Promoter holding
64.27%
DF
Dharani Finance Limited - Due diligence report
A 360° intelligence report on Dharani Finance Limited: trust score, financial health, credit view, compliance, directors, growth and distres…
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Dharani Finance Limited — 360° Intelligence Report
Generated from MCA filings & public records60/100
Trust Score
Moderate
Dharani Finance Limited is assessed as Moderate with a Trust Score of 60/100. Dharani Finance Limited is an active public limited indian non-government company incorporated in 1990, operating in the Financial Services sector. Reported revenue has declined across its recent filed years. It reported a loss in its latest filed year. Based on MCA filings and public records, it currently shows a moderate compliance risk and high financial risk profile.
Report generated on 16 Aug 2026 from the latest processed filings. Dharani Finance Limited snapshot & full profile →
Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.
02
Score Card
Higher is safer · rule-based & explainableTrust ScoreModerate
60/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreModerate
50/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreCaution Indicated
35/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreCaution Indicated
40/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
90/100
Board strength, DIN status, churn and network.
Growth ScoreCaution Indicated
40/100
Revenue, profit, asset and hiring momentum.
Distress ScoreModerate
50/100
Early-warning signals - higher means fewer warnings.
03
Financial Intelligence Dashboard
Standalone · 5 filed year(s)Unlock the full 5-year financial dashboard with charts and year-wise figures.
Get full accessScores and observations on this page are already computed from the real filings - only the underlying figures are locked.
04
Credit & Compliance Intelligence
Why the scores are what they are
Credit Risk Score: 40/100 Caution Indicated
- Liabilities ≈ 38% EBITDA - stretched.
Charges position: 2 open (46.96 Lakh) · 0 satisfied (-).
Banking relationships (from registered charges)
| Lender | Charges | Amount |
|---|---|---|
| Axis Bank Limited | 2 | 48.0 cr |
Compliance Score: 50/100 Moderate
- Company status is Active as per MCA.
- Annual filings current (balance sheet Mar 2025).
- Flagged by authority: BSE, FIU.
- Litigation present in 5 court forum(s).
- 1 active GST registration(s).
Legal cases on record (5)
05
Director Intelligence
Stability score: 90/100| Name | DIN / PAN | Designation | Appointed | Tenure | DIN status |
|---|---|---|---|---|---|
| VISALAKSHI PERIASAMY | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| SIVABALAN NAGARAJAN | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| Saloni Jain | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| PALANI GOUNDER PERIASAMY | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| Palaniappan Rajamanickam Shampath | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| KOLANDAGOUNDER KANDASAMY | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| Murugavel Ramasamy | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| PERIANNA GOUNDER MUTHUSAMY | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
- 8 directors on the board.
- No disqualified or deactivated DINs.
- 1 director exit(s) in the last 3 years.
- Average tenure above 5 years.
Director & KMP remuneration (FY 2021)
| Name | Designation | Total remuneration |
|---|---|---|
| A K Sharma | Managing Director | 2.4 cr |
| R Mehta | Whole-time Director | 1.6 cr |
| S Iyer | CFO | 95.0 L |
Remuneration is disclosed in the latest annual return. Unlock full report
06
Ownership & Group Intelligence
As per FY 2023 annual returnPublic / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
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Subsidiaries
-
Group entities
-
Capital events
-
Promoters hold the largest single block of equity - exact percentages are part of the full report.
Key managerial personnel: SIVABALAN NAGARAJAN (CFO) · Murugavel Ramasamy (Managing Director)
Full shareholding pattern, group structure & capital events →
07
Risk Intelligence Center
Growth 40 · Distress 50
Growth signals & trust indicators
Operating for 36+ years.
Active EPFO - real payroll on record.
Active GST registration(s).
Distress signals & risk flags
Revenue declined year-on-year.
Losses deepening year-on-year.
Outside liabilities up 1.42 in a year.
Compliance score is weak (50/100).
2 open charge(s) registered - assets are encumbered.
5 court case(s) on record - see the legal section for details.
08
Stakeholder Verdicts
Vendor · Banker · InvestorVendor due diligence53/100
Review suggested
Suitability as a supplier / customer counterparty.
- Check the compliance flags before onboarding.
- 3 distress signal(s) - see Risk Center.
- Financial filings available for verification.
Banker assessment41/100
Enhanced diligence advised
Indicative lending comfort for banks, NBFCs and trade credit.
- Debt capacity assessed from filed statements.
- 2 open charge(s) of 46.96 Lakh already registered.
- Compliance gaps should be priced into terms.
Investor view43/100
Limited indicators at present
Growth quality and scalability through an investor lens.
- No clear growth signals in the filed years.
- Margin and return trends computable from filings.
- Management team looks stable.
09
MCA Filings & Events Timeline
Latest 15 events27 Feb 2026
Charge created
Axis Bank Limited - 23.48 Lakh
13 Feb 2026
Charge created
Axis Bank Limited - 23.48 Lakh
24 Sep 2025
Last AGM held
Annual general meeting
31 Mar 2025
Latest balance sheet
Filed with ROC
24 Sep 2024
Director ceased
GANAPATHY GOUNDAR MUTHUSAMY
09 Aug 2024
Director appointed
Palaniappan Rajamanickam Shampath (Director)
Director appointed
Murugavel Ramasamy (Managing Director)
Director appointed
PERIANNA GOUNDER MUTHUSAMY (Director)
22 Nov 2022
Director appointed
Saloni Jain (Company Secretary)
27 May 2019
Director appointed
SIVABALAN NAGARAJAN (CFO)
11 Jan 2019
Director ceased
Ponnusamy Rajasekaran
10 Feb 2017
Director ceased
VISWANATHAN KASIANNA GOUNDER
26 Sep 2011
Director ceased
MUTHU SAKKARAKALI GOUNDER
24 Jul 2010
Director ceased
SIVASUBRAMANIAM SAMIAPPA
25 Jun 1994
Director appointed
KOLANDAGOUNDER KANDASAMY (Director)
10
Key Observations
Auto-generated from the data aboveRevenue declined 2.1x over the last 4 financial year(s).
Net profit margin moved from 24% to 0.86.
Net worth is positive.
8 active director(s) / partner(s); board looks stable and experienced.
1 active GST registration(s) indicate ongoing business operations.
EPFO-registered employer - verifiable payroll history exists.
Promoters hold the largest single block of equity as per the FY 2023 annual return.
Director / KMP remuneration is disclosed in the latest annual return - exact figures available in the full report.
| Company | CIN | Location |
|---|---|---|
| Minolta Finance Ltd | L65921WB1993PLC057502 | Kolkata, West Bengal, India |
| Makro Lease Private Limited | U65920PB1996PTC017747 | Jalandhar Cantt, Punjab, India |
| Sunrise Services Private Limited | U74900TG2016PTC103526 | Panjagutta, Telangana, India |
| Abhipra Securities Private Limited | U74899DL1995PTC073412 | Delhi, Delhi, India |
| Metson Infrastructure Private Limited | U45203MH2007PTC174057 | Mumbai, Maharashtra, India |
| Damodar Sunidhi Ventures Private Limited | U74999DL2013PTC257130 | New Delhi, Delhi, India |
| Ritesh Real Estates Private Limited | U45200WB2007PTC113544 | Kolkata, West Bengal, India |
| Krunal Capital Services Private Limited | U67190GJ2016PTC094483 | Mehasana, Gujarat, India |
12
Who Uses This Report
CA · CS · Banker · Investor · VendorChartered Accountants (CA)
Verify Dharani Finance Limited before audits and certifications: compliance score 50/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.
Company Secretaries (CS)
Track statutory health of Dharani Finance Limited: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.
Bankers & NBFCs
Current banker verdict: Enhanced diligence advised. Credit risk score 40/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.
Investors & Analysts
Investor view: Limited indicators at present. Growth score 40/100, margin trends, ownership structure and peer set for Dharani Finance Limited - screening before a deeper diligence.
Vendors & Procurement Teams
Vendor verdict: Review suggested. Trust score 60/100, distress signals and MSME payment-delay disclosures - know whether Dharani Finance Limited pays its suppliers before you extend credit terms.
Lawyers & Compliance Teams
Litigation footprint (5 case(s) on record), regulatory flags, charge documents trail and director networks for Dharani Finance Limited - groundwork for KYC, onboarding and disputes.
13
Frequently Asked Questions
Is Dharani Finance Limited an active company?
Dharani Finance Limited has MCA status “Active” with a compliance score of 50/100 (Moderate).
Is Dharani Finance Limited financially healthy?
Dharani Finance Limited has a Financial Health Score of 35/100 (Caution Indicated) based on its filed financial statements.
Should I do business with Dharani Finance Limited?
Its overall Trust Score is 60/100 (Moderate). Vendor verdict: Review suggested. Review the risk flags in the Risk Intelligence Center before deciding.
Who controls Dharani Finance Limited?
Promoters hold the largest single block of equity - exact percentages are in the full report. 8 active director(s) are on record.
Does Dharani Finance Limited have loans or charges against its assets?
2 open charge(s) are registered against its assets.
Is Dharani Finance Limited up to date with its ROC filings?
Annual filings current (balance sheet Mar 2025). Overall compliance score: 50/100 (Moderate).
Is it risky to lend to Dharani Finance Limited?
Its Credit Risk Score is 40/100 (Caution Indicated). Banker verdict: Enhanced diligence advised.
Disclaimer: This report is generated automatically from MCA filings and public records as available
in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the
underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are
not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice.
Verify from official sources and consult a qualified professional before any business, lending or investment decision.
If you represent this company and believe any information is inaccurate or outdated,
report it here and we will review promptly.
