Promoter holding
64.27%
DP
Digital Payments Processing Limited - Due diligence report
A 360° intelligence report on Money-On-Mobile: trust score, financial health, credit view, compliance, directors, growth and distress signal…
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Digital Payments Processing Limited
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Money-On-Mobile — 360° Intelligence Report
Generated from MCA filings & public records48/100
Trust Score
Caution Indicated
Money-On-Mobile is assessed as Caution Indicated with a Trust Score of 48/100. Money-On-Mobile is an active public limited indian non-government company incorporated in 2012, operating in the Financial Services sector. The company has shown revenue growth across its recent filed years. It reported a loss in its latest filed year. Based on MCA filings and public records, it currently shows a moderate compliance risk and high financial risk profile.
Report generated on 14 Jul 2026 from the latest processed filings. Digital Payments Processing Limited snapshot & full profile →
Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.
02
Score Card
Higher is safer · rule-based & explainableTrust ScoreCaution Indicated
48/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreModerate
54/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreCaution Indicated
5/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreCaution Indicated
45/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreModerate
55/100
Board strength, DIN status, churn and network.
Growth ScoreLow Risk
75/100
Revenue, profit, asset and hiring momentum.
Distress ScoreModerate
55/100
Early-warning signals - higher means fewer warnings.
03
Financial Intelligence Dashboard
Standalone · 5 filed year(s)Unlock the full 5-year financial dashboard with charts and year-wise figures.
Get full accessScores and observations on this page are already computed from the real filings - only the underlying figures are locked.
04
Credit & Compliance Intelligence
Why the scores are what they are
Credit Risk Score: 45/100 Caution Indicated
- Negative operating earnings - debt service depends on external support.
- No open charges - unencumbered balance sheet.
Charges position: 0 open (-) · 0 satisfied (-).
Compliance Score: 54/100 Moderate
- Company status is Active as per MCA.
- Marked ACTIVE non-compliant (INC-22A).
- Balance sheet slightly behind (Mar 2024).
- Litigation present in 2 court forum(s).
Legal cases on record (2)
05
Director Intelligence
Stability score: 55/100| Name | DIN / PAN | Designation | Appointed | Tenure | DIN status |
|---|---|---|---|---|---|
| HAROLD HENCH MONTGOMERY | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| SCOTT SHIAO AREY | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| PALLAVI PARIHAR | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| MOHAMED SIDDIQUE IBRAHIM LAKDAWALA | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| RAJAT KUMAR SHARMA | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
- 5 directors on the board.
- PALLAVI PARIHAR has DIN status "Deactivated due to non-filing of DIR-3 KYC".
- Stable board - no exits in 3 years.
- Average tenure above 5 years.
Director & KMP remuneration (FY 2017)
| Name | Designation | Total remuneration |
|---|---|---|
| A K Sharma | Managing Director | 2.4 cr |
| R Mehta | Whole-time Director | 1.6 cr |
| S Iyer | CFO | 95.0 L |
Remuneration is disclosed in the latest annual return. Unlock full report
06
Ownership & Group Intelligence
As per FY 2018 annual returnPublic / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
Money On Mobile Inc.
Subsidiaries
-
Group entities
-
Capital events
17 allotment(s) · 1 transfer(s)
Promoters hold a dominant controlling stake - exact percentages are part of the full report.
| Group entity | Relationship | % held |
|---|---|---|
| Money On Mobile Inc. | Holding Company | 74.00% |
Full shareholding pattern, group structure & capital events →
07
Risk Intelligence Center
Growth 75 · Distress 55
Growth signals & trust indicators
Revenue acceleration: +38% over 4 year(s).
EPFO headcount growing - hiring signal.
Operating for 14+ years.
Active EPFO - real payroll on record.
Distress signals & risk flags
Revenue declined year-on-year.
Negative net worth.
Compliance score is weak (54/100).
2 court case(s) on record - see the legal section for details.
08
Stakeholder Verdicts
Vendor · Banker · InvestorVendor due diligence52/100
Review suggested
Suitability as a supplier / customer counterparty.
- Check the compliance flags before onboarding.
- 2 distress signal(s) - see Risk Center.
- Financial filings available for verification.
Banker assessment35/100
Enhanced diligence advised
Indicative lending comfort for banks, NBFCs and trade credit.
- Debt capacity assessed from filed statements.
- No existing security registered - first-charge position available.
- Compliance gaps should be priced into terms.
Investor view44/100
Limited indicators at present
Growth quality and scalability through an investor lens.
- 2 growth signal(s) detected.
- Margin and return trends computable from filings.
- Management churn warrants questions.
09
MCA Filings & Events Timeline
Latest 15 events30 Sep 2024
Last AGM held
Annual general meeting
31 Mar 2024
Latest balance sheet
Filed with ROC
01 Jun 2020
Director ceased
HAROLD HENCH MONTGOMERY
23 May 2020
Director ceased
SCOTT SHIAO AREY
11 Mar 2019
Director ceased
MOHAMED SIDDIQUE IBRAHIM LAKDAWALA
28 Dec 2018
Director appointed
MOHAMED SIDDIQUE IBRAHIM LAKDAWALA (Additional Director)
27 Sep 2018
Director ceased
RAJAT KUMAR SHARMA
11 Sep 2018
Director ceased
PALLAVI PARIHAR
28 May 2018
Director ceased
PRADEEP ANAND PHADKE
25 Sep 2017
Director appointed
PALLAVI PARIHAR (Director)
16 Feb 2017
Securities allotted
167990 Equity Shares Without Differential Rights - 1.68 cr raised
13 Dec 2016
Securities allotted
897554 Equity Shares Without Differential Rights - 8.98 cr raised
27 Sep 2016
Director ceased
SHASHANK MANOHAR JOSHI
30 May 2016
Securities allotted
852346 Equity Shares Without Differential Rights - 14.92 cr raised
08 Apr 2016
Securities allotted
167599 Equity Shares Without Differential Rights - 5.88 cr raised
10
Key Observations
Auto-generated from the data aboveRevenue grew 1.42 over the last 4 financial year(s).
Net profit margin moved from 2.1x to 24%.
5 active director(s) / partner(s); review board churn before relying on management continuity.
EPFO-registered employer - verifiable payroll history exists.
Promoters hold a dominant controlling stake as per the FY 2018 annual return.
Director / KMP remuneration is disclosed in the latest annual return - exact figures available in the full report.
Capital has been raised through 17 security allotment(s) - amounts available in the full report.
| Company | CIN | Location |
|---|---|---|
| Ibs | U72900MH2003PTC139878 | Mumbai, Maharashtra, India |
| Kbace Technologies Private Limited | U72200TN2004PTC114344 | Chennai, Tamil Nadu, India |
| Memmo Global Telecommunications Private Limited | U64202AP2010PTC066723 | Visakhapatnam, Andhra Pradesh, India |
| International Trenching Private Limited | U45203DL2002PTC115418 | New Delhi, Delhi, India |
| Edigital | U74900KA2011PTC058377 | Bangalore, Karnataka, India |
| Telexcell | U51506DL1993PLC055392 | New Delhi, Delhi, India |
| Swipe India | U72200PN2013PTC146015 | Pune, Maharashtra, India |
| Paladion | U72200TN2000PTC045018 | Chennai, Tamil Nadu, India |
12
Who Uses This Report
CA · CS · Banker · Investor · VendorChartered Accountants (CA)
Verify Money-On-Mobile before audits and certifications: compliance score 54/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.
Company Secretaries (CS)
Track statutory health of Money-On-Mobile: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.
Bankers & NBFCs
Current banker verdict: Enhanced diligence advised. Credit risk score 45/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.
Investors & Analysts
Investor view: Limited indicators at present. Growth score 75/100, margin trends, ownership structure and peer set for Money-On-Mobile - screening before a deeper diligence.
Vendors & Procurement Teams
Vendor verdict: Review suggested. Trust score 48/100, distress signals and MSME payment-delay disclosures - know whether Money-On-Mobile pays its suppliers before you extend credit terms.
Lawyers & Compliance Teams
Litigation footprint (2 case(s) on record), regulatory flags, charge documents trail and director networks for Money-On-Mobile - groundwork for KYC, onboarding and disputes.
13
Frequently Asked Questions
Is Money-On-Mobile an active company?
Money-On-Mobile has MCA status “Active” with a compliance score of 54/100 (Moderate).
Is Money-On-Mobile financially healthy?
Money-On-Mobile has a Financial Health Score of 5/100 (Caution Indicated) based on its filed financial statements.
Should I do business with Money-On-Mobile?
Its overall Trust Score is 48/100 (Caution Indicated). Vendor verdict: Review suggested. Review the risk flags in the Risk Intelligence Center before deciding.
Who controls Money-On-Mobile?
The ultimate holding entity is Money On Mobile Inc.. 5 active director(s) are on record.
Does Money-On-Mobile have loans or charges against its assets?
No charges are registered against this company - an unencumbered balance sheet.
Is Money-On-Mobile up to date with its ROC filings?
Marked ACTIVE non-compliant (INC-22A). Overall compliance score: 54/100 (Moderate).
Is it risky to lend to Money-On-Mobile?
Its Credit Risk Score is 45/100 (Caution Indicated). Banker verdict: Enhanced diligence advised.
Disclaimer: This report is generated automatically from MCA filings and public records as available
in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the
underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are
not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice.
Verify from official sources and consult a qualified professional before any business, lending or investment decision.
If you represent this company and believe any information is inaccurate or outdated,
report it here and we will review promptly.
