U17119GJ1969PTC001659 | Ahmedabad, Gujarat, India |
| W & G Fashion Private Limited | U17120TZ2014PTC020867 | Tirupur, Tamil Nadu, India |
| Janaki Cotton Mills Private Limited | U17111TN1991PTC021122 | Tamil Nadu, Tamil Nadu, India |
| Saurabh Plasto Products Private Limited | U25202MH2006PTC161290 | Palghar, Maharashtra, India |
| Sharada Designs Private Limited | U17120KA2014PTC075388 | Bangalore, Karnataka, India |
| Kavis Fashions Private Limited | U19100MH1994PTC076509 | Mumbai, Maharashtra, India |
12
Who Uses This Report
CA · CS · Banker · Investor · VendorChartered Accountants (CA)
Verify Digjam Limited before audits and certifications: compliance score 50/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.
Company Secretaries (CS)
Track statutory health of Digjam Limited: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.
Bankers & NBFCs
Current banker verdict: Enhanced diligence advised. Credit risk score 30/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.
Investors & Analysts
Investor view: Mixed indicators. Growth score 50/100, margin trends, ownership structure and peer set for Digjam Limited - screening before a deeper diligence.
Vendors & Procurement Teams
Vendor verdict: Review suggested. Trust score 62/100, distress signals and MSME payment-delay disclosures - know whether Digjam Limited pays its suppliers before you extend credit terms.
Lawyers & Compliance Teams
Litigation footprint (5 case(s) on record), regulatory flags, charge documents trail and director networks for Digjam Limited - groundwork for KYC, onboarding and disputes.
13
Frequently Asked Questions
Is Digjam Limited an active company?
Digjam Limited has MCA status “Active” with a compliance score of 50/100 (Moderate).
Is Digjam Limited financially healthy?
Digjam Limited has a Financial Health Score of 50/100 (Moderate) based on its filed financial statements.
Should I do business with Digjam Limited?
Its overall Trust Score is 62/100 (Moderate). Vendor verdict: Review suggested. Review the risk flags in the Risk Intelligence Center before deciding.
Who controls Digjam Limited?
The ultimate holding entity is Finquest Financial Solutions Private Limited. 7 active director(s) are on record.
Does Digjam Limited have loans or charges against its assets?
2 open charge(s) are registered against its assets, and 36 earlier charge(s) stand satisfied.
Is Digjam Limited up to date with its ROC filings?
Balance sheet slightly behind (Mar 2024). Overall compliance score: 50/100 (Moderate).
Is it risky to lend to Digjam Limited?
Its Credit Risk Score is 30/100 (Caution Indicated). Banker verdict: Enhanced diligence advised.
Disclaimer: This report is generated automatically from MCA filings and public records as available
in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the
underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are
not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice.
Verify from official sources and consult a qualified professional before any business, lending or investment decision.
If you represent this company and believe any information is inaccurate or outdated,
report it here and we will review promptly.
