Promoter holding
64.27%
DC
Digamber Capfin Ltd - Due diligence report
A 360° intelligence report on Digamber Capfin: trust score, financial health, credit view, compliance, directors, growth and distress signal…
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Digamber Capfin — 360° Intelligence Report
Generated from MCA filings & public records77/100
Trust Score
Low Risk
Digamber Capfin is assessed as Low Risk with a Trust Score of 77/100. Digamber Capfin is an active public limited indian non-government company incorporated in 1995, operating in the Financial Services sector. The company has shown revenue growth across its recent filed years. It was profitable in its latest filed year. Based on MCA filings and public records, it currently shows a low compliance risk and low financial risk profile.
Report generated on 18 Jul 2026 from the latest processed filings. Digamber Capfin Ltd snapshot & full profile →
Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.
02
Score Card
Higher is safer · rule-based & explainableTrust ScoreLow Risk
77/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreLow Risk
86/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreLow Risk
75/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreModerate
50/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreCaution Indicated
35/100
Board strength, DIN status, churn and network.
Growth ScoreLow Risk
75/100
Revenue, profit, asset and hiring momentum.
Distress ScoreLow Risk
80/100
Early-warning signals - higher means fewer warnings.
03
Financial Intelligence Dashboard
Standalone · 5 filed year(s)Unlock the full 5-year financial dashboard with charts and year-wise figures.
Get full accessScores and observations on this page are already computed from the real filings - only the underlying figures are locked.
04
Credit & Compliance Intelligence
Why the scores are what they are
Credit Risk Score: 50/100 Moderate
- Open charges exceed net worth - secured lenders rank ahead.
- Elevated gearing (D/E 38%).
- Profitable - internal accruals available.
- Externally credit-rated (BBB+).
Charges position: 33 open (980.23 cr) · 119 satisfied (1,748.03 cr).
Banking relationships (from registered charges)
| Lender | Charges | Amount |
|---|---|---|
| Others | 110 | 48.0 cr |
| Sidbi | 5 | 48.0 cr |
| Sbicap Trustee Company Limited | 1 | 48.0 cr |
| Uco Bank | 7 | 48.0 cr |
| Indian Bank | 5 | 48.0 cr |
| Indian Overseas Bank | 3 | 48.0 cr |
Compliance Score: 86/100 Low Risk
- Company status is Active as per MCA.
- Annual filings current (balance sheet Mar 2025).
- Litigation present in 2 court forum(s).
- 11 active GST registration(s).
Legal cases on record (2)
05
Director Intelligence
Stability score: 35/100| Name | DIN / PAN | Designation | Appointed | Tenure | DIN status |
|---|---|---|---|---|---|
| NAYAN AMBALI | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| AMITA GILL | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| AMIT JAIN | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| LALIT KUMAR JAIN | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| RAJIV JAIN | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| Chandramouli Coorg Subramanian | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| JATIN CHHABRA | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| AMIT JAIN | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| BHANU PRAKASH VERMA | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| SHASHANK VYAS | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| Vivek Kumar Jain | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
- 11 directors on the board.
- BHANU PRAKASH VERMA has DIN status "Deactivated due to non-filing of DIR-3 KYC".
- 5 director exits in 3 years - high churn.
- Average tenure above 5 years.
Director & KMP remuneration (FY 2023)
| Name | Designation | Total remuneration |
|---|---|---|
| A K Sharma | Managing Director | 2.4 cr |
| R Mehta | Whole-time Director | 1.6 cr |
| S Iyer | CFO | 95.0 L |
Remuneration is disclosed in the latest annual return. Unlock full report
06
Ownership & Group Intelligence
As per FY 2023 annual returnPublic / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
27 allotment(s) · 1 transfer(s)
Promoters hold a dominant controlling stake - exact percentages are part of the full report.
Key managerial personnel: AMIT JAIN (CFO) · RAJIV JAIN (Managing Director) · AMIT JAIN (Whole-time director)
Full shareholding pattern, group structure & capital events →
07
Risk Intelligence Center
Growth 75 · Distress 80
Growth signals & trust indicators
Revenue acceleration: +1.42 over 4 year(s).
EPFO headcount growing - hiring signal.
Operating for 31+ years.
Active EPFO - real payroll on record.
Active GST registration(s).
Distress signals & risk flags
3 director exits within 2 years.
33 open charge(s) registered - assets are encumbered.
2 court case(s) on record - see the legal section for details.
08
Stakeholder Verdicts
Vendor · Banker · InvestorVendor due diligence82/100
Favourable indicators
Suitability as a supplier / customer counterparty.
- Statutory record is clean.
- 1 distress signal(s) - see Risk Center.
- Financial filings available for verification.
Banker assessment66/100
Mixed indicators - deeper appraisal suggested
Indicative lending comfort for banks, NBFCs and trade credit.
- Debt capacity assessed from filed statements.
- 33 open charge(s) of 980.23 cr already registered.
- Compliance record supports lending.
Investor view76/100
Positive growth indicators
Growth quality and scalability through an investor lens.
- 2 growth signal(s) detected.
- Margin and return trends computable from filings.
- Management churn warrants questions.
09
MCA Filings & Events Timeline
Latest 15 events19 Nov 2025
Charge satisfied
Others
14 Nov 2025
Charge satisfied
Others
31 Oct 2025
Charge satisfied
Others
16 Oct 2025
Charge satisfied
Bank Of India
19 Sep 2025
Charge satisfied
Others
17 Sep 2025
Charge satisfied
Uco Bank
10 Sep 2025
Charge satisfied
Others
09 Sep 2025
Charge satisfied
Others
05 Aug 2025
Charge satisfied
Others
01 Aug 2025
Charge satisfied
Others
31 Jul 2025
Last AGM held
Annual general meeting
21 Jul 2025
Director appointed
BHANU PRAKASH VERMA (Nominee Director)
03 Jun 2025
Charge satisfied
Others
30 Apr 2025
Charge satisfied
Others
09 Apr 2025
Director ceased
ASHOK KUMAR PANDEY
10
Key Observations
Auto-generated from the data aboveRevenue grew 2.1x over the last 4 financial year(s).
Net profit margin moved from 24% to 0.86.
Debt-to-equity stands at 61% - leverage worth monitoring.
Net worth is positive.
Compliance record is strong - status, filings and flags are clean.
11 active director(s) / partner(s); review board churn before relying on management continuity.
11 active GST registration(s) indicate ongoing business operations.
Carries an external credit rating of BBB+ from Brickwork.
EPFO-registered employer - verifiable payroll history exists.
Promoters hold a dominant controlling stake as per the FY 2023 annual return.
Director / KMP remuneration is disclosed in the latest annual return - exact figures available in the full report.
Capital has been raised through 27 security allotment(s) - amounts available in the full report.
| Company | CIN | Location |
|---|---|---|
| J.P. Morgan Securities India Private Limited | U65990MH1998FTC115964 | Mumbai, Maharashtra, India |
| Qrg Investments And Holdings Limited | U52110DL1985PLC456407 | New Delhi, Delhi, India |
| Kama Holdings Limited | L92199DL2000PLC104779 | New Delhi, Delhi, India |
| Piramal Finance Sales And Service Private Limited | U67200MH2020PTC345642 | Mumbai, Maharashtra, India |
| Reliance Industries Holding Private Limited | U51103MH2007PTC168016 | Mumbai, Maharashtra, India |
| Stfl Trading And Finance Private Limited | U93000UP2009PTC039070 | Noida, Uttar Pradesh, India |
| Vaya | U85500TG2014PTC093562 | Seri Lingampally, Telangana, India |
| Shriram Financial Ventures | U67190TN2011PTC079382 | Chennai, Tamil Nadu, India |
12
Who Uses This Report
CA · CS · Banker · Investor · VendorChartered Accountants (CA)
Verify Digamber Capfin before audits and certifications: compliance score 86/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.
Company Secretaries (CS)
Track statutory health of Digamber Capfin: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.
Bankers & NBFCs
Current banker verdict: Mixed indicators - deeper appraisal suggested. Credit risk score 50/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.
Investors & Analysts
Investor view: Positive growth indicators. Growth score 75/100, margin trends, ownership structure and peer set for Digamber Capfin - screening before a deeper diligence.
Vendors & Procurement Teams
Vendor verdict: Favourable indicators. Trust score 77/100, distress signals and MSME payment-delay disclosures - know whether Digamber Capfin pays its suppliers before you extend credit terms.
Lawyers & Compliance Teams
Litigation footprint (2 case(s) on record), regulatory flags, charge documents trail and director networks for Digamber Capfin - groundwork for KYC, onboarding and disputes.
13
Frequently Asked Questions
Is Digamber Capfin an active company?
Digamber Capfin has MCA status “Active” with a compliance score of 86/100 (Low Risk).
Is Digamber Capfin financially healthy?
Digamber Capfin has a Financial Health Score of 75/100 (Low Risk) based on its filed financial statements.
Should I do business with Digamber Capfin?
Its overall Trust Score is 77/100 (Low Risk). Vendor verdict: Favourable indicators. Review the risk flags in the Risk Intelligence Center before deciding.
Who controls Digamber Capfin?
Promoters hold a dominant controlling stake - exact percentages are in the full report. 11 active director(s) are on record.
Does Digamber Capfin have loans or charges against its assets?
33 open charge(s) are registered against its assets, and 119 earlier charge(s) stand satisfied.
Is Digamber Capfin up to date with its ROC filings?
Annual filings current (balance sheet Mar 2025). Overall compliance score: 86/100 (Low Risk).
Is it risky to lend to Digamber Capfin?
Its Credit Risk Score is 50/100 (Moderate). Banker verdict: Mixed indicators - deeper appraisal suggested.
Disclaimer: This report is generated automatically from MCA filings and public records as available
in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the
underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are
not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice.
Verify from official sources and consult a qualified professional before any business, lending or investment decision.
If you represent this company and believe any information is inaccurate or outdated,
report it here and we will review promptly.
